Humbled to make the Forces In Business Awards finals category “Entrepreneur of the year” It’s days like today that makes entrepreneurship so rewarding.

PROJECT KINROSS PUBLIC CONSULTATIONS COMPLETED. If you missed the newsletter. The second public consultation on Project Kinross has now closed. We can confirm that the consultation period was completed with strong support from local residents and from Perth and Kinross councillors. Boundary amendments have been submitted in line with the feedback received. The project is now on the path to delivery. WHAT WAS DONE? Project Kinross is a luxury holiday destination in Scotland, set between Milnathort and Loch Leven, with a leisure and spa core, lodges and integrated renewable energy. CurveBlock is involved as a joint venture partner, not as the sole financier. The public consultation phase is a statutory step in the UK planning process. It allows residents, councillors, and other interested parties to formally respond to the proposals. For Kinross, this phase has now been completed and concluded positively. Statutory consultees have had their say. The amendments coming back from that process have been documented and submitted. The site progresses from the consultation gate to the next stage of delivery. WHY IT MATTERS FOR INVESTORS? For a platform that operates inside Gate 1 of the FCA Digital Securities Sandbox, completing public consultations on a live partnered project is the kind of evidence that matters more than any marketing line. It tells you the platform is not theoretical. It is moving real projects through real planning regimes. It also fits the milestone framework that underpins how the platform shares are valued. Operational delivery moves the dial. Sentiment does not. NEXT STEPS? Project Kinross now moves into the next stage of its delivery roadmap. Updates will follow as further milestones are reached. It’s free to sign up on the CurveBlock platform, jump in and take a peek at what we’re building, Kinross is just one cog in the engine of CurveBlock. curveblock.uk

Out of 8,900+ Founder Institue Global Alumni Companies, we just made their Top-50 for 2026 We know we’re still building the final bits of our jigsaw such as regulation, dividends, digital twins, white labels etc But it’s little wins like this that make us all sit back, reflect and smile. fi.co/50

⛓️ We're Officially On-Chain We are delighted to announce that CurveBlock is now live on the Ethereum blockchain. Every investor's digital share holdings, every transaction, and every fund movement is now independently verifiable on a public, immutable ledger. This is not a future promise — it is live, right now, on your dashboard. You can view your on-chain verification, see the cryptographic proof of your holdings, and click through to Etherscan to independently verify every record. This makes CurveBlock one of the first UK platforms within the Digital Securities Sandbox to offer blockchain-verified transparency to every single investor. 🔒 Why This Matters Traditional investment platforms ask you to trust their records. CurveBlock goes further — we prove our records. Every digital share allocation is hashed and anchored to the Ethereum blockchain, creating a permanent, tamper-proof audit trail that no one — not even us — can alter. Independent verification — Your holdings are provable on a public blockchain Tamper-proof records — Once anchored, data cannot be changed or deleted Full transparency — The fund's master wallet showing total supply and allocation is visible to all investors Regulatory-grade audit trail — Every record carries a unique cryptographic hash verifiable by any third party 🏦 The JPMorgan Connection CurveBlock's blockchain infrastructure is built on Hyperledger Besu — the same enterprise-grade Ethereum technology trusted by JPMorgan for their institutional blockchain platform, Kinexys (formerly Onyx). JPMorgan processes billions of dollars in daily transactions through this technology. Their adoption validated Ethereum as the blockchain of choice for regulated financial services. By building on the same foundation, CurveBlock brings that institutional-grade infrastructure to retail investors. This is proven, battle-tested financial technology applied to fractional real estate investment — exactly the kind of innovation the UK's financial regulators are encouraging. 🏛️ The Digital Securities Sandbox — FCA, Bank of England & HM Treasury CurveBlock operates within the UK's Digital Securities Sandbox (DSS) — a groundbreaking regulatory framework established by HM Treasury and jointly operated by the Financial Conduct Authority (FCA) and the Bank of England. HM Treasury — Established the legal framework through the Financial Services and Markets Act 2023 FCA — Oversees conduct regulation, ensuring investor protection and market integrity Bank of England — Provides prudential oversight, ensuring financial stability and soundness CurveBlock has secured Gate 1 approval within the DSS — confirming that our platform, technology, and approach meet the standards set by the UK's highest financial authorities. This is independent regulatory validation.

CurveBlock V2 Is Here A Fresh Start for Fractional Real Estate We are thrilled to announce that CurveBlock V2 is now live. We have rebuilt the platform from the ground up and started to migrate away from curveblock.io to the curveblock.uk domain. Everything you see from the dashboard to the community feed to the way you invest has been redesigned with one goal in mind: making fractional real estate investment as straightforward and accessible as possible. So what has changed? The BIG change is the integration of AI. Each page has an AI sat waiting to answer any questions you might have. It's also now running Knowledge Hacks, which offers official public and government data on various markets, from mortgages, energy bills, savings, benefits, tx, consumer rights, etc. Another big change is the experience. The new platform is faster, cleaner, and works properly on your phone. Whether you are checking your portfolio on the train or browsing news updates over a cup of tea, everything should feel smooth and responsive. There is also an earn commission section for simply speaking to people. We will cover this in more detail over the coming days/weeks. We have also introduced a community section where investors can connect, share thoughts, and keep up with what is happening in the CurveBlock world. Think of it as a place to meet like-minded people who care about property, sustainability, and building wealth together. Your investor badge is now live, too. Based on the number of digital shares you hold, you will earn a gem tier — from Quartz all the way up to Diamond. It is a small thing, but we think it adds a bit of fun and recognition for those who are building their portfolios. For our existing V1 investors, your accounts and holdings have been migrated across. If you have not already, you will receive an email with instructions to set up your new password and log in. The minimum investment remains just £10. Our mission has not changed: to open up real estate investment to everyone, not just those with deep pockets. We are genuinely excited about this next chapter. Thank you for being part of it. If you have any questions or spot anything that does not look right, please do not hesitate to submit a bug report through the platform we read every single one. Welcome to CurveBlock V2. curveblock.uk/

Q&A Monday: ‘What's a PPA and why is it part of the CurveBlock Group of Companies?”  A Power Purchase Agreement means a business gets solar installed on their roof with £0 costs to them.  They buy the electricity at a discount (typically 20%+ cheaper than grid).  The provider owns the real world asset and earns from the contracted cashflows.  Everyone wins.  This is how a lot of commercial solar in the UK gets built. Sign Up For Free and read our News/Updates to learn more. platform.curveblock.io/login #RWA #Solar

Say hello to The Well Boring Company (TWBC) A sister company of CurveBlock, solving water and nutrient neutrality within the real estate construction sector Sustainable construction has many moving parts, including neutrality solutions #RWA #Innovation #Neutrality @kadena_io @LoyalVc @WellBoringUK

CurveBlock & TheBusinessGrid  RWA Partnership Announcement: We’re proud to partner with TheBusinessGrid in their nationwide search for landowners, businesses, and fleet operators ready to unlock net-zero opportunities with zero upfront investment. This initiative transforms underused land, car parks, and rooftops into profitable green income streams – from EV charging hubs and fleet centres to renewable energy installations. With the UK facing a shortfall of 2.3 million public chargers, this is a once-in-a-generation opportunity to secure prime positions in a rapidly expanding market, benefit financially, and contribute to the UK’s Net-Zero 2050 commitment. Whether you’re a landowner with 0.2+ acres, a fleet operator seeking secure overnight charging, or a business ready to monetise car parks and rooftops, the time to act is now. thebusinessgrid.co.uk #CurveBlock #TheBusinessGrid #NetZero #EVCharging #GreenInvestment #Sustainability @kadena_io @AnneliseOsborne @CarlParkerXYZ @gordongekko

Regulated RWAs Vs Crypto 🤔 The technology isn’t the problem; the absence of rules is. (Educational content only. This is not a financial promotion, invitation, or inducement to engage in investment activity) Regulated DeFi: benefits for RWAs (real-world assets/securities) • Accountable, authorised entities: Those who are responsible in law. • Audited, plain-English disclosures: Ensure claims align with reality. • Safeguarded client assets: Prudential standards to prevent domino effects. • Market-abuse monitoring: To deter manipulation and fake volume. • Clear redressal routes: Complaint handling procedures are in place to address issues that may arise when things go wrong. Vs Crypto (unregulated): the significant downsides • Ponzi schemes: Payouts to earlier participants are funded by the money contributed by newer ones. When inflows slow, the structure collapses because there is no real value creation. • Rug pulls: Developers hype a token and then drain liquidity or seize control of treasury keys, leaving holders with nearly worthless assets. • Market-maker manipulation: Tactics such as wash trading or spoofing inflate volume and distort prices, misleading people about demand and risk. • Lack of transparency and no recourse: Anonymous teams, unaudited code or financials, and unclear jurisdictions mean users often have nowhere to turn after losses. @kadena_io @AnneliseOsborne @LoyalVc @founding @CarlParkerXYZ @gordongekko #RWA #Crypto #Blockchain #Regulation

CurveBlock / Project Chaldon: A Home That Solves Energy Poverty!   From May to July 2025, Project Chaldon didn't just power itself — it produced more Renewable Energy than it used.
  Here's the breakdown: May: Generated 1,099 kWh | Used 809 kWh → +290 kWh surplus June: Generated 969 kWh | Used 671 kWh → +298 kWh surplus July: Generated 958 kWh | Used 840 kWh → +118 kWh surplus
  In just three months, the house created 706 kWh surplus energy, which is enough Energy to boil a kettle over 7,000 times or power an electric vehicle for around 2,000 miles.   This is more than just sustainability; it's regenerative living. CurveBlock has now proven that homes can be designed to generate, store, and smartly manage renewable energy, reducing dependency on the grid and fossil fuels. This technology can help solve the ever-growing energy poverty which many families are currently struggling with.   Energy positive / Future ready / Proven by CurveBlock.   #NetZero #EnergyPositive #UKHousing #SustainableLiving #CurveBlock #SolarHomes #CleanEnergy #GreenHomes #FutureOfHousing #EnergyPoverty @kadena_io @AnneliseOsborne @CarlParkerXYZ @LoyalVc @founding @elonmusk

Our major Scotland project has its private consultation next week, this could be history in the making for the Scottish holiday & leisure sector, with its first energy-positive, water neutral & nutrient neutral holiday resort 🏴󠁧󠁢󠁳󠁣󠁴󠁿 Full details will be shared at the following Public Consultation stage 📣🚀 #FinTech #EnergyPositve #WaterNeutrality #NutrientNeutrality #FCA #BankofEngland #DSS #DigitalSecuritiesSandbox #RWA #BlockChain

Exciting Christmas Eve Milestone for The Well Boring Company (TWBC) On Christmas Eve, The Well Boring Company (TWBC) celebrated an unexpected yet pivotal moment: securing funding to back its first order, valued at £1.64m, which was legally completed the same day. Established in Q4 2024, TWBC was founded with a vision of delivering innovative water-neutral solutions as a core vertical. One of its co-founders, Tapiwa, brought to the table a substantial pipeline of business opportunities he had meticulously built over the years. Among the pipeline was an order to offset water usage for 400 existing homes, generating 133 water credits to support a significant land promoter’s new development of 130 homes. The Christmas Eve funding came from a strategic investor who covered the costs of this first order in exchange for a stake in TWBC. This partnership enabled the successful completion of the initial project and positioned TWBC to self-fund and pursue organic growth. Looking ahead, TWBC may choose to engage with additional external investors for specific orders, offering attractive ROI coupons for those willing to back future projects. To scale effectively and at speed, TWBC plans to onboard strategic partners under non-circumventing agreements. This approach aligns with a classic scale-up strategy, leveraging bootstrapping as a lean and agile solution to drive growth while ensuring the integrity of its private pipeline. The future looks bright for TWBC as it enters 2025 with momentum and a clear path to scale in the water neutrality sector. Stay tuned for updates as we continue to innovate and deliver impactful solutions. #waterneutrality #greywaterrecycling #blackwaterrecyclying #rainwaterharvesting #geothermalboreholes #waterboreholes

CurveBlock DSS Paperwork – The Next Step Toward Mainstream Success It’s official! CurveBlock has started preparing our paperwork for the Digital Securities Sandbox (DSS), which is now open. This marks a significant milestone in our journey, paving the way for our innovative model to gain recognition and regulatory approval under the oversight of the FCA and the Bank of England. For the first time, we will be able to market CurveBlock openly, bringing our vision to a much wider audience. This is more than just a regulatory milestone; it’s the gateway to mainstream adoption and the beginning of a new chapter for CurveBlock. Our CBUK digital security share, coupled with a peer-to-peer exchange, represent the cutting edge of the financial landscape. With the FCA and the Bank of England recognising and regulating these digital securities, CurveBlock is poised to offer investors and stakeholders an unparalleled level of trust, transparency, and innovation. This move also brings us closer to achieving the unicorn valuation we’ve all been working toward. The entire CurveBlock community has shown patience, belief, and dedication in supporting our journey. With the DSS as the foundation for our next steps, the possibilities for growth and scale are limitless. "When we started this journey, most people did not believe we would get regulations changed to allow is to progress. Our investors did believe in us and we have achieved this goal and are moving forward with our success as rare as this is." Joey Jones, Co-Founder/COCO We can’t wait to share more exciting updates as we move forward. Thank you for being a part of CurveBlocks journey to redefine how the world approaches innovation, investment, and impact. The future is bright—and it’s only just beginning.

Breaking News: Due to too much excitement at CurveBlock, we established 'The Well Boring Company.’ With extreme excitement, we can finally announce that we have entered a strategic 50/50 partnership with Aquacity-NAV. We can now proudly introduce 'The Well Boring Company' (TWBC), a strategic venture partnership dedicated to delivering comprehensive water neutrality solutions for new construction developments. TWBC offers developers a suite of sustainable water management options designed to meet regulatory requirements and environmental goals, all while generating long-term value. Innovative Water Solutions for Developers: * Water Neutrality Compliance: TWBC enables housing developers and other various construction projects, such as commercial building, hotels, holiday homes etc, to achieve water neutrality by implementing advanced grey and black water recycling systems. These systems treat and repurpose wastewater for water neutrality applications, significantly reducing freshwater consumption and helping construction developments meet critical environmental benchmarks. * New Appointments and Variations (NAV) License: TWBC will soon add a NAV license to its offerings, empowering it to act as a water provider in specific areas. This license will allow TWBC to independently supply water and wastewater services, enhancing flexibility and reducing reliance on traditional utilities. With the NAV license, TWBC can deliver tailored water solutions directly to construction developments, meeting regulatory and operational needs more efficiently. * Extensive Business Pipeline: Aquacity-NAV brings to this new partnership over 4,000 houses and commercial properties currently in various planning stages, making TWBC primed to impact the market quickly and substantially. This pipeline of projects represents a significant opportunity, projected to deliver seven-figure returns that will be an additional vertical of CurveBlock's Shared Economy dividends, aiming to bring substantial value to the CurveBlock community through faster and long-term revenue streams beyond just our initial construction projects. * Customised Water Supply Management: In some qualifying developments, TWBC will provide borehole installations to support self-sufficient, localised water supply options. By maintaining ownership of these boreholes, TWBC will ensure strict quality control and efficient water distribution, adding resilience and potential cost savings to each project. This partnership with Aquacity-NAV represents a significant step forward in CurveBlock's Shared Economy and the world of water neutrality, creating accelerated revenue streams and dividends for our stakeholders. By transforming water neutrality from a regulatory requirement into a robust asset, TWBC will help developers build responsibly and profitably alongside our own construction projects. curveblock.io #water #innovation #sustainability

Hey everyone, Tomorrow our co-founder Matt will be attempting to complete a 72 hole golf challenge to raise money for Shooting Star Children’s Hospices and he’d hugely appreciate any support for this fantastic charity. Good luck Matt 👏🏻 justgiving.com/page/matthew-…