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A Global Bank, Onchain.

Global
Joined February 2022
Photo by Decaf ☕ (@Decaf_so)Photo by Decaf ☕ (@Decaf_so)Photo by Decaf ☕ (@Decaf_so)Photo by Decaf ☕ (@Decaf_so)Photo by Decaf ☕ (@Decaf_so)Photo by Decaf ☕ (@Decaf_so)Photo by Decaf ☕ (@Decaf_so)Photo by Decaf ☕ (@Decaf_so)Photo by Decaf ☕ (@Decaf_so)Photo by Decaf ☕ (@Decaf_so)
One of the things people asked us the most was a reliable way to send money to Venezuela 🇻🇪 We're excited to announce that, together with @Airtminc, we've made it a reality. You can now fund your Decaf Pay account and withdraw directly to a bank account in Venezuela or via Zelle. See how it works 👇
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Love seeing examples like this. Better FX rates, less friction, and real savings on everyday transactions. This is where stablecoins start to make a lot of sense.
Never thought crypto would get me a better FX rate. Just landed in Europe and stopped by @MoneyGram. Cash exchange rate was 0.81 EUR/USD. Turns out crypto got me a better rate 0.87, so I cashed out 200 USDC for €174.04 using @Decaf_so with @circle on @StellarOrg. 7% more euros. Crypto is becoming better money IRL. Next stop: #Meridian2026! 🚀
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Decaf ☕ retweeted
Never thought crypto would get me a better FX rate. Just landed in Europe and stopped by @MoneyGram. Cash exchange rate was 0.81 EUR/USD. Turns out crypto got me a better rate 0.87, so I cashed out 200 USDC for €174.04 using @Decaf_so with @circle on @StellarOrg. 7% more euros. Crypto is becoming better money IRL. Next stop: #Meridian2026! 🚀
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Just 21 days after Venezuela's earthquakes, payments began reaching families. With @GiveDirectly and @airtminc, Decaf helped deliver $1.28M to 3,765 people. Using $USDC. 86% of all donated funds reached earthquake victims! Here's how 👇 decaf.so/blog/givedirectly-v…
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Decaf ☕ retweeted
請求書はドル建て。口座は、そうとは限らない。1999年から2019年、米州の貿易の約96%は米ドル建てでした。米国外で設立された適格な企業・団体が、@Decaf_so Business上で自社名義の米ドル口座を持てるようになりました。米国法人は不要、基盤はOwlPay Harbor。 thepaypers.com/crypto-web3-a… $OWLS
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Decaf ☕ retweeted
Organizations moving money across borders connect stablecoins to local payouts. @Decaf_so and @airtminc show how via emergency aid, conference payments teapawt.net/Decaf_so/status/210542…
How Decaf connects stablecoin disbursements to local bank accounts and cash, with examples from GiveDirectly, AIDS 2026 and NEED-AID in Wyoming.
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Stellar is one of those networks where blockchain meets real world. Stellar story is found in how money moves in the real world. Today, we’re looking at Decaf Wallet, a non-custodial wallet built to make digital dollars easier to send, receive, hold and convert into local currency. but the wallet itself is only part of the story. The bigger opportunity is what the infrastructure makes possible. Through Stellar Disbursement Platform, organizations can distribute USDC across borders, while Decaf gives recipients a way to receive and use those funds without depending entirely on traditional banking systems. We’ve already seen this work in practice. In 2025, the International AIDS Society used Stellar, USDC and Decaf Wallet to distribute 425 payments to 248 scholarship recipients across more than 50 countries during its conference in Kigali. Instead of transporting cash internationally, sorting it into envelopes and having recipients queue to collect their stipends, the funds were sent digitally to their phones. The same infrastructure is now being positioned for humanitarian disbursements, including emergency support for families, field workers and beneficiaries in regions where access to traditional banking is limited. Decaf says its payment infrastructure has reached more than 180 countries and processed over $100 million in the last six months. This is what real-world blockchain utility can look like These are the kinds of stories we’re here to tell.
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Decaf ☕ retweeted
Emergency aid in Venezuela. Allowances for participants from 95 countries. Food assistance in Wyoming. This is what real-world projects have taught us about stablecoin payments, and how they’re shaping @Decaf_so.
How Decaf connects stablecoin disbursements to local bank accounts and cash, with examples from GiveDirectly, AIDS 2026 and NEED-AID in Wyoming.
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How Decaf connects stablecoin disbursements to local bank accounts and cash, with examples from GiveDirectly, AIDS 2026 and NEED-AID in Wyoming.
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Decaf ☕ retweeted
This may have been the most challenging digital bulk payment projects ever attempted. Nearly 900 people. 95 countries. Thousands of payments. Different currencies, banking systems and ways of accessing money. Delivering $USDC to recipients phones, via @Decaf_so at @iasociety #AIDS2026. Funds delivered digitally, with each person able to choose how to use them locally. No envelopes of cash. No lines to collect payments. A glimpse of what global payments can look like. Shout out to @StellarOrg & @OwlTing!
For years, @iasociety carried cash overseas and counted it into envelopes for its conference scholars. At AIDS 2026 in Rio, about 900 people from 95 countries were paid on their phones via OwlPay, @StellarOrg and @Decaf_so. The backup cash was never used.
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900 people. 95 countries. No cash distribution. At @iasociety AIDS 2026, scholarships and living allowances were delivered digitally using stablecoins; with recipients choosing how to access their funds locally. This is real-world stablecoin utility. 🌍 With @StellarOrg x @OwlTing
For years, @iasociety carried cash overseas and counted it into envelopes for its conference scholars. At AIDS 2026 in Rio, about 900 people from 95 countries were paid on their phones via OwlPay, @StellarOrg and @Decaf_so. The backup cash was never used.
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Decaf ☕ retweeted
Replying to @Decaf_so
@Decaf_so Card caught my attention because it takes a slightly different approach: • 🔐 Non-custodial — you keep control of your funds • 💳 $5 virtual-card activation • 💸 $0 monthly/annual fee • 🌍 0% Decaf-added FX fee — Visa exchange rate • 📱 Apple Pay + Google Pay • 🪙 Spend USDC wherever Visa is accepted A $5 activation fee, but no recurring card fee — an interesting trade-off. More details: ntxguide.xyz/?card=decaf-car… #Decaf #Crypto #CryptoCard #Stablecoins
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This is what “onchain” looks like when it reaches the real world. In The Onchain Effect, Zac’s story in San Francisco, Colombia shows why the last mile matters: digital dollars are only truly useful when people can actually access and use them. That’s where @StellarOrg, @MoneyGram and @Decaf_so come together. 🌎
Onchain isn't the whole job. Going from crypto wallet to real life takes more than one piece. @Decaf_so, @StellarOrg and MoneyGram are part of that journey. Justine Van Buren explains how on @Genfinity. 👇
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Crypto. Saves. Lives. Still a skeptic? See the onchain effect of @Decaf_so, @StellarOrg, @MoneyGram, and @circle in Colombia.
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Decaf ☕ retweeted
Zero-fee cash in & out is here. 🌍 @Decaf_so @MoneyGram With Decaf & MoneyGram, you can: • Deposit local cash directly • Hold digital dollars ($USDC) • Cash out at 350k+ locations worldwide • Pay $0 service fees #Decaf #Stellar #MoneyGram
🤖 Made with AI
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Penrose Partners has been working with the @BEDCBDA to deliver a series of Digital Payments workshops!  Part of our Digital Finance Education program, the series gives attendees a crash course on digital payments and how their businesses can accept them.  Bermudian Entrepreneurs have been learning how to use Base (@base) and Decaf (@Decaf_so) wallets with Penrose team members Musa Abdul-Jabbar, Kaleo Place, Dallas Scott & Jacob Woodhouse (@_jwoodhouse_).  The workshop’s aim is to inform and guide attendees through the set up and basic operations of digital finance.  Our next workshop will be announced soon, stay tuned!
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Decaf ☕ retweeted
Onchain isn't the whole job. Going from crypto wallet to real life takes more than one piece. @Decaf_so, @StellarOrg and MoneyGram are part of that journey. Justine Van Buren explains how on @Genfinity. 👇
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New voices just added to the Meridian 2026 stage, including: 🌟 Daniel Rowlands, @wirexapp 🌟 @rickdanielm, @Decaf_so 🌟 Monica Ramirez de Arellano, @Anchorage 🌟 Maximilian Roszko, @CurveFinance 🌟 Peter Kerstens, @EU_Commission 🌟 @eltoniselton, @AlliumLabs
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See you at @StellarOrg Meridian 2026 in Lisbon on the 28th & 29th of October. 🇵🇹 We’ll be sharing what real-world stablecoin adoption looks like when it moves beyond theory — from humanitarian aid and AI-powered financial infrastructure to global financial access.
Just got my speaker card for Meridian 2026. 🇵🇹 Decaf will be giving a Lightning Keynote in Lisbon this October. This year, we’ve seen stablecoins used for humanitarian aid paying thousands of families in Venezuela, helped people from 100+ nationalities access and use money across borders, and watched the technology start to disappear into the background. That’s the part I find most exciting. Stablecoins underneath. AI handling the complexity. Bank accounts, cards, cash, QR and WhatsApp on the surface. Most people may never think of themselves as “crypto users” - they’ll just have better financial tools. There are a lot of events where people talk about what blockchain could do. Meridian is increasingly where you can see what it’s already doing. See you in Lisbon, Oct 28–29. 🇵🇹
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Decaf ☕ retweeted
Just got my speaker card for Meridian 2026. 🇵🇹 Decaf will be giving a Lightning Keynote in Lisbon this October. This year, we’ve seen stablecoins used for humanitarian aid paying thousands of families in Venezuela, helped people from 100+ nationalities access and use money across borders, and watched the technology start to disappear into the background. That’s the part I find most exciting. Stablecoins underneath. AI handling the complexity. Bank accounts, cards, cash, QR and WhatsApp on the surface. Most people may never think of themselves as “crypto users” - they’ll just have better financial tools. There are a lot of events where people talk about what blockchain could do. Meridian is increasingly where you can see what it’s already doing. See you in Lisbon, Oct 28–29. 🇵🇹
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