I'm Patrick — a disabled investor growing my RDSP to $1M while on a low income. I'm documenting the journey to help fight poverty.
Barrie, Ontario, Canada
Joined November 2008
- Tweets27.2K
- Following3.8K
- Followers3.7K
- Likes15.2K
Pinned Tweet
This is my origin story about why I card about the #RDSP so much. It’s doubly personal for me and my family as mu special needs brother and I both have one.
Earnings week for big tech, Alphabet Wednesday, the Fed deciding rates — and my honest forecast is I have no frigging idea. Watching with bated breath, anticipating nothing. Up week or down week?
Great! Now let’s see that stock price bounce!! 🚀 $ASTS
AST SpaceMobile Advances Brazil Expansion with Anatel’s Approval for S-band Spectrum and Secondary Use of the 700 MHz Band, Agreements with Four Regional Operators and Planned Ground Infrastructure
businesswire.com/news/home/2…
The RDSP Star Chart is live — and I want testers before I promote it wide. 18 pages, 8 waypoints, PDF. First 50 orders: code TESTFLIGHT15 takes $15 off the $29 price. All I ask back is honest feedback. payhip.com/b/Za7gn #RDSP
Free Saturday: car ride, a Barrie park at peak fall colour, two dogs, 1.22 km walked. Finley inspected the grass. The big guy supervised. Total cost $0. The best leisure line in my budget is the one that is not in it.
My RDSP Dropped $8,000 This Week: Watch My Rebalancing Strategy to Protect My Portfolio
youtu.be/PIcBB7NtQK4
Disabled Investor retweeted
2026 December 21 is Monday, the Friday is the 18th.
But honestly ODSP caseworker's can process somsone's payment anytime in the month.
Last 3 ODSP cheques of 2026: Oct 30, Nov 30, then December lands early (Ontario still says TBC) and January runs 6 weeks. CDB pays Nov 19 + Dec 17. Stack: $1,640/month. No grocery benefit payment in Nov or Dec. December's cheque has to cover six weeks, not four
@PWDAllies
My AI-Designed Logo Looks Like He's Gas Powered #lol
youtube.com/shorts/mpHtGHvD9…
Throwback Thursday: on Oct 22, 2025 my portfolio dropped about 5% — $8,700 gone in a day. Today it rhymed: down $5,100. But the RDSP is at $190,691, up $25K in a year. Red days aren't the story. Staying invested is. #RDSP
I Lost $5,100 Today. Here's Why I'm Happy About It.
youtu.be/4uDIGnbZwug
Disabled Investor retweeted
Absolutely! Our advisors are always available to offer free, impartial support with the RDSP, DTC and other disability programs. For more information: planinstitute.ca/helpline/
One year ago today my #RDSP portfolio had one of its worst days. History doesn't repeat, but it rhymes — down again today, just gentler. If you're red today, you're not alone. I break down days like this in a daily long-form video on YouTube. link in bio.
A national disability charity is having a commissioned salesperson teach RDSP basics to a vulnerable population. The customers are in the audience. Before any free benefits class, ask how the teacher gets paid. I sell nothing. That's the point. #RDSP
How to Apply for the Disability Tax Credit (and Keep 100% of Your Refund) #DisabilityTaxCredit
youtu.be/7nXBCetRibQ
Warning: some companies take up to a third of your disability tax refund to file one form. Free help exists: Plan Institute's helpline, 1-844-311-7526. Not financial advice — just what I do. #DisabilityTaxCredit
Trump "Tacoed" on Bombardier: How It Impacted My Canadian #RDSP Portfolio
youtu.be/Y84VUa1qFx8
