For the past several months, we’ve been quietly building @Rhythmic_io. Today, I’m excited to share that we’ve closed a $4M seed round led by @HadickM and @dragonflyvc with participation from @mirana, @NikMilanovic @thefintechfund, @matt_homer @deptvc Over the last decade in payments and digital assets, I’ve watched two worlds evolve in parallel. Traditional fintech built great user experiences on top of legacy financial infrastructure. Crypto rebuilt the infrastructure itself. Both moved the industry forward. But there’s still a gap. Consumer platforms drive engagement and community, yet financial activity often lives adjacent to the core product. Accounts, balances, rewards, and cards can feel bolted on rather than truly integrated. The economics and data are fragmented across multiple providers. It works. But it’s not cohesive. At the same time, stablecoins have emerged as the most practical piece of crypto. Fast settlement. Global by default. Fully reserved digital dollars that actually move. Most people don’t care about “using stablecoins.” They want to hold money, earn rewards, and spend anywhere. We’re building a financial platform for consumer companies that obfuscates the underlying technology and focuses on the user experience. We enable partners to offer accounts, stored value, cards, and rewards as a seamless part of their product. Not as a crypto feature. Not as a side integration. As something that feels native. Under the hood, stablecoins handle movement and settlement. On the surface, users simply: Hold balances. Earn rewards. Spend anywhere. No new behavior required. For our partners, this creates tighter alignment between financial activity and their core product. Incentives become programmable. Settlement becomes instant and global. Financial functionality becomes flexible instead of rigid. We believe stablecoins are infrastructure. The companies that win won’t lead with the rails. They’ll lead with experience. This raise allows us to accelerate. We’re building the core platform, onboarding anchor partners, and hiring across engineering and compliance to do this the right way. Compliance-first. Enterprise-grade. Built to scale. We’re just getting started.

Good times chatting agentic payments…and my general skepticism on if this is going to translate to compelling products that consumers want to use. Will be super interesting to see how this shakes out over the next couple years

I’ll try not to put my foot in my mouth. But will be a good conversation either way!

We’re super excited at @Rhythmic_io to be building with @monad and @raincards

Excited to be included in @TechNYC Companies to Watch for NYC Fintech ahead of New York Fintech Week. Talked about what @Rhythmic_io is building, how our backgrounds across traditional and emerging payments shaped the product, and why New York is the center of gravity for everything we’re doing. Worth a read if you’re paying attention to where stablecoins and consumer finance are heading. blog.technyc.org/news/compan…

Thanks to @AlexH_Johnson and @sytaylor for talking about @Rhythmic_io on the Fintech Takes podcast. Give it a listen here: fintechtakes.com/podcast/202…