Senior Manager with 26 years experience of working in banking and finance environment. Now help busineses structure finance for their long term growth plans
Winchester
Joined January 2010
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That’s a great point from Chris Fry - we have 5 cycles of 3 year plans to meet objectives. It can be broken down into phases. I think businesses think they need to change everything immediately and feel the challenge is huge #EM3AGM
Graeme Andrew retweeted
Thank you to everyone who attended, participated or supported our online drop-in sessions. We look forward to seeing the results of our collaborative sessions in the regions we covered and across the UK! #allforretrofit #lowcarbonUK #reduceemissions #saveenergy
This was really useful. Why wouldn’t you find out ways to reduce energy and carbon. Some ideas could be immediate at no cost. It’s FREE
Thanks to everyone who attended our EMphasis3 Project Team Q&A this morning! If you didn't get the chance to ask your question, we'd still love to hear from you!
Get in touch at: greentechsouth.com/business-…
@GEPEnv @solentlep #energyefficiency #energysaving #SMEs #funding
Graeme Andrew retweeted
Whilst the #BBRS is a step in right direction, a wholesale (enforceable) requirement for banks to act fairly in all their disputes w/ clear guidelines would be a seismic shift. We're calling for the adoption of Australian-style model litigant principles appgbanking.org.uk/letters/
Graeme Andrew retweeted
The governor at the @bankofengland has just been given categorical proof that @NatWestGroup get their legal department to alter history against the complainants when sending out responses on behalf of the CEO
Wow to @nsandi - not just a cut but devastating blow to large level of depositors. Check out the cut of the Income Bond Rate.
'We’re getting in touch to let you know that we’re reducing the interest rates on some of our savings accounts on 24 November 2020.'
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NS&I Direct Saver - 1.00% to 0.15%
Income Bonds - 1.16% to 0.01%😟
Investment Account - 0.80% to 0.01%
Direct ISA - 0.90% to 0.10%
Junior ISA - 3.25% to 1.50%
nsandi-corporate.com/news-re…
#depositscheme #savings
Bank of England to ‘explore’ negative interest rates disq.us/t/3rqdztv Interesting article - are we getting close on having to pay to hold deposits?
I love @RingCentral because it was really simple to set up voice recording services which I needed to apply for regulation in Claims Management services. Flexibility on how to change your messages and take your calls on the mobile. Perfect for a small business.
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Graeme Andrew retweeted
The APPG has complied a list of all the UK major lenders current position on accepting new Bounce Bank Loan Scheme (BBLS) applications from new customers. Read the list on our website: bit.ly/32g8tXB
Graeme Andrew retweeted
📢 We've approved four new lenders for accreditation under the Coronavirus Business Interruption Loan Scheme, which provides finance to smaller businesses affected by Covid-19 #CBILS
@AIB_NI @AIBGB @ThinCatsUK @paragonbankuk @IGF_Group #AltFi #FinTech
👉 bit.ly/3eQS9jX
Yes - sailing close to Data Protection Rules too - is the information necessary if not taking Guarantees as lending to the company? Also you are lending to your existing customers!!
Lloyds bank blasted by top accountant over emergency loan scheme reaction.life/lloyds-bank-bl…
gareview.co.uk/blog/53-cbils… Blog on the application process and help to prepare applications. However why is it so varied - there needs to be a more centralised approach and appeal to @RishiSunak @hmtreasury @CISIFBBB to try and least get application process standardised. #CBILS
Graeme Andrew retweeted
Well luck should have it @jameshurley rather than just accept best efforts, I thought about it and created a central function model with Flow Chart!! Have written to Chancellor to see if this type of idea could get things moving.gareview.co.uk/blog/52-coron…
100%Better Option ?
0%Leave it alone ?
1 votes • Final results
linkedin.com/posts/graeme-an… Funders may have to work together before too late.
#cbils #outsourcing #outsourceloanapps
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linkedin.com/posts/graeme-an…
Still consider CBILS will be favouring businesses with strong reserves, but regardless need to a good plan to take forward.
It has been said that @TheFCA want to meet the banks to find way to help consumers. I would start in why banks are not reducing their standard mortgage variable rate. My bank is still stuck at 5.02%. Where are the savings been passed on???
Graeme Andrew retweeted
Companies warned they may have to "wait weeks" for emergency loan scheme cash, with some frontline bank staff yet to receive guidance on the programme
thetimes.co.uk/article/compa…