Top 10, most important first: 1. Get medically and physically capable. 90-day prescriptions. Fitness to walk, lift, and work for days. Untreated illness takes people out before hunger does. 2. Lock in water. At least 1 gallon per person per day for two weeks, plus a filter and tablets. Water fails faster than food. 3. Build 30–90 days of food you will actually eat, and a way to cook it without the grid. Rotate it. 4. Kill high-interest debt. Keep several weeks of cash in small bills. Split savings across a bank, hard assets, and something you can spend if cards fail. 5. Home security and real competence with the firearms you already own. Training, medical gear staged with the guns, lights, locks, a simple plan. 6. Heat, power, and fuel for a winter outage. Safe alternate heat, CO alarms, rotated fuel, a battery bank or generator. 7. Trauma kit. Tourniquets, pressure bandages, chest seals, antiseptics, real OTC stocks. 8. A written household plan. Roles, rally points, an out-of-area contact, a few trusted neighbors. Isolated stockpiles fail after a week. 9. Comms that do not depend on one carrier. Weather radio, printed maps, power banks, a basic radio net with one other household. 10. Mobility ready, not romantic. Full tanks as a habit, a vehicle kit, copies of IDs and key papers, a 72-hour bag per person. Leave only if the house stops being the safer option.