According to press release from the @RSSB_Rwanda the pension reform will double contributions from 6% to 12% by January 2025. This sharp increase, implemented without gradual transition, will immediately impact workers' take-home pay by 3%. Why wasn't a progressive approach considered? We've seen this pattern of insufficient public consultation before. Remember the NGO law? While civil society eventually managed to advocate for some changes in Parliament, many problematic articles remained unchanged - all because stakeholders weren't consulted during drafting. Even when policies have transition periods, implementation can be abrupt. Take the church regulations: Despite a 5-year window for meeting requirements, the sudden enforcement led to widespread closures, affecting communities across Rwanda. The pension increase is particularly concerning because it affects every working Rwandan. A 3% reduction in take-home pay is significant. A progressive approach - perhaps a 1% increase over three years - would have allowed families to adjust their budgets gradually. When policies directly impact citizens' livelihoods, shouldn't those same citizens have a voice in shaping them? Public consultation isn't just about being heard - it's about creating better, more implementable policies. The NGO law experience showed us that post-facto advocacy, while sometimes partially successful, is far less effective than early stakeholder engagement. Why repeat this pattern with the pension reform? We need a standardized approach to policy development that includes mandatory public consultation periods. Major changes to people's financial obligations shouldn't be announced and implemented with such short notice. Let's advocate for better policy-making processes. Progressive implementation, meaningful stakeholder engagement, and proper transition periods aren't luxuries - they're necessities for good governance. Our collective future shouldn't be decided in isolation. We need transparent, inclusive policy-making that considers the real-world impact on citizens. @RSSB_Rwanda @RwandaFinance @primaturerwanda @rwandaparliamnt