Jeff Divers (@jeff_divers) header
Jeff Divers (@jeff_divers) profile picture

Real Estate Investor / Digital Marketer

Oregon, USA
Joined November 2016
I am a fan of the @RobinhoodApp a member of the app since the early beginning. My account was restricted & money frozen since May. No reason given. I have sent all docs requested, full bus checking & savings, personal accounts and still no reason. Customer service not helpful.
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17. What is Project Ion, and how will it revolutionize the stock and bond markets? teapawt.net/mollyelmore22/status/1…
What is Project Ion, and how will it transform the world of finance? The financial markets are testing distributed ledger tech to settle trades more efficiently. 🧵A thread on Project Ion, and how this project will bring the blockchain to Wall Street.
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16. What is the velocity of money, and how does this concept connect to global payments via the blockchain? teapawt.net/mollyelmore22/status/1…
Will global payment solutions via the blockchain ($XRP) increase the velocity of money? Money velocity is the rate that people spend money within an economy. 🧵A thread that breaks down money velocity and how digital assets can improve the flow of money across the globe.
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15. What is FedNow? Will it replace the need for a central bank digital currency in the US? teapawt.net/mollyelmore22/status/1…
The US central bank announced this week plans to defer launching a US CBDC (central bank digital currency) as the FedNow service will solve the same issues. 🧵A thread on FedNow, and why the announcement this week was misleading.
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14. What is ETHGATE? Was there intention action by several parties to hold back Ripple from succeeding in the global payments space? teapawt.net/mollyelmore22/status/1…
ETHGATE: Was there a conspiracy to hold Ripple back from first mover advantage in the cross border payments space? 🧵A thread breaking down this theory, and how various players * may* be involved (subject to change as new details unfold)
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13. What are the BRICS nations, their plans for a new reserve currency + the impact on the US Dollar? teapawt.net/mollyelmore22/status/1…
What happens if 41% of the world decides the US Dollar is no longer the only global reserve currency? 🧵A thread on the BRICS alliance, their plans for a new reserve currency, and what it means for the US Dollar
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12. Flare Networks brings Smart Contracts to the XRP Ledger teapawt.net/mollyelmore22/status/1…
How will Flare Networks expand the XRP ecosystem? Flare Networks is bringing smart contracts to the XRPL, which will open a world of DeFi opportunity. 🧵A thread on Flare Networks, and why it's important for XRP.
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11. How (and why) is the price of gold manipulated? teapawt.net/mollyelmore22/status/1…
Is the price of gold manipulated? If so, why? The price of gold is a reflection of the strength of the US dollar, and keeping it low protects the global economy. A thread on how financial institutions hold down the price of gold to support the strength of the dollar.
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10. Negative Interest Rates, and the paradox of saving money. Important to understand as we prepare for CBDCs, and why we are encouraged to spend money in a recession. teapawt.net/mollyelmore22/status/1…
What are negative interest rates, and why should you care? As more countries prepare to move to CBDCs (digital blockchain currencies), this is a topic you want to understand. 🧵A thread on why CBDCs could make it IMPOSSIBLE for most people to save money.
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9. How will blockchain tech, including XinFin XDC, revolutionize the global supply chain?
Will blockchain tech revolutionize the global supply chain? The current system for shipping products around the globe needs an upgrade, and blockchain tech is the ideal solution to many of the issues. 🧵A thread that breaks down trade finance + blockchain tech +$XDC
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8. The Cantillon Effect. Why most bailouts and stimulus benefit the wealthy and hurt the lower class teapawt.net/mollyelmore22/status/1…
Why do bailouts & foreign aid hurt the lower class? It's because of the Cantillon Effect. The flow of money through a system matters, as those who receive the funds first benefit most. 🧵A thread on the Cantillon Effect, and how government spending makes the poor even poorer.
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7. What is Polysign? A sister company to Ripple (same founders) is tackling the uber important topic of digital asset custody. What is that? read on... teapawt.net/mollyelmore22/status/1…
Will PolySign change the world of finance? Crypto & digital assets have a big problem: securing blockchain assets. 🔒 Big money investors won't risk their clients' funds if a blockchain can be hacked. 🧵A thread on PolySign, an institutional custodian for digital assets.
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6. Could there be a buyback of the XRP token? This is a polarizing topic in the XRP community, but I broke down the story behind this theory teapawt.net/mollyelmore22/status/1…
Will there be a buyback of $XRP assets at a 5-figure price? This is a hotly debated topic in the XRP community, with strong opinions on both sides of the discussion. Let's break down the theory, how it could play out, and a few counter-thesis questions I have
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5. What is the Howey test? This comes up in the discussion of whether digital assets are securities or commodities in the eyes of the US government teapawt.net/mollyelmore22/status/1…
Are digital assets and crypto tokens securities or currencies? This debate is important for the blockchain industry, as there are strict laws around buying and selling securities in the US. The Howey Test is key part of this debate. 🧵Here is a thread summarizing the case:
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4. Why was the SEC created? teapawt.net/mollyelmore22/status/1…
Is the SEC doing its job? The Ripple and LBRY cases against the SEC have brought considerable attention to this government agency. Why was the SEC created in the first place? 🧵A thread on the backstory of this agency, and why it's similar what we are experiencing in 2022.
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3. The Triffin Dilemma. Why there are pros and cons to being the nation issuing the world's reserve currency teapawt.net/mollyelmore22/status/1…
What is the Triffin Dilemma and why should you care? The $US Dollar may lose its status as the global reserve currency, and that might be a good thing for the United States. 🧵A thread to explain the paradox called the Triffin Dilemma and why this matters now.
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2. ISO 20022 changes to global finance - what those changes are and why we should care teapawt.net/mollyelmore22/status/1…
What is ISO 20022? If you follow $XRP, $XLM or other tokens in the payments space, you may have heard about this upcoming ISO 20022 changes. 🧵 A thread on the changes to the financial system, and a few important terms to understand
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1. The story behind the Bretton Woods agreement where the US dollar was named global reserve currency teapawt.net/mollyelmore22/status/1…
What is Bretton Woods? Talk of the BRICS nations creating a new reserve currency introduced the idea of "Bretton Woods 3.0". Before tackling 3.0, it's helpful to understand the original agreement. 🧵 A thread that breaks down Bretton Woods in easy to understand terms.
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Want to check out my threads on blockchain, digital assets and the future of money? Here's a list to make that easy for you.
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