Helping you secure bitcoin for your Family with Multi-Sig Collaborative Custody
Australia/ New Zealand
Joined May 2020
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The question I’m asked most: "What happens if your company disappears?"
In a client-controlled 2-of-3, you hold two keys. You can move your Bitcoin without us.
We hold one key and can't move anything alone.
A good security plan shouldn't depend on any one party. Including us.
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If you'd like to see how that works for your own setup, a short call: meetings.hubspot.com/james-r…
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this is such a crazy situation and needs to be addressed.
"Any aussie wanting to invest $10+k has to do it over multiple months because the bank says so. But if u wanna drop $50k on Sportsbet … go right ahead"
They've got a point. CommBank and ANZ Plus cap what you can send to a crypto exchange at A$10,000 a month, and Westpac joins them on 1 December. Since June 2024 betting sites can't take credit cards, but money from your bank account still goes straight through, unless you've switched on a gambling block yourself.
Different rules for gambling, which is arguably worse for society than investing.
ALT Paying from your bank account: A$10,000 monthly cap to a crypto exchange at the banks; no cap to a betting site unless you block it yourself.
Before the summer holidays, three quiet questions worth answering for your family:
Do they know your Bitcoin exists?
Do they know who to call first?
Has anything changed this year: a move, a new partner, a new device?
Ten minutes now saves a lot of guesswork later.
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If you'd like a hand running that check on your own setup before the break, a short call: meetings.hubspot.com/james-r…
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A hardware wallet and its backup in the same house is one fire, flood or burglary away from a very bad day.
Good security spreads the risk. In a 2-of-3, your two keys live in different places, and a professional key agent holds the third.
Lose one, and you can still recover.
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If you'd like to think through where your keys and backups actually live, a short call: meetings.hubspot.com/james-r…
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Plenty of Bitcoin is moving off exchanges. That's a good first step.
The second step gets less attention: once it's off, who can move it, how do you recover if a device fails, and what does your family do if you can't?
Taking control is the start of the plan, not the end.
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If you've moved off an exchange and want to check the rest of the plan holds up, a short call: meetings.hubspot.com/james-r…
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Your family doesn't need your seed phrase written in a letter.
They need a letter that says: this exists, it's protected, here's who to call, and here's the first step.
That's beneficiary education. Clear, calm, and no secrets exposed.
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If you'd like help shaping what your family would be told, a short call: meetings.hubspot.com/james-r…
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Great idea Daniel
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A while ago, I was unexpectedly contacted by one of the world’s top advertising creatives (who is also a bitcoiner).
He shared his #1 adoption concern:
Retail’s lack of interest in Bitcoin.
"They think they know what Bitcoin is, and based on that, they're not interested"
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Excellent article Simon
My new article on @dari_org: Second Hand Gloom.
By using AI to read EVERY academic article on #bitcoin we find that most negative claims are unsupported, or inaccurately reported.
da-ri.org/second-hand-gloom
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Before you trust anyone with a key to your Bitcoin, ask:
Can you move funds without me?
What happens if your firm disappears?
How do you verify it's really me?
Who helps my family if I can't?
Clear answers matter more than clever tech.
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If you'd like to put those questions to us directly, a short call: meetings.hubspot.com/james-r…
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Down at Bondi, a once-glamorous apartment tower is having its facade ripped off and redone. The Art Deco buildings next door haven't needed it. Short-term money encourages short-term building. I'd rather build for the long term.
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If you're thinking about bitcoin as part of a long-term family plan, you can book a call with me here: meetings.hubspot.com/james-r…
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A fair question to ask about any Bitcoin security setup: who can move the funds, and who can't?
In a client-controlled 2-of-3, you hold two keys. Our key agency holds one and cannot move anything alone.
No single party, including us, is the point of failure.
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If you'd like to map out who can and can't move your Bitcoin today, a short call: meetings.hubspot.com/james-r…
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Friends tell me I was lucky to get into bitcoin early. A small part of that is true. The real challenge is education, and keeping on learning through the periods that test you. That's the part I care most about helping people with.
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If you're working out how to hold bitcoin with confidence and want to talk it through, you can book a time with me here: meetings.hubspot.com/james-r…
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A fine watch is handed down with its story and a note on how to care for it.
Bitcoin deserves the same. Without a path, an heirloom becomes a puzzle.
Beneficiary education plus a client-controlled 2-of-3 setup means the next generation inherits access, not a riddle.
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If you'd like to think through how your Bitcoin would pass to the next generation, a short call: meetings.hubspot.com/james-r…
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Holding bitcoin sounds simple. The hard part is securing it properly: not losing it, and not making a mistake on your own. That's why I think having backup matters, with a team to call while you keep control of your keys.
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If you want a second set of eyes on how your bitcoin is secured, you can book a call with me here: meetings.hubspot.com/james-r…
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Your will says who gets your Bitcoin. It doesn't tell your executor how to reach it.
They need to know it exists, who to contact, what's documented, and the first step.
The Estate Plan Protocol gives them that path, alongside your lawyer, without exposing your keys.
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If you'd like to check what your executor would actually be handed, a short call: meetings.hubspot.com/james-r…
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Multisig isn't really about you. It's about the people who'd be left with a password, a seed phrase and no idea what to do next. Setting up collaborative security properly is how you hand that responsibility down.
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If you'd like to talk through how your family would access your bitcoin, you can book a time with me here: meetings.hubspot.com/james-r…
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Most Bitcoin setups have never been tested.
A recovery plan you've never practised is a hope, not a plan.
In a client-controlled 2-of-3, you can rehearse it on a calm day: confirm each key still signs, check the documentation, and know the steps before you need them.
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If you'd like to see how a recovery check would work for your own setup, a short call: meetings.hubspot.com/james-r…
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Jacinda is responsible for half of this.... Say no to NZ Labour and the Greens, reckless spending needs to stop
$300 billion in debt anchoring down New Zealand. 🇳🇿💸
This debt wasn’t racked up by one government. It’s the result of years of governments treating the public purse like a credit card and leaving the bill for someone else.
The interest alone is costing taxpayers $28 million a day, money that could otherwise go towards the services and infrastructure Kiwis rely on.
And here’s the reality: every single Kiwi carries the consequences, regardless of how much money is in their bank account.
This election is a choice about the future we leave behind. Do we keep kicking the can down the road, or finally confront the debt and the cost of servicing it?
The debt gets passed down. So does the bill. How much longer can we afford to ignore it?
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