Dollars for every phone. Spend with a card, send to 20 networks, cash out to 35 + countries. @monad iOS beta: https://teapawt.net/t.co/Dbgvbgznce
Monad
Joined September 2026
- Tweets96
- Following27
- Followers115
- Likes183
Kova Weekly Update:
Our Second Week on Monad Mainnet, and Our Biggest Yet.
Shipped:
Dollar Mastercard: A virtual USD card available in minutes, funded directly from your Kova balance.
Users are already paying for X Premium and Claude with it.
Worldwide Cashouts: Withdraw to banks and mobile money accounts in the US, UK, Europe, Canada, Ghana, Kenya, Tanzania, and more.
Send to 19 Chains: Base, Solana, Ethereum, Arbitrum, and more. One Face ID, zero gas fees. Now live in TestFlight.
Free withdrawals from your card back to Kova.
Google sign-in on iOS. 24-word recovery phrase for every wallet.
Android build with dark mode.
Kova on basic phones: Try the USSD menu on our website.
Numbers:
141 transfers this week, up 57%.
$8,564 moved since launch.
$2,721 cashed out to banks.
85 users and 9 shops.
@spicytaco @keoneHD @_jhunsaker
Moments like this remind us why we built Kova.
A user wanted to subscribe to X Premium, but his Verve card wasn’t accepted. Getting a Mastercard or Visa through the usual channels would have been stressful and time-consuming.
So he downloaded Kova. Within minutes, he had a Mastercard and paid for his subscription.
Today, another user did the same thing to upgrade to Claude Ultra.
These might seem like small wins, but to us, they mean everything.
Sometimes, all someone needs is a simpler way to pay. That’s what we’re building with Kova.
@spicytaco @keoneHD @_jhunsaker
Kova retweeted
We're seriously overdue for a better way to make payments.
One that's faster, simpler, and built for a world where money moves without borders.
That's where @kovafinance comes in, making digital dollar payments faster, simpler, and seamless.
With @kovafinance, you can:
➤Turn your phone into a payment terminal.
➤Get paid in about a second.
➤Verify your transactions on-chain.
➤Build smarter payment experiences with developer integrations.
Less waiting. Less friction. More freedom to pay and get paid.
Payments are evolving, and Kova is building for what's next.
Kova. Tap. Paid. Anywhere.
Explore Kova 👇
mykova.app/
Kova now cashes out to 50+ countries.
Your dollars to a bank, M-Pesa, Interac or an e-wallet, from the US to Kenya to the Philippines. You see exactly what lands, and when, before you send.
Try kova.
@spicytaco @keoneHD @_jhunsaker
A Kova user just bought Call of Duty on the @PlayStation Store with their Kova Dollar Card.
$69.99. Paid in seconds. Downloading on their PS5 now.
Told them they could cash out the change left on the card.
They said: "I want it to be in the app. I like seeing it there 😆"
Wherever you are, your money should work the way you want it to. Try Kova.
cc: @spicytaco @keoneHD @_jhunsaker
Kova on Monad mainnet so far:
• 70 people
• 158 transactions
• $3,396 moved
• 7 shops open
• ₦479,405 paid out to Nigerian banks across 32 cash-outs.
And as of this week, a free virtual Mastercard funded from your Kova balance.
cc: @spicytaco @keoneHD @_jhunsaker
Introducing the Kova Dollar Card.
A free virtual Mastercard, funded from your Kova balance. Top up in seconds and pay anywhere Mastercard is accepted online.
Available now at in kova.
cc: @spicytaco @keoneHD @_jhunsaker
Kova retweeted
𝐖𝐡𝐚𝐭 𝐈𝐟 𝐘𝐨𝐮𝐫 𝐏𝐡𝐨𝐧𝐞 𝐂𝐨𝐮𝐥𝐝 𝐑𝐞𝐩𝐥𝐚𝐜𝐞 𝐘𝐨𝐮𝐫 𝐏𝐎𝐒 𝐌𝐚𝐜𝐡𝐢𝐧𝐞, 𝐑𝐞𝐜𝐞𝐢𝐯𝐞 𝐃𝐨𝐥𝐥𝐚𝐫 𝐅𝐫𝐨𝐦 𝐀𝐛𝐫𝐨𝐚𝐝, 𝐏𝐚𝐲 𝐏𝐞𝐨𝐩𝐥𝐞 𝐈𝐧 𝐒𝐞𝐜𝐨𝐧𝐝𝐬, 𝐀𝐧𝐝 𝐇𝐞𝐥𝐩 𝐘𝐨𝐮 𝐀𝐜𝐜𝐞𝐬𝐬 𝐓𝐡𝐞 𝐒𝐭𝐨𝐜𝐤 𝐌𝐚𝐫𝐤𝐞𝐭?
think about that for a moment.
you're running a small shop in Nigeria.
a customer wants to pay, but your POS machine is unavailable, network issues are slowing things down, or transaction charges are eating into your profit.
now imagine accepting digital dollars directly on your phone, receiving the money in your own wallet, and converting it into naira when you need to.
no separate card terminal. No complicated setup. Just a phone and a different way to move money.
that's the idea behind @KovaFinance and it's building toward much more than payments.
let's break down my general experience, what Kova is bringing to the table, how it works, and why it could matter for everyday users, business owners, freelancers, and anyone who wants easier access to digital finance.
#KovaThreadContest
🧵👇🏾
Kova, week of 27 Oct:
62 people. 112 transactions. $1,948.47 moved.
₦393,932.45 cashed out to Nigerian banks.
Shipped: splits for shops, repeat payments, stocks, savings, Android, tap to pay.
All on Monad mainnet.
Next week: more people, Kova Cards in hand, and Kova on Google Play for testing.
cc: @spicytaco @keoneHD @_jhunsaker
Week 2 of shipping Kova on @monad DeltaV this week:
→ send dollars to any phone, no app no data. they dial a code and spend it
→ cash out from that same dial to a local bank.
→ pay ada.nad instead of 0x…
→ stocks on monad, live prices.
Next week is all about users.
On a blockchain, everyone can see who you paid.
On Kova, they can't. Every private payment goes to a brand-new address only the receiver can open, with a sealed note.
Send privately. Spend privately.
cc: @spicytaco @keoneHD @_jhunsaker
What a beautiful read. As an intern this made me emotional. 🔥
𝐌𝐨𝐧𝐞𝐲 𝐡𝐚𝐬 𝐚 𝐔𝐬𝐞𝐫 𝐞𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞 (𝐔𝐗) 𝐩𝐫𝐨𝐛𝐥𝐞𝐦
It can travel across the world in seconds, yet using it in crypto can feel like almost finishing a 1,001-piece puzzle.
𝐖𝐢𝐭𝐡𝐨𝐮𝐭 𝐭𝐡𝐞 𝐥𝐚𝐬𝐭 𝐩𝐢𝐞𝐜𝐞.
And sometimes, that missing piece is the ability to turn your crypto into money you can actually use.
@kovafinance wants to change that.
#KovaThreadContest
We couldn’t have described it ourselves any better.
Most stablecoin wallets ask you to learn crypto before you can use them.
Kova starts somewhere much smaller: a phone number.
You can send digital dollars to someone who has never heard of Kova, never installed it, never touched a blockchain. They get a text, claim the money, and it's theirs. No address to copy, no app to install first.
I opened a Kova wallet and went through every screen to understand what it's actually built for. It turns out the answer is less about crypto and more about a very old problem: moving money to a person who isn't set up to receive it.
If you've never heard of it, this thread is for you. Kova explained from zero, with my own screens.
#KovaThreadContest ↓
Every entry meant someone gave Kova their time. That means a lot to us. 🧡
@Arslan_onchain wins the #KovaThreadContest! 🏆
He showed why paying someone before they join, cashing out to naira, and reaching basic phones matter and where we’re still building.
You understood who we’re building for. That means a lot.
Honorable mentions: @RosieeDrafts @alex_eth17
DM also for compensations.
One thread wins 2,000 $MON.
Write a thread about Kova in the next 48 hours. Try it first: make a free wallet at Kova and show your own screens.
Put #KovaThreadContest in your first post.
Reply here with your link by Thursday 29 Oct, 15:00 UTC.
The winner is the thread that explains Kova best to someone who's never heard of it. No price talk. One entry per person. You don't need to buy anything.
Winner announced Friday 30 Oct, with the Monadscan link for the prize.
Most stablecoin wallets ask you to learn crypto before you can use them.
Kova starts somewhere much smaller: a phone number.
You can send digital dollars to someone who has never heard of Kova, never installed it, never touched a blockchain. They get a text, claim the money, and it's theirs. No address to copy, no app to install first.
I opened a Kova wallet and went through every screen to understand what it's actually built for. It turns out the answer is less about crypto and more about a very old problem: moving money to a person who isn't set up to receive it.
If you've never heard of it, this thread is for you. Kova explained from zero, with my own screens.
#KovaThreadContest ↓
This is a though one 😮💨.
Some of the entries are just too good.
Winner will be announced by 11:00 pm UTC.
The #KovaThreadContest is closed.
We received so many beautiful threads. You all explained Kova even better than we do.
We're reading every one.