I hope @eglyman and @karimatiyeh are asking themselves if they are comfortable with politically connected investors in their company using a founder’s Chinese ethnicity and national-security as weapons against a competitor? @tryramp was valued at $44 billion just three months ago. Airwallex was valued at $11 billion. This is a company four times our valuation whose investors are using their political reach to turn a commercial rivalry into a Washington national-security fight. This is the anatomy of a smear campaign. Their investors have been attacking me and my company for months. This week a congressional letter about Airwallex is published and two of its most immediate and aggressive amplifiers are Ramp investors. What exactly are they afraid of? Airwallex spent ten years building global business accounts and financial infrastructure for companies operating around the world. Why not compete on the merits? Build the better product. Instead, Airwallex is being singled out for something utterly ordinary among global financial companies. Adyen has had a Shanghai team for more than a decade. PayPal, Checkout, JPM, Citi etc. many others operate in China to serve a global payments market. Why is the serious policy question not what security standards should apply to every global financial-services company? We welcome that question. We hired Coalfire, an A2LA-accredited FedRAMP Third-Party Assessment Organization, to independently evaluate our controls. Its published assessment described our security program as “intentional, structured, and forward-looking,” with controls that “go beyond minimum expectations.” We published the attestation. That should be the standard. Establish rigorous requirements for protecting American customer data. Independently test companies against them. Publish the results. Apply the same rules to Airwallex, Adyen, PayPal, Checkout and every other global financial company. The Committee’s letter itself says it “has not reached the conclusion that Airwallex has engaged in unlawful conduct.” There has been no finding of unlawful conduct here. Airwallex has instead opened its systems and controls to independent scrutiny. So why is Airwallex deserve to be on trial according to Ramp? I was born in China. I am an Australian citizen. My ethnicity is not evidence of allegiance to the Chinese government. It should not become a substitute for technical evidence simply because it makes an accusation more politically potent. National security is too important for that. Eric and Karim should ask whether this is really how they want competition in fintech to work. We have nothing to hide. We will keep answering legitimate questions, publishing evidence and subjecting ourselves to independent scrutiny. And after ten years building @airwallex, we are proud of what we actually compete on which is helping businesses operate and win globally.

We started @Airwallex because operating globally was way harder than it needed to be. Ten years later, @mandala_econ estimates Airwallex supported $4.6B in economic benefits for Australia in 2025.

For the past several months, @Airwallex has been the subject of false allegations originating with a board member of a direct competitor that include wild conspiracy theories about me. Today I am responding directly with facts and an independent security assessment that speaks for itself. I also want to use this moment to introduce Airwallex properly. We are a decade into building financial infrastructure that gives American businesses the ability to compete and win globally. That work continues. I was born in China. I arrived in Melbourne at fifteen with little English and no safety net. Australia gave me the education, the opportunity, and the freedom to build something. The United States represents that same promise, perhaps more powerfully than anywhere else on earth. We plan to keep building here. airwallex.com/global/blog/se…

Today we're announcing the @Airwallex Global Economic Advisory Council. This group of distinguished leaders from government and finance will help us shape the future of global commerce and AI productivity — especially for the small and mid-size businesses where most jobs are created. The council is part of our commitment to giving entrepreneurs everywhere access to global finance, responsibly and to the highest standards of trust, transparency, and integrity 🧵

Most fintech companies started in the world's biggest markets and expanded outward. Most were built in Silicon Valley, with Silicon Valley assumptions. We started on the other side of the world, in a Melbourne coffee shop. Outsiders, by every measure. So we went deeper than anyone wanted to. Reimagining correspondent banking from first principles, not abstracting away the old system but replacing it. Years of obtaining licenses, building infrastructure, and shipping every financial product a growing business needs including intelligent finance. Bank accounts in 70+ countries. Treasury across 25+ currencies. Cards, spend management, bill pay, multi-entity, all on one platform. Built so the whole world feels like your home market. Now AI means the builders are everywhere. Global financial infrastructure has always been the hard part. Ours took eleven years to build, and it's ready for you on day one. Build the Future ↓

A big milestone for Airwallex. With our US broker-dealer licence, we’re bringing Airwallex Yield to the US - giving businesses a simple, liquid way to put idle USD to work. 🇺🇸

Our multi-currency yield product is now live for all customers in Europe. You don’t need stablecoins to earn a 3.92% USD return — just real financial infrastructure, built for global businesses.