
Building on the frontier of money, health, and work | Macro MAHA AI Bitcoin | Writing weekly https://xitter.cf/t.co/Q96teArHb7 | @onrampbitcoin | Last Trade Pod
Philadelphia
Joined February 2017
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Replying to @PsychedelicBart
That's why multi-institution custody is worth a look.
Three institutions protect your Bitcoin in a 2-of-3 multisig vault. None of them can move it, lose it, or use it.
No seed phrases or hardware wallets for you to manage. Inheritance built in.
Pioneered by @OnrampBitcoin
DMs are open. Going into ETFs and single custodian is not the answer.
this letter makes a strong case for multi-institution custody.
i agree: giving your keys to a single custodian doesn’t make the risk go away. it moves it somewhere you can’t see or control.
but the alternative proposed here, spreading keys across geographic locations and supply chains, isn’t practical for most people. life is busy. between a family and a full-time job, most people don’t have the time to maintain that setup with the opsec it requires, running key checks across multiple locations for years on end. most don’t want to do it to begin with.
and there’s a tension in it. the more widely you spread your keys, the harder it gets for your family to recover them if something happens to you.
multi-institution custody gives you a setup that tolerates failure, without the burden. @OnrampBitcoin, @BitGo, and @Coincoverglobal each secure a key offline, never on a consumer device, in a 2-of-3 multisig. no one of them can lose, move, or use your bitcoin, and nothing moves without your permission.
it’s the third way, pioneered by @OnrampBitcoin.
Replying to @MarkoHodled @lopp
This is what @OnrampBitcoin is built for. Inheritance solved in minutes without your family needing to understand anything about it.
Jackson retweeted
Modern finance runs on the assumption that someone steps in when things blow up. Bitcoin has no bailouts.
This week on The Last Trade...
⚡️ JPM puts bitcoin FIRST
⚡️ The IMF on financial repression
⚡️ $3.1T in off-balance-sheet AI debt
⚡️ Trump Accounts, SpaceX, & UBI
i heard @MTanguma will be delivering it in person in SF
. @McDonalds really capitalizing on the K shaped economy
imagine getting brian chipped ahead of the 'cyber pandemic' @neuralink
most of the industry thinks multi-institution custody is a niche product. what i see every day is the opposite.
most of the people i talk to have done all sorts of self custody. single sig. multi sig. collaborative custody.
and they’re still choosing multi-institution custody.
my parent's health insurance premium slated to go up 87% in 2027 (so much for 3% CPI), so we had @claudeai look through the alternatives
my father's first real interaction with Claude, this is what he has to say:
Replying to @JSeyff
Hey man, I don't have the money to FOMO into this.
xitter.cf/macrojack21/status/211…
Bitcoin does not need to follow the same fate as gold, but that's what is looking likely.
Bitcoin moving from self custody into centralized custody.
But there's a third way: multi-institution custody.
The most secure and simple way for most people to manage their bitcoin.
when the facts change, I change my mind. what do you do?
when i first got into bitcoin, i thought that self-custody was going to be the way that Bitcoin scales
for a while now, i haven't held that belief
the developments in the past months make it even more apparent
It's amazing to me that politicians essentially have infinite ammo for finger pointing on inflation
what if it was just as simple as governments printing money?
Yes, Coinbase uses multisig. But Coinbase controls every key. That’s multiple keys inside one company.
Multi-institution custody means multiple independent companies. With @OnrampBitcoin, it takes two of three (Onramp, BitGo Trust, and CoinCover) to move your bitcoin. No one of them can move it on its own or lose it. You also have a segregated vault, meaning only your bitcoin is held in it. Auditable 24/7.
With Coinbase you’re relying on one institution: its people, its processes, its infrastructure. An insider compromise, a breach, or a critical infrastructure failure, and there’s no independent party to stop it.
And Coinbase is the biggest honeypot in bitcoin. It custodies over 2 million BTC, roughly 11% of supply. As bitcoin appreciates and more of it concentrates there, the incentive to attack it only grows.













