How each US state is shaping the personal finance IQ of its students cnb.cx/2upQfED
Melody Bell retweeted
Last call: The Cherry Blossom Financial Education Institute is welcoming the submission of research papers and grad student posters addressing effective #FinEd. For more info on this opportunity: bit.ly/34b3IgA. #GFLEC
Melody Bell retweeted
As I've said many times, education is part of the solution, not the only way to overcome economic hardship. Understanding the full ecosystem that influences our personal finances is paramount. #redefiningfined #financialeducation
nytimes.com/2020/01/23/smart…
How latest FICO changes impact your credit score finance.yahoo.com/video/late… via @YahooFinance
NC school board eliminates one of two U.S. history courses to make room for new personal finance class :: WRAL.com wral.com/nc-school-board-eli…
I just pledged to be part of the solution by Choosing Love – now it’s your turn! #no2020Yearbook – Jesse Lewis Choose Love Movement jesselewischooselove.org/ple…
Had such a great time last night celebrating @FinBegOR being awarded @BankofAmerica's #Neighborhoodbuilders
Charles Schwab's daughter focuses on financial literacy investmentnews.com/article/2… via @investmentnews
A10: Final borrowing tip: Don’t just focus on the loan payment. Avoid surprises later by calculating the total interest you will be paying over the life of the loan. #CreditChat
Stay away from this guy!
A9: For certain loans, don’t assume the interest rate in front of you is the best possible. If your loan is tied to collateral, like a car, shop for the loan separately from the car. The dealer is not always going to give you the best rate. #CreditChat
I wonder if the decrease could also be contributed to more utilities accepting credit card payments.
Encouraging stat - "Credit card cash advance usage rate is down by roughly one-third over the past few years." | Fewer credit card users are making this expensive mistake, report says usatoday.com/story/money/201… via @usatoday
I will be speaking at this event to gain support for Financial Beginnings Nebraska "Omaha SOUP 2019" eventbrite.com/e/omaha-soup-… @Eventbrite @finbeg
A10: You can start building credit before you turn 18. Being added as an authorized user of another’s credit card builds your credit. But beware. If the account holder does not manage the account responsibly, it can negatively affect YOUR credit! #GetSmartAboutCredit #CreditChat
A9: Debt can be leveraged to obtain some important life goals, such as purchasing a house or starting up a business. Having a good credit score will allow you more access to financing and the opportunity to obtain lower interest rates on debt. #GetSmartAboutCredit #CreditChat
A8: As a parent, you are even allowed to place a freeze on your young child’s credit to help protect them. #GetSmartAboutCredit #CreditChat experian.com/blogs/ask-exper…
A8: Protect your credit information by placing a FREEZE on your credit via the credit reporting agencies. Don’t worry, it’s not permanently frozen! Here’s more info from @FTC. #GetSmartAboutCredit consumer.ftc.gov/articles/04… #CreditChat
A7: Favorite debt management tip: Plan ahead! Don’t borrow money unless you have a plan to pay it off and have calculated how much in interest and fees you will pay in total to borrow the funds. #GetSmartAboutCredit #CreditChat
A6: A credit report is the summary of your credit info and the score is a number assigning a value to the info. Think of it like a paper a student turns into a teacher – The feedback given by the teacher is the report and the grade is the score. #GetSmartAboutCredit #CreditChat