MLKY is live in closed beta 🥳🥳🥳 Borrow USDC against your graded cards. Your cards never leave your wallet: the program freezes them in place until you repay in full. No health factor, no margin calls. The only thing that can take your card is the calendar. Since this is a closed beta, follow our X and join our Discord to get on the allowlist. All lenders and borrowers are welcome! Discord Link: discord.gg/EE9WkUf67a Apply for the Allowlist: mlky.io Already on the list? Get your loans started at mlky.io

Got a graded card in your wallet? That's collateral. Borrow USDC on it, keep the card. Only at: mlky.io

Rainy day fund, sealed in a slab. Borrow USDC against your graded card. Pay it back and it's unfrozen, nothing sold. Only at: mlky.io

The buyback button takes the whole card. Borrowing doesn't. USDC in your wallet, card frozen beside it, unfrozen when you repay. mlky.io

Think of MLKY 🥛 Borrow instant liquidity for on your cards using mlky.io

If you ever need a loan on your @phygitals cards Check out mlky.io

Go checkout how much instant liquidity you can get on your One Piece Cards at mlky.io 🥛

All TCG collectors holding @phygitals or @Collector_Crypt Check which of your cards are currently available for instant loans. No negotiating, no waiting, find loans at the terms you want instantly. Only available at mlky.io

The first loans are out! 🥛 Borrowers are officially unlocking instant liquidity against their high value collectibles without having to sell a single card. Got graded cards or grail collectibles? Put them to work. 👉 mlky.io

Pools are live on MLKY 🥛 • Flexible durations (3–14 days) • Active pools open now • Up to 80% LTV 👉 Get started at mlky.io

Clap Clap Clap Amazing job 1 down 9 to go! If you need a loan let us know🥛

And the part most protocols bury the Defaults: Most lending protocols make liquidation a drama. Health factors, margin calls, bots racing a price feed. MLKY’s unhappy path has none of that. It is a mechanism with no discretion in it anywhere: a clock decides when, an auction decides the price, and a fixed waterfall decides who gets paid. We would rather you knew now: mlky.io/blog/defaults-and-li…

Lending: The lender side of MLKY is the other end of the borrower’s deal. Borrowers pay a fixed rate to unlock USDC against their cards; that interest has to come from somewhere, and the somewhere is a pool. If you have used a vault-based lending protocol, the shape is familiar: deposit, shares, a net asset value that grows as loans repay. What is different is the collateral: every dollar out the door is secured by a specific graded card, priced individually before the loan exists. How the lending side works: mlky.io/blog/lending-step-by…

Borrowing: A MLKY loan is a simple deal stated plainly: you hand over a graded card as collateral, USDC lands in your wallet, and the card comes back the moment you repay. It is not a sale. It is a fixed term at a fixed rate, priced against your exact card and enforced on-chain from the first step to the last. Full walkthrough, with a working demo: mlky.io/blog/borrowing-step-…

Don't sell your cards. Borrow against them. With MLKY, your card never leaves your wallet, it’s frozen in place while you borrow USDC, and unfrozen when you repay. Join the waitlist now at mlky.io

Are you ready to borrow against your cards? Waitlist is now live - signup for early access. mlky.io