Just Better Money.
Germany
Joined November 2024
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When a CEO sounds upbeat on an earnings call, the real audience might be a machine. Algorithms became the main readers of company reports, so companies learned to avoid the words they read as bad news.
Big Tech reports this week. Here’s how to read past the spin:
1. Skip the speech, go to the questions. The CEO’s opening is scripted. The Q&A with analysts isn’t, and research shows it tells you more.
2. Play spot the difference. Open this year’s annual report next to last year’s and check the “risk factors” section. New or deleted risks have tended to come before weaker results.
3. Follow the cash. If profit is growing but the cash coming in isn’t, ask why.
Or let a machine do the reading. Just pick one that shows you where every number came from.
When a CEO sounds upbeat on an earnings call, the real audience might be a machine.
Algorithms became the main readers of company reports. They score tone, so companies avoid words they count as bad news.
Big Tech reports this week. How to read past the spin is in the reply.
The full guide, with every study behind it: moneda.com/blog/read-past-th…
The full guide, with every study behind it: moneda.com/blog/read-past-th…
The full guide, with every study behind it: moneda.com/blog/read-past-th…
We take security seriously. That's why we're starting to roll out new security features on Moneda
👉 View and manage your active sessions on other devices
👉 Security notifications in case someone attempts to access your device or tries to take over your passkey
👉 Add a backup passkey for signing transactions (including hardware security keys)
👉 Freeze your passkey to prevent sending transactions on Moneda. Useful for traveling or to prevent unauthorized live takeovers
These functionalities, combined with our recovery methods (email + trusted contacts), allow users to enjoy the best wallet experience whilst having peace of mind, knowing that they will get full transparency of what's happening in their accounts
xitter.cf/moneda_com/status/2082…
Download Moneda now and try them out yourself 👇
get.moneda.com/xtwitter
Moneda retweeted
Scheduled payments are now available with CADD on @moneda_com 🇨🇦
Set recurring payments once and let them run automatically.
Never miss a payment ... or a match. ⚽️
Scheduled payments are live on Moneda. Automate rent, subscriptions, allowances, or recurring deposits into Earnings to grow your savings on autopilot. Set it once, never have to think about it again.
Fully automated. Limits enforced on-chain. Cancel anytime.
Do it before it's too late. 🫵
Losing access to your crypto wallet is a solved problem. The industry just hasn't shipped the fix to consumers.
Every self-custody wallet gives you the same choice: write down 12 words and never lose them, or trust a company not to disappear. Both are bad. One puts the risk on you. The other puts it on someone else.
Recovery contacts fix this. You pick up to 3 people you trust. If you lose your phone or passkey, one of them approves your new device by signing on their side. They can never spend your money on their own. The wallet stays self-custodial, you just stop being a single point of failure.
Happy Canada Day 🇨🇦
The Canadian Dollar is now live on Moneda.
Buy, sell, and swap a native CADD stablecoin alongside USDC and EURC.
Welcome to the family, @TetraDigitalGrp. 🤝
150 days ago, Moneda went live.
Holding your own money shouldn't take a seed phrase, a 42-character address, or nerves of steel. So it doesn't. Dollars and euros, in your name, held by you, no bank in the middle.
What's next is the part we've been most excited to build. Stay tuned!
Moneda retweeted
Payment references are now live on Moneda.
Add the reference a biller asks for, and pay invoices the same way you pay a friend.
Why does it matter? Send money without a reference and a business sees the payment arrive, but cannot tell who it came from. The reference is what connects it to you. So the account you use can now settle an invoice, pay utility bills, or pay a company that accepts a bank transfer.
ALT A person is using a smartphone to send €800, entering a payment reference while viewing options for different amounts on the Moneda App.
You don't hold the money in your bank. Your bank does.
When your balance sits with a bank or an exchange, you own a claim on an institution, and you trust it to honour that claim. Usually it does, but sometimes it doesn't.
Self-custody is the other option. You hold your money directly, and nobody else can move or freeze it.
For years it had a hard catch: the seed phrase. One lost piece of paper, and the money was gone for good.
That has changed.
Self-custody now works without a seed phrase. A passkey on your device takes the place of the twelve words, so there's nothing to write down and nothing for a scammer to talk out of you.
Our latest Moneda Explains piece breaks down how it all works now. It's honest about the limits, including what self-custody doesn't protect you from.
Read it on The Mint: moneda.com/blog/moneda-expla…
