NoirPay

Card issuers and networks: this page is for you. Our live numbers (counted, not estimated), how the prepaid card works, which compliance controls are live and which run at the issuer, card demand, and a one-click program brief. Then talk to us. dapp.noirpay.app/partners

Next stop: Visa Fintech Fast Track. The road to the Noirpay card: ✓ Card demo in the app ✓ Visa Partner account ● Fast Track application, in progress ○ Licensed issuer + KYC partner ○ Card pilot, spending from your shielded balance Big things coming soon. dapp.noirpay.app/card

Budgets and taxes, done privately. Set monthly limits per category, auto-sorted by payee. At year end, export to Koinly or CoinTracker, built in your browser from your encrypted ledger. Noirpay never sees the file. dapp.noirpay.app/budgets

The Noirpay card can't overdraw, by design. You load it with USDG from a note. The issuer caps the card at exactly that amount. Anything over is declined. Freeze or kill it in one tap, and it stops at the next swipe. Try the rules in the demo: dapp.noirpay.app/card

The Noirpay card, in 24 seconds. Load it from your notes. Tap a coffee, then groceries. Freeze it and the next swipe stops. Under every tap: what the merchant sees, what the issuer sees, and what Robinhood Chain sees. Nothing. Demo, pretend money. dapp.noirpay.app/card

Big things coming soon. Step one, done: Noirpay's account on the Visa Partner portal is activated. Where this goes: a card that spends straight from your shielded balance. Prepaid, can't overdraw, freezes in one tap. Nobody sees your balance. Demo: dapp.noirpay.app/card

The privacy parts of Noirpay are open source. New this week: claim links and a privacy analyzer in stealth-handles, date-scoped statements in viewing-keys, and deployment checks in payroll-router. MIT, tests green. github.com/noirpayapp

Notifications that don't snitch. Push alerts and a Telegram bot for requests and paid invoices. For payments, Noirpay only learns that someone paid your handle. Your phone works out the amount with your own viewing key. Opt-in, per device. dapp.noirpay.app/settings

Face ID for your private keys. Sign with your wallet once, then add a passkey. Your keys get sealed on the device with a key only the passkey can produce (WebAuthn PRF). Next tab: one tap, no wallet prompt. Your wallet stays the recovery. dapp.noirpay.app/settings

Coming next: private gift cards. Amazon, Steam, Uber, Netflix, Grab and thousands more, paid in USDG from a note. No ID, no wallet, and nothing on-chain says what you bought. The code lives only in your encrypted ledger. dapp.noirpay.app/gifts

What's next, in order. 1. Stealth router on mainnet 2. The card, through a licensed issuer 3. Private gift cards 4. A Telegram bot for requests and alerts The card demo and the gift cards page are already in the app. dapp.noirpay.app

Save for something. Tell no one. Name a goal, set a target and a date, and Noirpay shows what a month gets you there. Goals are earmarks in your encrypted ledger, so the chain never sees you saving. dapp.noirpay.app/goals

One card tap, three points of view. The merchant sees a Visa. The issuer sees a purchase, like any card. Robinhood Chain sees nothing at all: the only on-chain trace is a top-up from a one-time note, not your wallet. dapp.noirpay.app/card

Try the Noirpay card before it exists. The demo is live in the app: load it, tap a coffee, try a $420 flight on $100, freeze it mid-checkout. Pretend money, the card's real rules. The real one runs on Visa rails via a licensed issuer. Next. dapp.noirpay.app/card

A quick tour of what's in the app now. $NOIR with live price, depth and flow on its own page. Gift cards and the card, next. And your statement exported to Koinly or CoinTracker, built in your browser from your encrypted ledger. dapp.noirpay.app

House deposit. Six months of runway. Tokyo in April. Goals in Noirpay are earmarks on your shielded balance, encrypted in your private ledger. Nothing moves on-chain to set money aside, so the chain never learns what you're saving for. dapp.noirpay.app/goals

Send USDG to anyone with a link. No address needed. The money waits on a one-time address and the link is its key. They claim it into a private note, or any wallet, gas included. Not claimed? Take it back. dapp.noirpay.app/links

What we shipped this week, and what's next. Shipped: pay by link, statements that expire, proof of funds, goals, privacy check, bridge from 4 chains, $NOIR buy in-app, passkey unlock, push alerts. Next: router on mainnet, private gift cards, the card. dapp.noirpay.app

The landlord wants proof you can cover the deposit. Not your balance. Sign once. Noirpay checks your wallet and notes live, keeps only "holds ≥ 50,000 USDG at block N" and gives you a link that expires. An attestation, not ZK. That's next. dapp.noirpay.app/disclose

Rent, retainers, subscriptions: the same amount to the same address on the same day is the easiest pattern to spot on a public chain. Noirpay schedules them inside the pool. Fresh stealth address, consolidated note, no pattern.