Writer. Thinker. Advocate. @southwestpolicy https://teapawt.net/t.co/ESUPIml3sW https://teapawt.net/t.co/WVtX1xxpnG
Joined February 2021
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Patrick M. Brenner retweeted
The American Franchise Act protects the franchise business model by clarifying the joint employer standard, thereby providing certainty for small business owners and workers across the country.
As the 119th Congress comes to a close and with affordability high on the minds of voters, we urge the House and Senate to pass this commonsense legislation.
@60PlusAssoc @AmericanFreedom American Association of Senior Citizens @AmerComm @LimitGovt @bluegrasspolicy @CFEconomy @JoinCEANow @4PropertyRights @CASE_forAmerica @GovWaste @FREOPP @illinoispolicy @JobCreatorsUSA @Pinpoint_Policy @RioGrandeFndn @SBECouncil @southwestpolicy @Protectaxpayers
Patrick M. Brenner retweeted
FERC has had backstop power since 2005 to permit power lines over a state's objection. No line has been built under it. The Senate permitting bill would extend that override to nearly everywhere outside Texas, @gschroed87 writes in The Washington Post.
southwestpolicy.com/theres-m…
Patrick M. Brenner retweeted
Could the Eighth Circuit’s Corner Post ruling threaten consumers’ debit cards?
On Nov. 12 at 2 p.m. ET, @RBenSperry joins the panel for CASE’s “What’s In Your Wallet?” webinar.
Patrick M. Brenner retweeted
Full-service U.S. bank offices: 81,669 in June 2020, 73,154 in June 2026, by our count from FDIC data. New from @patrickmbrenner and me: reject national rate caps, and decide bank applications on the statutory record. southwestpolicy.com/reject-p…
Patrick M. Brenner retweeted
"CITs are less expensive 88 percent of the time." In a December 2025 SPPI brief on collective investment trusts in 401(k) plans, @patrickmbrenner argues that "Employees with defined contribution plans are not losing anything by adopting CITs."
southwestpolicy.com/the-real…
Patrick M. Brenner retweeted
"Demand for nicotine does not disappear when lawmakers impose bans or punitive taxes. It moves." In a January 2026 SPPI brief, @patrickmbrenner writes: "Cigarettes remain the most dangerous nicotine product legally sold in the United States."
southwestpolicy.com/governme…
Patrick M. Brenner retweeted
Fannie and Freddie still require three credit reports; as of Oct. 19, FHFA was studying one or two. Credit checks are under 1% of loan costs, @patrickmbrenner wrote in April, and a single file lets lenders cherry-pick the most flattering data. washingtontimes.com/news/202…
Patrick M. Brenner retweeted
"Interest-rate caps are price controls, and we oppose them," write @patrickmbrenner and @gschroed87 in a new SPPI brief. It urges Congress to reject national rate caps; SPPI's research argues caps restrict credit for riskier borrowers.
southwestpolicy.com/reject-p…
Patrick M. Brenner retweeted
Who should write the rules for counting corporate carbon emissions? In a March 2026 SPPI brief, @patrickmbrenner argues: "Global coordination can be valuable, but it must not come at the expense of national sovereignty."
southwestpolicy.com/the-carb…
Patrick M. Brenner retweeted
Sen. Warren on Face the Nation Sunday, on a 10% credit card rate cap: "I got the bill, I'm ready to go." The Fed puts the average on bank cards charged interest at 22.36%. For the riskiest borrowers, a cap doesn't lower the rate. It removes the card. cbsnews.com/news/elizabeth-w…
Patrick M. Brenner retweeted
"ERISA was always intended to be a law of process, not a law of guaranteed outcomes." In a March 2026 brief, @patrickmbrenner argues the Labor Department's proposed 401(k) rule rightly judges fiduciaries by "the rigor of their selection process."
southwestpolicy.com/the-futu…
Patrick M. Brenner retweeted
JPMorgan Chase told data aggregators it intended to charge for access to its systems. "A bank proposed a price, its counterparties objected, both sides bargained, and they reached an agreement," @patrickmbrenner wrote in National Review in July 2026.
southwestpolicy.com/theres-n…
Patrick M. Brenner retweeted
About 94% of the NAIC's 2024 revenue came from fees insurers paid to submit data, per a July 2026 SPPI brief. Reviewing the NAIC, GAO found no wrongdoing, but it could not find public whistleblower or document-retention policies.
southwestpolicy.com/regulati…
Patrick M. Brenner retweeted
"Removal of supply does not eliminate demand." In a September 2025 op-ed in @thehill, @patrickmbrenner argued that if overdraft were capped at $5, banks would simply stop offering it, and that in many cases a $35 fee "is cheaper than the consequences."
southwestpolicy.com/the-hill…
Patrick M. Brenner retweeted
So up to $7 out of every $10
gross lottery revenue does NOT go to the lottery scholarship fund?
How clumsy and regressive.
Patrick M. Brenner retweeted
Progress Residential will pay $49.8M to settle FTC and state claims of hidden rental fees, Arizona and Colorado among the states. It admits no wrongdoing. That's the right tool: police the fees, not who owns the house. housingwire.com/articles/pro…
Patrick M. Brenner retweeted
New Mexico law caps lottery gaming-system contracts at ten years, and at least 30% of gross lottery revenue goes to the scholarship fund. So how the vendor gets picked matters. Zachary Fort and I looked at how the 2024 switch was run. From March: southwestpolicy.com/report-r…
Patrick M. Brenner retweeted
Washington opened 13.1 million acres of federal land to coal leasing and cut royalty rates. Coal-fired generation still fell 10% in the first half of 2026. Before blaming asset managers for energy prices, listen to what the market is saying. From October: southwestpolicy.com/markets-…
Patrick M. Brenner retweeted
a rent freeze doesn't freeze the mortgage. lenders are pulling back on nyc rent-stabilized buildings under the two-year freeze, the real deal reports. freddie mac denies any pause; fannie says it's still lending. cap the rent, shrink the loan. therealdeal.com/new-york/202…
