Radu ⚡️

Paying attention to those who ship no matter what. @yourCashaa recently dropped its white paper. Here’s the simplified version ↓ The problem: Banks: Your money isn't yours. They control access. Exchanges: Mt. Gox, FTX, Celsius… centralised custody failed again and again. Early DeFi: You held your keys, but hacks, rugs and zero compliance made it unusable for most people. No system has ever combined: Control + Security + Compliance. Cashaa’s answer: DeoBank A self-custody banking model where you hold your keys but still get banking-level features. DeoBank = Decentralised Autonomous Banking You control your assets. Smart contracts run the rules. Regulated rails connect you to the real world. 5 layers of DeoBank: • Sovereignty: You hold your keys • Protocol: Smart contracts run Earn, Borrow, transfers • Bridge: Connected to 130+ countries • Dominion: Visa network (100M+ merchants) • Fortress: Security w/ MPC + ZK Proofs What’s live today: Earn: • Up to 26% APR on stablecoins • Up to 18% on BTC/ETH/altcoins • Flexible or fixed-term Borrow: • Instant loans • 0% interest for Diamond users • No credit checks • Automatic collateral release CAS Tiers: • Base → Silver → Gold → Diamond • Higher tier = higher yields, lower rates, better limits Coming Q1 2026 → Self-Custody Wallets: Crypto + fiat in one place, and you hold the keys → Visa Card: Spend crypto anywhere Visa works; cashback based on CAS tier → Global Remittance Engine: USD, EUR, GBP, AED, INR + BTC/ETH/USDT/USDC → New Cashaa App: Earn, Borrow, Move, Spend in one unified dashboard CAS Token CAS boosts your entire experience, higher yields, lower borrow rates (even 0%), more cashback, lower fees, higher limits, and governance rights. Supply is fixed at 1 billion with no inflation. Roadmap 2026: DeoBank Protocol V1 launches, offering non-custodial Earn, Borrow, and Card services across 130+ global corridors. 2027: Cashaa's CUSD stablecoin is introduced with M0, becoming multi-chain and facilitating remittances and spending. 2028: DeoBank Layer Two goes live with CBDC pilots, over 100 partners, and more than 1 million verified users. Beyond: White-label DeoBank rails, a global liquidity network, and full DAO governance are implemented. A bit of history: • Started in 2016 • Pioneered a zero-fee international cash transfer protocol using Bitcoin arbitrage in 2016 • Provided business banking to over 500 crypto companies, including Binance, Nexo, and Paxful • Built yield, lending, and settlement infrastructure for retail individuals in 2023 • Now returning to the original vision of a decentralized, user-controlled financial system If you're watching the neobanks lanscape, this is a thing to add! NFA, DYOR.