Move forward with confidence on your crypto journey. Make sense of what’s happening, understand what matters and build your knowledge as you go.
Joined April 2026
- Tweets130
- Following33
- Followers33
- Likes0
Pinned Tweet
Welcome to The Crossover.
Crypto is the subject. Macro is the lens.
Every weekday we decode what moved markets and what it actually means for your money. No noise, no jargon, no hype.
Free. In your inbox. Five minutes a day.
Subscribe 👉 TheCrossover.io/?utm_source=…
One of the quieter stories this week could turn out to be one of the biggest.
Samsung Wallet has launched digital-dollar accounts in the US. They work on about 82 million compatible Galaxy phones.
Digital dollars, or stablecoins, are crypto tokens designed to stay worth $1. Putting them inside a wallet already on millions of phones is how crypto quietly reaches people who never set out to buy it.
Would you keep digital dollars on your phone?
This year, bitcoin's two biggest buyers have been the US bitcoin funds and the listed companies that hold it.
On Thursday, investors took $430.2 million out of those funds. And Riot Platforms, one of the biggest US bitcoin miners, sold most of its coins over the summer.
Every market needs buyers. If bitcoin's two biggest are stepping back, who steps in next? Today's Crossover Pro looks at what that could mean if you hold bitcoin.
Our story of the week: bitcoin climbed above $80,000 on Wednesday, then fell under $76,000 on Thursday as tech shares dropped 5.5%.
Supporters call bitcoin digital gold, the thing you hold when markets get scary. But when markets got scary on Thursday, investors turned to US government bonds, seen as one of the safest places for money, not to bitcoin.
Do you see bitcoin as digital gold? Today's Crossover looks at why it fell.
Stripe, the company behind the checkout on many websites, has announced that US businesses can now pay people in stablecoins, straight to their digital wallets, in more than 160 markets.
Stablecoins are digital dollars. Until now, most people used them for trading crypto. This is them starting to work like ordinary money, for paying people. It's how crypto ends up in everyday life: not through prices, but through payments.
If a client or employer offered to pay you in digital dollars, would you take it?
It's confirmed: Democrats won the US House as well as the Senate (WSJ, 4 Nov).
That matters for crypto. The bill that would set clear US rules, including who oversees crypto, has been stuck since September. If it hasn't passed by January, when the new Congress starts, it has to start again.
So clear rules look further away. Until then, change will come from regulators, one decision at a time.
Riot Platforms, one of the biggest bitcoin miners in the US, sold 10,599 bitcoin between July and September, about 79% of what it held.
It has also signed a $28 billion deal to host computers for an AI company. Today's Crossover explains why a miner with an AI customer might no longer need to keep its coins, and what that could mean for anyone who holds bitcoin.
Most people have never heard of the company that settles their share trades.
When you buy a share, the trade happens in milliseconds. But actually settling it takes a day, and in that gap, a company called the DTCC does the work.
Viv explains how it works, and why it’s changing, in his new Machinery episode below.
teapawt.net/vivianoc76/status/2117….
In the latest episode of The Machinery, my series on the hidden systems behind your money, I look at who actually settles a share trade.
When you buy a share, the trade happens in milliseconds. But settling it, actually moving the share to you and the money to the seller, takes a day. A company most people have never heard of, the DTCC, does that job.
The short below shows how it works. And in the full episode, I look at why the DTCC is now rebuilding it all on the technology crypto has used for years: thecrossover.io/p/who-settle…
If you keep crypto on an exchange, it's worth knowing how that company makes its money.
Coinbase now makes almost half its revenue from subscriptions and services, rather than from people trading. In the last quarter, it held a record $22 billion of USDC, a stablecoin designed to stay worth one dollar, for its customers on average.
Today's Crossover explains why that matters.
Yesterday we said crypto was on the ballot. Here's how it went.
Democrats won the Senate. In Ohio, Fairshake, a political fund paid for by crypto companies, spent $55 million on adverts against the Democrat Sherrod Brown, its most in any race. Brown still won.
The Senate now decides the bill that would set the rules for US crypto markets. If it hasn't passed by January, it has to start again. Today's Crossover explains what's next.
Americans vote today, and crypto is on the ballot more than you might think.
The bill that would set the rules for US crypto markets has been stuck since September, when it fell one vote short in the Senate. Whether it moves depends on the Congress that comes out of today.
Whatever the result, it could decide how crypto is regulated in the US for years to come. We'll be following what it means for you in The Crossover.
Investors pulled $643.2 million out of the US bitcoin funds on Friday, their biggest day since June, and $398.6 million more on Monday.
Money moving in and out of these funds has been one of the biggest influences on bitcoin's price lately. So when they start selling, it matters.
Today's Crossover Pro looks at what this selling could mean.
thecrossover.io/p/us-bitcoin…
Bitcoin, Ethereum, stablecoins and altcoins all get called crypto, but they do very different jobs.
Today’s Ask Viv explains how.
On altcoins, Viv says some are tied to projects with “real technology, users, and economic activity”, while others “may have very little, if any, underlying value.”
Watch his short and find the full episode in his post below.
teapawt.net/vivianoc76/status/2117…
In today's Ask Viv, I explain the difference between Bitcoin, Ethereum, stablecoins and altcoins.
If you're newer to crypto, it can be pretty confusing, as they all have very different purposes. Watch the short below.
To go deeper, the full Ask Viv is here:
thecrossover.io/p/ask-viv-bi…
