Stephen Richardson (@thoughtsofsteve) header
Stephen Richardson (@thoughtsofsteve) profile picture

CSO & Head of Banking @FireblocksHQ. Working everyday to build infrastructure that will enable digital assets to disrupt business as we know it.

Singapore
Joined November 2011
A token format that works inside one system can stall at the border of another. That was the trade-off that may matter most on our Money20/20 panel with Interac and TD Bank. cryptobriefing.com/fireblock…
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Project Trinity: SMBC’s yen stablecoin settled two security token transfers atomically across two blockchains. Fireblocks provides the wallet and key management layer. This isn’t theoretical, it’s operational. 🔗: smbc.co.jp/news/pdf/j2026100…
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Kraken has a pilot Fed master account. Coinbase has a conditional trust charter. Meta's reportedly building wallets into WhatsApp. Different doors, same target: your customer. Whoever owns the layer underneath wins. Read my latest blog post: fblks.co/3Tokk2L
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Full report from Chris Ostrowski and the SODA team, with @Solana, @BcgExpand, @CantonNetwork, @FireblocksHQ, @PwC, @StellarOrg and @zksync. Worth the time for anyone deciding where tokenization sits on next year's budget. Full Report: fblks.co/3TP036g
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Stablecoins are entering the bank stack, but the real work is in treasury, settlement, and operating model design. Sitting down with @Bloomberg's John Lagman at REDeFiNE TOMORROW on June 4 to dig into what 24/7 money actually requires inside banking infrastructure.
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Tomorrow: onchain finance and what it actually takes for banks to build the foundation, not just the strategy deck Joining @TheBanker alongside @BNPParibas & @qivaliseu for a conversation on wallet infrastructure, governance hurdles, and where to start. May 6 -10amEDT/3pm BST
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88% of banks have committed digital asset infrastructure budget in 2026. Only 16% are in production. @FireblocksHQ's The Financial Grid maps that gap, and what it takes to close it. Full report: fblks.co/report-the-financia…
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Moderated a panel last week with @BTGPactual, @weniaoficial by Bancolombia, and Banco @itaucol at 𝐅𝐢𝐫𝐞𝐛𝐥𝐨𝐜𝐤𝐬 𝐈𝐠𝐧𝐢𝐭𝐞 in São Paulo. Most honest exchange: where resistance actually comes from when you move pilot to production. It's not the technology.
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Opened @FintechMeetup on the main stage talking stablecoins as infrastructure. The question has changed. It's not whether they belong in payments architecture. It's how you integrate them without disrupting what works. 2026 regulatory clarity is accelerating that decision.
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