Some people will never understand this. 4 innocent people are alive because of one prepared individual. No criminal thinking of violence would ever come into this establishment if they knew employees were armed ๐. But if itโs soft, easy for a wolf to attack sheep. ๐คทโโ๏ธ๐
Daveโs a fkn moron. Keep the 2% mortgage and invest. Itโs not even remotely close.
A 63-year-old caller making over $140k/year called Dave Ramsey, insisting it's "smart math" to keep his 2% mortgage instead of paying off his last $92k:
Caller: "I have 12 years left on a 2% rate. My money makes 5% to 15% elsewhere. Why would I pay off a 2% loan?"
Dave Ramsey: "Because on a $100k balance, that 5% spread nets you $5,000 a yearโฆโฆ $400 a month. Most families spend $400 a month on pizza. That little spread isn't making you rich."
Caller: "But the math says..."
Dave Ramsey: "We studied 10,167 millionaires. Zero of them said they built their wealth by keeping a mortgage to invest the difference. Zero. Mortgage literally means 'death pledge'. The borrower is always slave to the lender."
Is Dave right that peace of mind beats math, or is this caller throwing away free money on a 2% rate?
Bosox & Bills Enjoyer retweeted
The Chiefs are the only NFL team in the Super Bowl era to have a game with:
no 10+ yard rushes
no 20+ yard passes
no red-zone drives
no touchdowns
multiple missed field goals
Bosox & Bills Enjoyer retweeted
Alex Cora loved Boston. It was time to move on and find a new Red Sox manager, but I will always love Cora as a person.
Bosox & Bills Enjoyer retweeted
By Far the best video you are going to see on the Internet! PLEASE repost and share...
Absolute Hero. So is the teacher.
๐จ UPDATE: Kaylub Giamanco, the dad who killed the Bend, Oregon school shooter, gives credit to the unarmed TEACHER who fought the gunman with her BARE HANDS ๐๐ป
"I want to recognize HER. SHE gave me the opportunity to make my shot without losing my life...That's a real TRUE hero, to not have a weapon and to put yourself in between your babies and a firearm."
This man is pure selfless. Give him a medal of freedom!
Police say she threw her PHONE at the 16-year-old gunman, then tackled him and fought for the gun. That gave Giamanco the shot he needed
When the gunman went for his weapon again, Giamanco fired two more times "to make sure that he couldn't move"
He saved countless lives, and he's still apologizing: "I want to apologize for not saving their babies." ๐
Man, this guy is a hero with a heart of gold. ๐บ๐ธ
Bosox & Bills Enjoyer retweeted
The Buffalo Bills have suffered four straight years of playoff humiliation to break their four straight Super Bowl curse.
This is the year of the Buffalo Bills. Be ready.
Bosox & Bills Enjoyer retweeted
Sean McDermottโs defense vs. Jim Leonhardโs
McDermott: 4-3. Zone. Blitz on 3rd down
Leonhard: 3-4. Match coverage. Blitz on 1st down
Complete opposites....
Weird
# Jets Wild no holding call by the ref who is staring at Will McDonald being yoked and then pulled FROM BEHIND. Lol. Make it make sense. @JakeAsman @BrandonTierney @garyvee























