Better banking starts with understanding your business. At Washington Trust, we take the time to learn how our clients operate, what matters to them and where they want to go. Hear from Dr. Lawrence Holland of Orthopedic Physician Associates about the value of working with a banking team that understands his business and provides solutions tailored to its needs. Learn more: watrust.com/OPA Member FDIC | Equal Housing Lender

What's shaping the markets and economic outlook as we head into the final quarter of 2026? Washington Trust Bank's Investment Team recently hosted its third quarter Financial Markets Update, bringing together four experts to discuss the trends and developments influencing today's financial landscape. Hear perspectives from: • Matthew Clarke, CIMA® - Domestic Economy • Derrick Wilson, CIMA® - International Markets and Portfolio Strategies • Allan Prins, CFA - Domestic Equities • Callen Young - Fixed Income Swipe through a few highlights from the discussion, and watch the full recap here: youtube.com/watch?v=NCasoMP0… Follow Washington Trust Bank for announcements about future webinars and financial market updates. #FinancialMarkets #EconomicOutlook #Investing

Fraud tactics are constantly evolving, but knowing what to watch for can help you recognize the warning signs. Fraud Stops With You is our ongoing effort to share information and resources that can help you stay informed about common scams and fraud attempts. Explore our X’s and O’s Fraud Prevention Playbook for tips to protect your business at watrust.com/business-fraud-p… Member FDIC | Equal Housing Lender #FraudStopsWithYou

🗂️ Boise, it’s almost time to shred. Our Overland Branch has a new home, and we’re bringing Free Shred Day with us. Join us Friday, October 23rd, at our new location on W. Overland Road for free, secure document shredding. 📍 11059 W. Overland Road, Boise, ID 📅 Friday, October 23, 2026 ⏰ 9 a.m. – 12 p.m. Bring a box of old bank statements, tax documents, medical bills, or paperwork containing personal information, and we’ll take care of the secure shredding. Service is available while space allows. Already familiar with our Overland Branch? Just remember to head to our new location at 11059 W. Overland Road. A simple way to clear out the clutter and help protect yourself from fraud, right here in the Treasure Valley. We’ll see you Friday.

Fraud Stops With You. Fraud can take many forms, and the warning signs aren’t always obvious. Hear from Washington Trust experts about the latest fraud trends, common warning signs, and practical steps you can take to help protect yourself. Stay informed with trusted fraud prevention insights from Washington Trust. Explore our X’s and O’s Fraud Prevention Playbook for tips to protect your business at watrust.com/business-fraud-p… Equal Housing Lender. Member FDIC. #FraudStopsWithYou

Fraud tactics are constantly evolving, but knowing what to watch for can help you recognize the warning signs. Fraud Stops With You is our ongoing effort to share information and resources that can help you stay informed about common scams and fraud attempts. Explore our X’s and O’s Fraud Prevention Playbook for tips to protect your business at watrust.com/business-fraud-p… Member FDIC | Equal Housing Lender #FraudStopsWithYou

Fraud prevention starts with awareness. We recently brought clients and community members together for a conversation focused on cybersecurity, fraud prevention and the economic landscape. Events like these are an important part of helping people stay informed as financial threats continue to evolve. By creating opportunities to learn from experts, ask questions and better understand the risks facing businesses and individuals, we can all be better prepared to protect what matters. Thank you to everyone who joined us and helped make the conversation a valuable one. #FraudPrevention #Cybersecurity #FinancialEducation #WashingtonTrustBank Equal Housing Lender | Member FDIC

Fraud Stops With You. Fraud can take many forms, and the warning signs aren’t always obvious. Hear from Washington Trust experts about the latest fraud trends, common warning signs, and practical steps you can take to help protect yourself. Stay informed with trusted fraud prevention insights from Washington Trust. Explore our X’s and O’s Fraud Prevention Playbook for tips to protect your business at watrust.com/business-fraud-p… Equal Housing Lender. Member FDIC. #FraudStopsWithYou

Fraud tactics are constantly evolving, but knowing what to watch for can help you recognize the warning signs. Fraud Stops With You is our ongoing effort to share information and resources that can help you stay informed about common scams and fraud attempts. Explore our X’s and O’s Fraud Prevention Playbook for tips to protect your business at watrust.com/business-fraud-p… Member FDIC | Equal Housing Lender #FraudStopsWithYou

🗂️ Spokane, we’re wrapping up Shred Day season with one final event. From the South Hill to North Spokane and the Valley, we’re making it easy to securely clear out old paperwork at three Washington Trust locations on Friday, October 16. 📍 Lincoln Heights Branch 2415 E. 29th Ave. 📍 Northgate Branch 7815 N. Division St. 📍 Valley Financial Center 310 N. Argonne Rd. 📅 Friday, October 16, 2026 ⏰ 9 a.m. – 12 p.m. Bring a box of old bank statements, tax documents, medical bills, or paperwork containing personal information, and we’ll take care of the secure shredding. There is a limit of one file box per vehicle, and shredding is available while space allows. One last chance this year to clear out the clutter and help protect your personal information. We’ll see you Friday! Equal Housing Lender. Member FDIC.

Money, risk, and the next generation. For young adults, the lines between investing, trading, and speculation are becoming increasingly blurred. Stocks, cryptocurrency, options, prediction markets, and sports betting can now be accessed from the same device, often through experiences that look and feel remarkably similar. At the same time, rising costs and changing financial realities can make the promise of faster financial progress increasingly appealing. So what separates long-term wealth building from short-term speculation, and why does the distinction matter? Our latest perspective examines the changing financial landscape, the role of risk, and the questions worth asking before allocating your money. Read more: watrust.com/articles/is-it-i… #FinancialEducation #FinancialLiteracy #FinancialWellness Member FDIC | Equal Housing Lender

For Wilcox Farms, banking is about more than financing. It’s about having a partner who understands their business, their industry and where they want to go next. At Washington Trust Bank, we believe strong businesses are built on strong relationships. We’re proud to work alongside Wilcox Farms and businesses throughout the Northwest. Learn more about our relationship with Wilcox Farms at watrust.com/wilcox.

A better banking relationship starts with a better understanding of your business. Learn how Washington Trust Bank supports Orthopedic Physician Associates with tailored business banking solutions. Learn more about our partnership with OPA: watrust.com/OPA Member FDIC | Equal Housing Lender

Your will may not always determine who receives your assets. Dawn Spratley explains why beneficiary designations can override instructions in a will and why keeping them up to date is an important part of estate planning. Explore more estate planning insights, including trustees, taxes, beneficiary designations, and when to update your plan: watrust.com/articles/estate-… Member FDIC | Equal Housing Lender

How does inflation affect your investments? Joey Robinson explains how inflation can impact purchasing power, investment returns, and your long-term financial strategy. See how investment planning fits into the bigger financial picture in our full discussion: watrust.com/articles/estate-… Member FDIC | Equal Housing Lender

Do you have the essential documents in place to help protect your wishes and the people you care about? Ken Kilbreath shares three estate planning documents every adult should consider having and why they matter. Explore the full discussion for more practical guidance on building and maintaining an estate plan: watrust.com/articles/estate-… Member FDIC | Equal Housing Lender

When was the last time you reviewed your estate plan? Our Wealth Management & Advisory Services professionals recently joined an educational discussion covering estate planning, investment management, fiduciary responsibilities, and more. From choosing the right trustee to reviewing beneficiary designations and knowing when an estate plan needs to be updated, the conversation offers practical guidance for decisions that can have a lasting impact on you and your family. Explore the full discussion and get practical guidance for building, reviewing, or updating your estate plan: watrust.com/articles/estate-… #EstatePlanning #WealthManagement

Better banking starts with understanding your business. At Washington Trust, we take the time to learn how our clients operate, what matters to them and where they want to go. Hear from Dr. Lawrence Holland of Orthopedic Physician Associates about the value of working with a banking team that understands his business and provides solutions tailored to its needs. Learn more: watrust.com/OPA Member FDIC | Equal Housing Lender #CommercialBanking #OPA

There’s still time to join our Wealth Management & Advisory Services team for their Q3 2026 Market Update. From record-setting equity markets and rising Treasury yields to persistent inflation and an AI-driven market, hear from Callen Young, Derrick Wilson, Allan Prins, and Matthew Clarke as they look beyond the headlines at the trends that shaped Q3. Tuesday, October 6 | 10 a.m. PDT | 11 a.m. MDT Register here: ow.ly/ANWs50ZUv84 #ThoughtLeadership #WealthManagement #MarketUpdate

One of our lucky customers is walking off with a $5000 and the signed Cal Raleigh baseball bat! Congrats to Alexis Fischer on winning this month’s prize in the Debit Card Derby. Alexis Fischer scored the $5000 and the signed Cal Raleigh baseball bat. just by using their Washington Trust Bank debit card. Ready to swipe for the fences and a shot at $10,000? The Debit Card Derby is easy to play. For more information and rules, visit watrust.com/DebitCardDerby.