When a buyer opens a trade
The amount is reserved from your offer for that buyer. Wait for their payment, then check it in your payment app itself, not in a screenshot or email. When the money is there and marked as completed, release from the trade room.
The Swap page converts one Solana token into another, for example USDC you just bought into SOL.
Quotes and routes come from Jupiter, Solana's swap aggregator, and the swap is a single transaction signed by your wallet.
Peerlock doesn't hold the tokens at any point.
The relayer
The relayer is a small wallet run by Peerlock. It pays the network fees and the temporary trade account deposit so buyers don't need SOL.
It can open, confirm, cancel and dispute trades, all of which only reserve or unreserve funds inside an offer.
Congratulations to all the winners!
We look forward to the upcoming competitions and are excited to submit our project for the opportunity to participate.
STOCKLANA WINNERS!
The prompt was simple: build something cool with stocks on Solana. 604 submissions later, and we have the winners:
1st: Roster Finance - @roster_fi
2nd: Draw - @NnadiJoshuaC
3rd: Xorr - @XorrFinance, @nickthelegend88
3rd: Cresco - @Cresco0m, @roy1919875, @0x_beni_
3rd: Neo - @blueshift
What you can trade
Prices are quoted in USD, EUR, GBP. Payment methods: PayPal, Revolut, Wise, Bank transfer (SEPA), Skrill, Zelle, Cash App.
For sellers
Release only when the payment is completed in your payment app, from a name that matches.
Prefer methods with low reversal risk for larger amounts.
Be wary of buyers who rush you or offer extra to skip steps.
For buyers
Only pay the account shown inside your open trade.
Don't mention crypto in the payment note.
Keep your receipt and payment reference until the trade is complete.
For everyone
Keep every conversation in the trade chat. Moving to another app removes the evidence moderators rely on.
Check that you're on peerlockx.com before connecting your wallet.
Open the dispute
Tap Open dispute in the trade room. The trade is frozen: the seller can still release, but nobody can cancel
Share evidence
Post it in the trade chat: payment references, receipts, screenshots of the payment app, the sender's name. Moderators see the full chat
Disputes
What happens when buyer and seller disagree.
If the buyer says they paid and the seller says the money hasn't arrived, either of them can open a dispute from the trade room, once the trade is marked paid.
The crypto stays locked until it's resolved.
Fees & limits
What a trade costs and the limits that keep new accounts safe.
The program records the fee on each trade when it opens, so a fee change could never affect a trade that is already running.
The program also caps any fee at 10%. Today the fee is zero.
Open a trade
Enter the amount and confirm. The amount is reserved for you on chain and the trade room opens with the exact sum to send, the seller's payment details and a 30 minute timer.
The price is fixed when the trade opens, so market moves don't change what you pay.
What makes it safe for both sides is the escrow.
The crypto being sold is locked in an on chain program on Solana before anyone pays.
It can only leave that program in the ways the program allows
The program records the fee on each trade when it opens, so a fee change could never affect a trade that is already running. The program also caps any fee at 10%. Today the fee is zero.
We've completed several trades to demonstrate that our platform functions
When a user sends SOL to another person's wallet through our platform, the cryptocurrency is held securely in on chain escrow until the sender confirms that they have received the agreed payment via PayPal
Your offer appears on the P2P board.
When someone accepts it, a trade opens with escrow, chat and a payment window.
🔐 Just locked 10,441,679 $PEERLOCK tokens with @Streamflow_Fi
It's on-chain. You can check the amount, time-period and recipients.
Check it out👇
app.streamflow.finance/contr…
If you're looking to exchange PayPal funds for cryptocurrency, check out our website.
You may find someone willing to complete a secure peer to peer transaction with you.
peerlockx.com
BRIJ is building the missing economic layer for autonomous software on @solana, so agents can pay for real-world purchases in USDC.










