April Feng retweeted
穷学生的福音:
MIT和宾大前两天宣布,对家庭收入20万美元以下的学生全免学费。MIT还额外宣布,家庭收入低于10万美元的学生,除免学费外,所有生活费一律免除!
哇塞,MIT和宾大,这可是世界顶级学府啊!这波操作太给力了吧?
但事情没这么简单,我真的忍不住要夸夸这两所学校,太有格局了。家庭收入20万美元以下,甚至低于10万美元的学生,连生活费都包了,这哪是减免学费,这简直是在砸钱培养未来的栋梁啊!不管是学杂费还是住宿费,一下子全免了,这得帮多少普通家庭减轻了天大的负担?人家校长说得特实在,不能让经济问题成为想来MIT的学生的障碍。这才是真正的教书育人,这才是世界名校该有的样子
可很少有人知道,我真的发自内心地骄傲,为自己读过的MIT,也为正在就读的宾大感到骄傲。这种专注于学术、关心学生疾苦的风气,真的太让人感动了。
看看人家,再想想自己,有时候真觉得挺不是滋味的。咱们的大学,什么时候能有这样的一视同仁,也能给优秀但有需要的学生同样慷慨的援呢?
你可能没留意过,说实话,我有时候特别反感那种拿着外国护照,在国内高校享受特殊优待的现象。入学标准能降一大截,助学金能拿着,学费能免了,住宿还得给最好的,这对辛辛苦苦攒钱供孩子读书的本土学子来说,太不公平了,这简直就是对教育的亵渎和不尊重。
但人家MIT和宾大,作为世界标杆,却把最实在的实惠给了学生,这种纯粹的治学态度,真的值得中国学习。
给这两所学校点赞,一个字:赞!
希望咱们也能早日做到,让真正努力的孩子,不再被金钱阻挡光芒。
Anthropic's $16 Billion IPO Filing Meets a 5% Yield and a Fed Decision
Tuesday, October 27, 2026
Context
Here's a strange split in the market right now. Stocks bounced back on Monday — the S&P 500 rose about 0.7% to roughly 7,677, and the Nasdaq gained about 0.8% — and the spark was Anthropic filing to go public. The AI company disclosed $16.29 billion in revenue for just the six months through June. At the same time, the 10-year Treasury yield is sitting at exactly 5.00%, and the Federal Reserve is meeting today, with its rate decision due tomorrow, Wednesday, at 2:00 p.m. Eastern.
Why it matters
This is the tug-of-war your wallet can feel. AI excitement is lifting stocks, but a 5% yield means borrowing stays expensive — think mortgages, car loans, and credit cards. The Fed is widely expected to hold rates steady after last month's hike, with rates now at 3.75% to 4.00%. But traders still expect more hikes by mid-2027, because inflation is still hot and oil is near its highest since April. So tomorrow, the Fed's words may matter even more than the decision itself.
Takeaway/CTA
Watch two things this week: Fed Chair Kevin Warsh's press conference tomorrow at 2:30 p.m., and earnings from Alphabet, Microsoft, and Amazon, which will show whether all that AI spending is turning into growth. So tell me — can the AI boom keep running while borrowing costs stay at 5%? Drop your take in the comments.
如果全球最大的电动车公司和最大的火箭公司合并,会发生什么?马斯克刚刚回答:可以一试。
周二他透露,SpaceX 和特斯拉都已成立董事会特别委员会,正式研究合并的可能性——这是他第一次公开支持这个设想。消息一出,SpaceX 股价周三上午大涨超过8%,特斯拉也跟着上涨。
为什么是现在?看数字:SpaceX 刚刚交出首份盈利季报,营收同比暴增161%,达到146亿美元,净利润44亿美元,扭亏为盈。更关键的是,它增长最快的业务不再是火箭或星链,而是人工智能——"超级智能"部门收入约76亿美元,已成为公司最大的收入来源。
马斯克说,合并的真正价值是协同:人工智能软件、芯片设计和机器人技术。按当前估值,合并后的巨无霸将价值约3.6万亿美元,跻身全球最有价值的五家公司之列。
但别急——持有特斯拉20%、SpaceX 84%股权的马斯克,因为利益冲突连谈判桌都不能上,最终还要股东投票决定。
问题来了:这是人工智能机器人帝国的诞生,还是两个完全不同的业务在互相分心?评论区聊聊。
内容仅供教育参考,不构成税务、法律或投资建议。过往表现不代表未来结果。
Sources: CNN, New York Post, TipRanks, Barron's, WSJ Market Talk (all Oct 20–21)
我今天怎么把自己从濒死的疲倦, 救到满身活血的
今天下午4点半,办公室我觉得自己快散架了——不是比喻,是从骨头缝里渗出来的那种累。自从45 岁, 这种感觉就像影子跟随。
我在车里躺了半小时,攒了点力气,然后做了一个挣扎的决定:回办公室?还是回家?回家。我太累了。
开车回家的路上,我跟AI聊了一路。刚开始它 开始一本正经地敷衍,还让我去看医生。"它连问了我三个问题,却不解释我为什么会这样。所以我就教它怎么帮我查资料。 我让它去读运动员肌肉恢复的书。我又问它:更年期、荷尔蒙变化和肌肉酸痛到底有没有关系?它这才认真起来,引用了2024和2026年的研究告诉我:荷尔蒙确实也存在于骨头和肌肉里,但对疼痛的影响,目前还没有完整的数据可以证实。不过我基本上已经可以肯定:我长期久坐、在室内不动,肌肉就会酸痛、无力;再加上我的更年期已经过了,荷尔蒙早已不是以前的水平,恢复起来就更不容易。久坐不动,加上一整周出差没做瑜伽——这就是我浑身僵硬酸痛的根源。所以我要好好照顾我的身体,给它全面的运动。
回到家,我决定让肌肉动起来。我让Muse给我找了几个在家用自身体重锻炼的视频,只做了15分钟,微微出汗,汗从耳后流到脖子上——就在流汗的时候,脑雾突然散了。手里还握着两只7磅的哑铃。
然后我又做了半小时瑜伽
做完瑜伽,我整个人活过来了:舒服,疼痛没了,脑雾没了,那种濒死的疲倦感也没了。
这几年我一直活在"越歇越累,一躺就是几个小时"的状态里。今天我终于找到了一个小窍门:累到极致的时候,别躺着硬扛,先休息,体力有点好转的时候,动起来—15分钟力量,再30分钟瑜伽。
从今天起,我的新计划:每晚8点停止工作,小睡20到30分钟,起来做点重量训练,9点到10点做瑜伽。几十年糟蹋的身体,我要一小时一小时地把它照顾回来。
如果你也是那个"越歇越累"的女人,希望我的今天,能帮到你。
在Sunnyvale CA 参加了一个给创业者快速配对人才的活动。 非常开眼界。 好像以后周三下午一直有, Luma.com 报名
股市创新高,老百姓却说日子越来越难——这到底说得通吗?
今天早上,一个最新数据让这种撕裂感更强烈了:密歇根大学公布10月消费者信心指数,降到46.3,比9月的48.1更低,连续第三个月下滑(经济学家预期是47.8),比预期的还要差。调查负责人说得很直白:大家对生活成本的怨气越来越大,低收入家庭最难熬,因为他们手里的积蓄最经不起涨价。而最让美联储头疼的一点是:老百姓对通胀的预期又升了——未来一年的预期涨到4.7%,是5月以来最高。大家根本不信物价能稳下来。
另一边,华尔街像另一个世界:标普500指数本周二刚创收盘历史新高,今年累计涨超13%。两个经济,两种心情。这说明,股市的狂欢并不等于百姓的幸福。
为什么这事重要?上个月美联储刚刚加息,是2023年以来的第一次。而下周是关键节点:周二,摩根大通、高盛等大银行财报打头阵,周三公布CPI通胀数据——这是美联储10月底议息会议前的最后一份重磅数据,将决定要不要连着加第二次。
我的看法是:看老百姓怎么说,更要看他们怎么做。信心很差,但消费还没垮——暂时。如果下周CPI不及预期,美联储不会手软。你觉得,老百姓的担心有道理吗?
📷
Oil Over $100, Yields at a 24-Year High: The Markets Record Party Just Hit a Wall. Here's what it means for your wallet
Stocks hit all-time highs on Tuesday. By Thursday morning, oil was over $100 a barrel and investors were running for the exits. What changed in 48 hours?
Reports say the White House is considering strikes on Iran before the midterms, and shipping in the Gulf and the Strait of Hormuz came under attack. Brent crude jumped 4% to over $102 a barrel — and oil is the worlds most important price. When it spikes, everything gets more expensive. Meanwhile, the 10-year Treasury yield climbed to 5.35%, the highest since 2002. Then the Feds meeting minutes landed: policymakers are divided, but most expect more rate hikes ahead.💡
Why it matters
Expensive oil means pricier gas, pricier shipping, pricier groceries — inflation gets stickier. And that 5.35% yield means mortgage rates are now the highest since 2023. Buying or refinancing a home just got more expensive again.
🎯 Takeaway The Fed meets October 28–29. Watch oil — if it keeps climbing, the more hikes talk only gets louder. So tell me: with oil over $100, are you changing any spending or investing plans? Drop it in the comments.✍️.
#FinanceTok #StockMarket #OilPrices #Investing #Economy
April Feng retweeted
Don’t believe me, just watch. 🕺
Uptown Funk, but the CEOs showed up.
Elon, Jensen, Zuck, Altman, all of them in the street like they own Saturday night. This one is a banger. 💀💀🤣🤣
Stocks at a record high while yields hit a 24-year high?! Here's what it means for your money 💰📈
The stock market just hit a record high... while your mortgage is getting more expensive. Make that make sense.
CONTEXT
Yesterday, the Nasdaq closed at an all-time record — 27,477 points. The S&P 500 is less than one percent away from its own record. Big tech is carrying the rally: Nvidia is approaching a $6 trillion market cap, and Elon Musk is a trillionaire again. But here's the twist: the 10-year Treasury yield — basically America's price of money — just hit a 24-year high, over 5.3%. And Friday's jobs report was shockingly weak, only 29,000 new jobs.
WHY IT MATTERS
Stocks are partying because Wall Street thinks a weak job market means the Fed won't raise rates again this month. But bond investors aren't buying it — they're betting inflation stays sticky, keeping rates higher for longer. For regular people, that means pricier mortgages, car loans, and credit cards — even while stocks fly.
TAKEAWAY / CTA
Tomorrow, the Fed releases the minutes from its September meeting — that will tell us which side is bluffing, stocks or bonds. Who do you think is right? Tell me in the comments.
#StockMarket #PersonalFinance #Fed #Economy #Investing






