Father | Gadget, Travel & 💳 #CreditCard Enthusiast | 13 countries & 4 on Points & Miles
Delhi
Joined November 2025
- Tweets3.4K
- Following168
- Followers697
- Likes1.1K
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Crazy to think a few credit card points opened doors to the world.
From 13 countries to 4 international trips funded entirely by Points & Miles and 400+ Indian cities explored in India along the way.
Credit Card Swipes turned into a lot of stories. ✈️📍
372 trips | 400+ cities | 3051 places | 13 countries
All tracked on my Google Timeline. 🌏
I’ve explored 400+ cities across India, mostly in the North & West.... powered by chai, biryani, and curiosity.
And I still believe no two chai stalls taste the same and no two plates of biryani tell the same story. ☕🍛
Now starting @CardPointsJourny to share:
✨ My Points & Miles playbook
✨ Credit card setups that actually work
✨ Smart planning & optimization systems
✨ Learnings from 1000+ days on the trip
Before diving into Points & Miles, here’s the real travel footprint Google has tracked for me over the years, No guesswork, Just pure data. 📊✨
Across all these years, one thing stayed constant:
Travel doesn’t need to be expensive.
It needs to be optimised.
Points & Miles funded:
✈️ Multiple international trips
🇮🇳 Countless domestic flights and few international flights
🏨 Hotel stays that would’ve otherwise cost a fortune
And now, I’ll be breaking it all down publicly.
Follow @CardPointsJourny for:
💳 Best cards for rewards
✈️ Flight redemptions that make sense
🏨 Hotel points hacks
🗺️ Smart planning frameworks
💰 How to stretch every rupee for maximum value
Whether you're a traveller, a planner, or someone curious about exploring more while spending less…
Welcome aboard.
This journey is only getting started. 😎✈️
Crazy how credit card points turned into passport stamps
Points felt small but the dreams weren’t
13 countries and 4 trips on Points and Miles
Starting @CardPointsJourny to share what I’ve learned from this amazing community on @X
If travelling on points excites you we’re alike😎
CardPointsJourney retweeted
Thank you, Akash Bhai @ccg33k 🫂 You’ve helped me fund 3 free flight to Goa ticket today itself.
Whatever I bought today has already been sold at Kalyan, Delhi. The purchase was made via Apay, which I had bought last week at a 3% discount using HDFC Marriott. That transaction also helped me inch closer to another 30K Marriott points.
Didn't want to hold on to anything, especially since I'm already sitting on a decent stockpile bought at 15.3K. So, decided to clear whatever I had stocked up today.
PS: One coin was delivered directly at the Kalyan store itself ;) – at New Delhi, India
1.3% lower than market rate + 2%-3.5% Amazon Pay discount + 15% Marriott Bonvoy / Other cards rewards
RBL card gives a 7% discount (1K on 14.4K) and works once - and that too is isn't working.
Stacking AmazonPay paid off!!
#GoldLoot #Swiggy #Instamart
Thank you, Akash Bhai @ccg33k 🫂 You’ve helped me fund 3 free flight to Goa ticket today itself.
Whatever I bought today has already been sold at Kalyan, Delhi. The purchase was made via Apay, which I had bought last week at a 3% discount using HDFC Marriott. That transaction also helped me inch closer to another 30K Marriott points.
Didn't want to hold on to anything, especially since I'm already sitting on a decent stockpile bought at 15.3K. So, decided to clear whatever I had stocked up today.
PS: One coin was delivered directly at the Kalyan store itself ;) – at New Delhi, India
1.3% lower than market rate + 2%-3.5% Amazon Pay discount + 15% Marriott Bonvoy / Other cards rewards
RBL card gives a 7% discount (1K on 14.4K) and works once - and that too is isn't working.
Stacking AmazonPay paid off!!
#GoldLoot #Swiggy #Instamart
Holding BP batane ka tarika thoda casual hai ;) @ankurmittal
I don't have Aurum, so no hard feelings there. But yeah, @ccg33k Akash Bhai is a genuinely wonderful person.
I've asked him 50+ questions so far, and not a single one has gone unanswered except the last one about Japan ;). That's genuinely rare, especially for someone with nearly 25K followers.
I've also seen him giving H/Ts very frequently to people. Met him personally once, and he's just as humble and approachable in person. 🫂🩵
Can you please stop your continuous personal attacks ?
Aurum points have not been revoked for me in the past.
Maybe I am wrong. But this is not done. You can simply comment on my post and I'll fix it.
Also, please stop copy pasting screenshots and any other content from @GoldDealsIndia (posted what happened today - screenshot on your reddit was picked up from my post). Don't want to get into past.
I don't like to call out people explicitly but its frustrating to see people non even putting effort and just keeping notifications ON on one social media and posting on other. (speaking in general)
I have removed you from following me, so you do not see my content anymore on X atleast. Feel free to unfollow me on @GoldDealsIndia and whatsapp channel, and even block me.
Peace.
CardPointsJourney retweeted
Must compliment @varunsuhag for his courage in going all-in in this war over his "house arrest" at Trump Towers.
Most Indian buyers admit defeat against a builder before the battle has begun. And because they don't stand up, they keep getting trampling upon.
May his tribe grow
CardPointsJourney retweeted
What on earth is there to Investigate @chikkajalatrfps - you have failed at your very job
You have taken our car in the Police Station.
You didn't write FIR initially. Made @AditiDoon @myr179 wait until wee hrs.
@acpnortheasttr @DCPTrNorthBCP @DCPNEBCP @Jointcptraffic @blrcitytraffic @BlrCityPolice @CPBlr @DgpKarnataka @bngdistpol
This is your State Police. All the proof was given yesterday and we have more video proof taken.
But still the this police station has the Audacity to say it's STILL UNDER INVESTIGATION!!!
THIS IS BLATANT ABUSE OF LAW AND ORDER.
Well said @Vishwash__ and one post from apartment owner brought job for too many paid influencers ;)
teapawt.net/CardPointJourny/status…
He asked @volklub bro for a suggestion on which car to buy and he got one. But the beautiful people of X had other plans!
They flooded him with recommendations across almost every brand and model in his budget. Now I guess Lankesh is more confused than ever about what to finally buy! :) – at Noida, India
Bhai @volklub chhota aadmi hu 6-7 L me koi car bta do bahot aihsaan hoga
Kyada use nahi hai jyada time khadi rahegi gaadi tyohar wagairah me niklegi Mumbai Virar location hai.
Job karta hu monday to Friday time nahi rahega
Practical car bta dena bhai
CardPointsJourney retweeted
After Effects of the Accident - in the rear were my Mother and 5YO Son.
My BIL and sister suffered minor injuries.
@chikkajalatrfps @acpnortheasttr @DCPTrNorthBCP @DCPNEBCP @Jointcptraffic @blrcitytraffic @BlrCityPolice @CPBlr @DgpKarnataka @bngdistpol
🚨 🚨 An accident is traumatic enough. Being left stranded by the police for over TWO HOURS, with a FIVE-YEAR-OLD CHILD and a SENIOR CITIZEN (My Mother), is simply unacceptable.🚨 🚨
1️⃣ On 31 October 2026, at approximately 11:01 PM, our family met with a serious road accident near GAIL Service Station, Bagaluru Road, while travelling from KIAL towards Whitefield. A speeding Mahindra Thar (KA 01 NC 6868) rammed into our Tata Punch (KA 53 MM 7661). The impact deployed the airbags, left our car completely immobilised and caused minor injuries to the occupants - @AditiDoon @myr179
2️⃣ The actual accident footage is attached to this post. Senior Karnataka Police officials are requested to watch the video and examine the circumstances and severity of the collision.
3️⃣ Despite repeatedly contacting Chikkajala Traffic Police, our family was left stranded at the accident spot for over TWO HOURS. No assistance vehicle was made available. We eventually had to arrange our own transportation to the police station, leaving our severely damaged and unsecured vehicle abandoned on the roadside.
⁉️ What followed raises even more serious questions.⁉️
4️⃣ Despite repeated requests, the accident scene was not inspected and documented while our vehicle was still at the location. We were given varying explanations, including staff unavailability, the need to register an FIR first and that a spot inspection could only be conducted during daytime.
5️⃣ This raises serious concerns about compliance with Rule 150A read with Clause 1 of Annexure XIII of the Central Motor Vehicles Rules, 1989, which prescribe accident investigation procedures, including scene inspection, photography, video recording and preparation of a site plan.
6️⃣ We then had to independently arrange towing, wait for hours and manage the vehicle handover at approximately 4:30 AM.
7️⃣ An FIR (181/2026) has since been registered, naming the Thar driver. Both vehicles are reportedly being retained for RTO inspection.
8️⃣ We demand answers and immediate intervention from senior Karnataka Police officials:
1. Why was a family left stranded for over two hours after a serious road accident?
2. Why was the accident scene not inspected and documented despite repeated requests while the damaged vehicle was still there?
3. Who is accountable for the apparent lapses in the initial police response and investigation?
4. Why should accident victims have to independently arrange transportation, towing and manage basic formalities?
5. When will the RTO inspection be completed and our Tata Punch released? There must be no unnecessary retention of the vehicle.
9️⃣ We have preserved dashcam footage, photographs, videos of the accident scene, recordings of our interactions with police personnel and the video of the vehicle handover. The accident footage is attached to this post for immediate reference.
🔟 We are NOT asking for special treatment. We are asking for the police to follow prescribed procedures, preserve evidence, act responsibly and treat accident victims with basic consideration.
AN ACCIDENT VICTIM SHOULD NOT HAVE TO FIGHT THE SYSTEM AFTER SURVIVING A ROAD ACCIDENT.
Senior Karnataka Police officials, we seek your immediate intervention, accountability and a time-bound resolution. This matter deserves attention at the highest level.
@chikkajalatrfps @acpnortheasttr @DCPTrNorthBCP @DCPNEBCP @Jointcptraffic @blrcitytraffic @BlrCityPolice @CPBlr @DgpKarnataka @bngdistpol
#KarnatakaPolice #BengaluruPolice #RoadSafety #PoliceAccountability
CardPointsJourney retweeted
🚨 🚨 An accident is traumatic enough. Being left stranded by the police for over TWO HOURS, with a FIVE-YEAR-OLD CHILD and a SENIOR CITIZEN (My Mother), is simply unacceptable.🚨 🚨
1️⃣ On 31 October 2026, at approximately 11:01 PM, our family met with a serious road accident near GAIL Service Station, Bagaluru Road, while travelling from KIAL towards Whitefield. A speeding Mahindra Thar (KA 01 NC 6868) rammed into our Tata Punch (KA 53 MM 7661). The impact deployed the airbags, left our car completely immobilised and caused minor injuries to the occupants - @AditiDoon @myr179
2️⃣ The actual accident footage is attached to this post. Senior Karnataka Police officials are requested to watch the video and examine the circumstances and severity of the collision.
3️⃣ Despite repeatedly contacting Chikkajala Traffic Police, our family was left stranded at the accident spot for over TWO HOURS. No assistance vehicle was made available. We eventually had to arrange our own transportation to the police station, leaving our severely damaged and unsecured vehicle abandoned on the roadside.
⁉️ What followed raises even more serious questions.⁉️
4️⃣ Despite repeated requests, the accident scene was not inspected and documented while our vehicle was still at the location. We were given varying explanations, including staff unavailability, the need to register an FIR first and that a spot inspection could only be conducted during daytime.
5️⃣ This raises serious concerns about compliance with Rule 150A read with Clause 1 of Annexure XIII of the Central Motor Vehicles Rules, 1989, which prescribe accident investigation procedures, including scene inspection, photography, video recording and preparation of a site plan.
6️⃣ We then had to independently arrange towing, wait for hours and manage the vehicle handover at approximately 4:30 AM.
7️⃣ An FIR (181/2026) has since been registered, naming the Thar driver. Both vehicles are reportedly being retained for RTO inspection.
8️⃣ We demand answers and immediate intervention from senior Karnataka Police officials:
1. Why was a family left stranded for over two hours after a serious road accident?
2. Why was the accident scene not inspected and documented despite repeated requests while the damaged vehicle was still there?
3. Who is accountable for the apparent lapses in the initial police response and investigation?
4. Why should accident victims have to independently arrange transportation, towing and manage basic formalities?
5. When will the RTO inspection be completed and our Tata Punch released? There must be no unnecessary retention of the vehicle.
9️⃣ We have preserved dashcam footage, photographs, videos of the accident scene, recordings of our interactions with police personnel and the video of the vehicle handover. The accident footage is attached to this post for immediate reference.
🔟 We are NOT asking for special treatment. We are asking for the police to follow prescribed procedures, preserve evidence, act responsibly and treat accident victims with basic consideration.
AN ACCIDENT VICTIM SHOULD NOT HAVE TO FIGHT THE SYSTEM AFTER SURVIVING A ROAD ACCIDENT.
Senior Karnataka Police officials, we seek your immediate intervention, accountability and a time-bound resolution. This matter deserves attention at the highest level.
@chikkajalatrfps @acpnortheasttr @DCPTrNorthBCP @DCPNEBCP @Jointcptraffic @blrcitytraffic @BlrCityPolice @CPBlr @DgpKarnataka @bngdistpol
#KarnatakaPolice #BengaluruPolice #RoadSafety #PoliceAccountability
CardPointsJourney retweeted
Crazy to think a few credit card points opened doors to the world.
From 13 countries to 4 international trips funded entirely by Points & Miles and 400+ Indian cities explored in India along the way.
Credit Card Swipes turned into a lot of stories. ✈️📍
372 trips | 400+ cities | 3051 places | 13 countries
All tracked on my Google Timeline. 🌏
I’ve explored 400+ cities across India, mostly in the North & West.... powered by chai, biryani, and curiosity.
And I still believe no two chai stalls taste the same and no two plates of biryani tell the same story. ☕🍛
Now starting @CardPointsJourny to share:
✨ My Points & Miles playbook
✨ Credit card setups that actually work
✨ Smart planning & optimization systems
✨ Learnings from 1000+ days on the trip
Before diving into Points & Miles, here’s the real travel footprint Google has tracked for me over the years, No guesswork, Just pure data. 📊✨
Across all these years, one thing stayed constant:
Travel doesn’t need to be expensive.
It needs to be optimised.
Points & Miles funded:
✈️ Multiple international trips
🇮🇳 Countless domestic flights and few international flights
🏨 Hotel stays that would’ve otherwise cost a fortune
And now, I’ll be breaking it all down publicly.
Follow @CardPointsJourny for:
💳 Best cards for rewards
✈️ Flight redemptions that make sense
🏨 Hotel points hacks
🗺️ Smart planning frameworks
💰 How to stretch every rupee for maximum value
Whether you're a traveller, a planner, or someone curious about exploring more while spending less…
Welcome aboard.
This journey is only getting started. 😎✈️
Crazy how credit card points turned into passport stamps
Points felt small but the dreams weren’t
13 countries and 4 trips on Points and Miles
Starting @CardPointsJourny to share what I’ve learned from this amazing community on @X
If travelling on points excites you we’re alike😎
CardPointsJourney retweeted
BC kuch bhi ho raha hai aaj kal, the access of lifts has been disabled for this family's floor 😳
#Trumptower #gurgaon
CardPointsJourney retweeted
Curious case of @SingaporeAir First Class, a passenger getting downgraded to Business Class. 💔
I feel what many people miss is that flying First Class is a once in a lifetime dream for some. People save up for it, plan their entire trip around it and look forward to experiencing it for years.
So when something like this happens, it's not just about being moved to another cabin. It's about losing an experience they had been dreaming of and planning for so long.
I can only imagine the disappointment. Truly feel for you, @men_ai3. 🫂
BC kuch bhi ho raha hai aaj kal, the access of lifts has been disabled for this family's floor 😳
#Trumptower #gurgaon
Curious case of @SingaporeAir First Class, a passenger getting downgraded to Business Class. 💔
I feel what many people miss is that flying First Class is a once in a lifetime dream for some. People save up for it, plan their entire trip around it and look forward to experiencing it for years.
So when something like this happens, it's not just about being moved to another cabin. It's about losing an experience they had been dreaming of and planning for so long.
I can only imagine the disappointment. Truly feel for you, @men_ai3. 🫂
New card in town for #ccgeeks
A. If the welcome benefits were offered on renewal as well, it made sense.
B. The fees are already competing with M4B, but the feature set needs to justify the premium.
C. Benefits like one complimentary night at a Postcard Hotel + ₹10,000 cashback would make the proposition much more compelling and the annual fee easier to justify.
But only offline is a task.
KVB Eternis Credit Card- Card with 30K+ GST fees from Karur Vysya Bank 😅
-Base Rewards: 2 Reward Points (RP) for every ₹100 spent.
-Accelerated Rewards: Earn 3X Reward Points on airline, hotel, dining, and luxury shopping spends.
-Reward Redemption: 1 Reward Point (RP) = ₹1.
-Welcome Bonus: 10,000 Reward Points on card activation.
-Welcome Benefits: One-night stay at Postcard Hotels, 1-year MindEscapes Concierge Club Access, 1-year EazyDiner Membership and 1-year Club Marriott Membership.
-15% off on Business Class fares with Qatar Airways, Lufthansa on international routes and Air India on domestic routes.
Zero foreign currency markup on international transactions.
The features of the card is good, but the fees is high and it seems the application would be offline..
kvb.bank.in/personal/cards/k…
