Derek Heinrichs (@DH_OnChain_dev) header
Derek Heinrichs (@DH_OnChain_dev) profile picture

Founder @ HSS | Blockchain | ai | x402

Joined September 2024
Photo by Derek Heinrichs (@DH_OnChain_dev)Photo by Derek Heinrichs (@DH_OnChain_dev)Photo by Derek Heinrichs (@DH_OnChain_dev)Photo by Derek Heinrichs (@DH_OnChain_dev)Photo by Derek Heinrichs (@DH_OnChain_dev)Photo by Derek Heinrichs (@DH_OnChain_dev)Photo by Derek Heinrichs (@DH_OnChain_dev)Photo by Derek Heinrichs (@DH_OnChain_dev)Photo by Derek Heinrichs (@DH_OnChain_dev)Photo by Derek Heinrichs (@DH_OnChain_dev)
Derek Heinrichs retweeted
We’ve signed an MOU with @Arco_Fi, which is building tokenized asset allocation tools. We’ll explore connecting Arco Vault to XRPL and using Trustline, our risk engine, to assess agent identity, authority and risk for AI agent transactions. Read more: t54.ai/blog/t54-partners-wit…
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Derek Heinrichs retweeted
thank you Derek! Let's keep ⛴️ !
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Derek Heinrichs retweeted
RLUSD is live on Base
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Derek Heinrichs retweeted
Big news heading into @RippleSwell: the @USOCC has granted final approval for Ripple National Trust Bank. This gives Ripple a federally supervised platform to support $RLUSD and provide digital asset custody to enterprises. We’ve always said crypto and banks work better together — this is what that looks like. Real innovation, real accountability, federal oversight. The revolution isn't happening outside the system. It's happening from within it.
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Derek Heinrichs retweeted
🚨 HUGE: Ripple Prime joins 50+ firms helping shape DTCC’s tokenization service launching this month. DTCC’s depository subsidiary holds and services $114 TRILLION in securities, placing the initiative at the heart of traditional finance. The service aims to bring eligible securities onchain, enabling faster settlement and more efficient collateral transfers. Limited production trades were completed in July, paving the way for the planned October rollout.
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Derek Heinrichs retweeted
AI agents can stay within budget and still pay the wrong recipient. x402-Secure combines payment checks with risk assessment from Trustline, our native risk engine, before settlement. Here’s how it works for an RLUSD payment on the XRP Ledger.
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Time for the Grateful Dead to create an @XRP song?
hello, world. It’s about time.
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Derek Heinrichs retweeted
Ondo 🤝 Ripple Ondo is heading to @RippleSwell to talk tokenization and the future of global markets. October 27–29. New York City.
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Derek Heinrichs retweeted
RLUSD payments are becoming part of the banking infrastructure fintechs already use. We’re partnering with @CrossRiverBank to integrate RLUSD on the XRP Ledger into its core banking platform, providing 24/7 settlement within payment networks and greater flexibility to settle intraday. Learn more: crossriver.com/newsroom/cros…
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Derek Heinrichs retweeted
The best work isn’t done alone. Today, we’re announcing our inaugural institutional execution partners: @Ripple, @krakenfx, @coinbase and @BitGo. Together, they provide a foundation to begin putting our 473 million XRP treasury to work in institutional strategies. More on our partners and what comes next: tinyurl.com/4xcnpwkf Not investment advice or an offer of securities. Contains forward-looking statements; actual results may differ materially. Risk factors: sec.gov/edgar/browse/?CIK=20…
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Derek Heinrichs retweeted
.@XRPLF lead tokenized commodity growth by chain so far this year, adding over $2.2 billion. Via @tokenterminal.
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Derek Heinrichs retweeted
i'm giving away $1,000 $XRP. like and retweet this tweet to enter. must be following me to be eligible!
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Derek Heinrichs retweeted
XRPL is now part of how the agentic economy transacts. Our x402 facilitator enables merchants to accept agent payments in XRP and RLUSD. With the XRPL AI Hub, developers can discover services, find integration resources and follow x402 payment activity. Together, these tools give developers a practical way to use the XRP Ledger for agentic commerce. More: xrpl-ai.org/
Just a couple of months ago, I predicted XRPL would quickly surpass 10M agentic transactions. XRPL has now hit another milestone, processing over 13M with 166 x402 merchants. Agentic payments now account for roughly 25% of activity on the ledger. 100M might actually come sooner than we expect! Now is the time to build. Agents are already paying for APIs, data and compute. XRPL’s low fees, fast settlement, and growing AI toolkit give developers the tools to turn that demand into new products. 🚀 ripple.com/insights/xrpl-ai-…
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Derek Heinrichs retweeted
The XRP Ledger was built for payments. More and more of them are now made by AI agents.
The XRP Ledger is the standard for Agentic transactions... The $XRP Ledger has become a leading player in digital commerce between machines. It has seen over 8M transactions conducted using the x402 payment protocol in the past 30 days. Blockchain data show the network continues to scale as a key environment for transaction settlement between autonomous artificial intelligence agents, enabling micropayments with digital merchants and API providers.
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Derek Heinrichs retweeted
Over 8 million x402 transactions on the XRP Ledger in the last 30 days. This makes XRPL one of the leading networks in agentic economy activity, with an increasingly expanding ecosystem of agents and merchants.
XRP Ledger is one of the leading networks for x402 payments, with 8M+ transactions settled over 30 days. Encouraging to see this level of activity as we keep building trust and welcoming more merchants into XRPL’s agentic economy. Explore the ecosystem: xrpl-ai.org
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Derek Heinrichs retweeted
Programmability on the XRPL keeps moving. We just cut the ninth release of the Smart Escrow Devnet, and it's a big step toward launch. Details below.
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Derek Heinrichs retweeted
Growing the agentic economy means building trust in how agents transact. At XRP Seoul, @chandler_agi and @christinabchan explored what it takes to move from early use cases to wider adoption on the XRP Ledger.
🎤 @XRPSEOUL 2026 Highlights | Fireside Chat “The Agentic Economy on the XRP Ledger: From Use Cases to Adoption” A conversation on how AI agents can transact on the XRP Ledger, and what it takes to move agentic payments from early use cases to real adoption. 🗣 Speakers • Moderator: Christina Chan (@christinabchan), Senior Director of Ecosystem Growth at @Ripple • Chandler Fang (@chandler_agi), Founder at @t54ai 🔎 Key Takeaways: 1️⃣ Current High-Demand Use Cases Micro-payments on XRPL enable AI agents to pay on-demand for private corporate data per request and replace flat monthly AI subscriptions with pay-as-you-go micro-transactions (0.50–1.00) for compute. 2️⃣ Enterprise B2B Vision & Infrastructure To support autonomous 24/7 B2B operations like payroll and cross-border invoicing via stablecoins, XRPL is building an institutional trust layer featuring KYA (Know Your Agent) identity checks, real-time risk assessments, and on-chain dispute/chargeback mechanisms. 3️⃣ XRP Utility in the Agentic Economy With over 25% of current XRPL transaction volume already generated by AI, XRP serves as an AI-friendly settlement asset powering both everyday consumer purchases and automated yield-generating operations. 💡 The Takeaway XRPL is evolving into the core settlement layer for the agentic economy by uniting AI micro-transactions with institutional-grade security controls (KYA, risk monitoring, chargebacks) for autonomous finance. Hosted by @XRPLKorea
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Derek Heinrichs retweeted
Introducing Gemini 4 Argon, our new frontier model, rolling out to cyber defenders starting today, and more widely as soon as possible. I am really excited by the progress we have made here. Argon is priced at $2 in and $10 out during introductory pricing!
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Derek Heinrichs retweeted
Let’s bring native credit to XRPL.
There's 1 vote in for the Lending Protocol 1.1! 28 more to go....
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Derek Heinrichs retweeted
QUADRILLIONS Excited to speak on the opening panel of @0xEastPoint with @digitalasset @CantonNetwork @YuvalRooz!
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