$FICO dodged the first bullet!✅ Turns out that VantageScore is the same score as $FICO -20, and there is no real benefit to switching from FICO as both are priced similarly.. 740 score on VS is basically the 720 score on FICO!

Here is my full $FICO thesis breakdown.. What FICO really is, how the business is developing, how strong is the MOAT, what we learned from the recent earnings, my price prediction, and BONUS! Find the link to the article in my BIO or in comment section of this post!

I just made an article after scanning the market, and found last few high quality value picks.. This is the first part, and I will do part 2 next week, but I would say ones mentioned in this part I am most confident about.. These remind me of $MA few months ago, and there is no reason not to miss the opportunity! I continue to outperform the marker with 22%/year returns by picking these type of stocks.. Check the article, link in the BIO and comment section!

Whats a best buy: $NVDA @ 200$ - 31x $QCOM @ 147$ - 17x $AMD @ 476$ - 156x

How The F*ck is OpenAI Going to Pay 1.4 Trillion??😱 OpenAI currently generates $25B/year, and it is not a profitable company.. THREAD:🧵

Just finished the article about the Investment that could end up a generational one..🤯🤯 This reminds me of $UNH and $META, which were some of my best picks.. I bought big, and there is a chance I go all-in on this one if things align correctly.. Find the link to the article: - Profile BIO - Comment section - Pinned on top of my profile

Still dont think $NFLX is value.. pass for me..

New article about AI giant is out! Is it a value buy? Full valuations, intrinsic value, business breakdown and the answer if $BABA is the buy now.. You can read the article by finding the link in comments, BIO or pinned post on my profile! 📝

Just made this absolute GEM of an article..🔥 Giving away key detail how I was able to make $18,200$ in less than 3 weeks shorting $MU, $INTC, $TSLA, $SPCX .. Link is in the BIO, description, comments, and pinned in the top of my profile..🧵

This is $NVDA.. and why are we focusing on fwd P/E and PEG, while ignoring other 5 metrics? 🤦‍♂️ Same for $MU, and other semis..

Less than a year passed.. And things look like this for $PLTR and $UNH Im almost never wrong, im sometimes a bit early..

$MU has no MOAT, here is why.. Technologically, $TSM could manufacture standalone memory chips like DRAM and NAND, but it deliberately avoids producing them. Operating as a pure-play foundry, TSM avoids competing with its own customers. The memory market is historically highly cyclical with lower margins than custom logic chips. Why TSM Avoids the Memory Market Business Model: TSM acts as a contract manufacturer (foundry) for fabless companies, whereas companies like $MU, $SMSN, and SK Hynix design and sell their own proprietary memory chips. Low Margins & Cycles: Standard memory is a commodity market with volatile and historically lower profit margins. TSM focuses on advanced, high-margin logic chips (like those for $NVDA and $AAPL). Symbiotic Relationship: TSM does not compete with memory makers; they are vital partners. For instance, TSM's advanced packaging (CoWoS) and logic base dies are critical for assembling High Bandwidth Memory (HBM) used in AI chips. If TSM Started Making Memory Chips: Impact on Micron & Competitors If TSM somehow shifted its business model to produce standalone memory chips, it would cause massive industry shifts: Market Disruption: It would break the tightly controlled oligopoly that currently dominates global DRAM and NAND supply. Price and Profit Drops: TSM’s massive production scale and superior yield rates could significantly increase global supply, driving down memory chip prices and slashing the high profits currently enjoyed by memory giants. Strategic Alliance Shift: Major tech companies (such as Nvidia, AMD, or Google) might get memory directly from TSMC-integrated systems, bypassing traditional memory suppliers entirely. However, TSM leadership has publicly stated they have no intention of entering the memory business, as the company struggles to keep up with insatiable demand for AI-specific logic chips. Conclusion, it doesnt have to be $TSM, anybody can do it.. the MOAT is not even close to something $ASML, $NVDA or $TSM does.. This is main reason why memory producers are not comparable to GPU, litography, and foundry businesses.. STOP comparing $MU to $NVDA..

To get a good opportunity in the market it has to have some risk, and it has to be overestimated by market so the asset is mispriced, this is where you make money. Things like $GOOG search is getting disrupted, $UNH fraud manipulation, $TSM china war danger, etc..

The logic and the irony.. $PLTR vs $UNH

If we believe Finviz’s numbers (21.5 fwd P/E). Then $MA is currently sitting at MINDBLOWING 42.67% below the historical 10-year average of 37.5. 🤯🤯

Dropped this beauty of an article inspired by an amazing opportunity market is currently offering us.. Disclaimer: It is not $MU or $HIMS .. Find the link to the article in the comments or in my BIO!

This is what Superinvestors and insiders are doing with $MU in last few years.. 🚮

So there are only 3 options for $MU holders now.. 😬 1. You sell and take your amazing profits, realize you got lucky and never attempt this 💩 again.. 2. You sell and you try to jump on another hype train and repeat the process until it goes really bad and you are back to 0.. 3. You hold and be the last to sell and lose money while examples 1. And 2. Take your money..

Btw, whis is what $MU CEO and other insiders are doing since january, and idiots keep buying! 😅🤷‍♂️