how i maximize my credit card stack
This is all YTD for 2026
effective annual fees (total credit values - annual fees = effective annual fees)
all the credit are tracked in a spreadsheet by line item and estimated conservatively
BILT Palladium
Total credits $995.00
Less: annual fee $(495.00)
Effective $500.00
Amex Platinum CS
Total credits $2,473
Less: annual fee $(895)
Effective $1,578
Hilton Aspire
Total credits $1,295
Less: annual fee $(550)
Effective $745
Amex Gold
Total credits $360.00
Less: annual fee $(325.00)
Effective $35.00
I'll use current prices for redemption values bc I don't remember the prices.
Points redemptions
Business class to Panama City - $891 (-$50 fee)
Business class to Paris - $4,359 (-$100 fee)
Business class to London - $4,249 (-$800 fee)
Business class from London - $11,055 (-$800 fee)
Business class from Sao Paulo - $3,359 (-$200 fee)
Total effective value so far for 2026: $24,820
Will prob get 1 or two more redemptions easily pushing it over $30k
this is all personal spend nothing from the business spend
think of how emotionally compromised you have to be as a man to do something like this. pathetic.
Liberal Richard from Syracuse here was walking past a Tundra truck in a Winn Dixie parking lot in Stock Island FL and didn’t like the let’s go Brandon sticker on it so he keyed it. Bad news for Richard it was all caught on video, and the owner is pressing charges.
Here is the cop confronting, and arresting him.
Apparently, he did about $6000 worth of damage which makes it a felony.
Sometimes they do get caught and it’s wonderful!
62 year old man should know better. What an A$$!!
funny how euros cling to their “workers rights” when they don’t understand american culture.
americans value rugged individualism and freedom.
the overvaluation of the employee in EU law takes away their freedom and extorts the entrepreneur.
all glory to the empire
Replying to @erikfinman
Looks like St. Petersburg, which has a GDP per capita 1/5 of that of Anchorage.
on X you could say haiti is poorer and worse living condition than the U.S. and people will still be telling you that haiti is better in every way than the U.S.
good lesson that the only real wealth is LIQUID
In 2015 Elizabeth Holmes was worth $4.5 billion. She told CBS she didn't own a TV because she worked every waking hour.
When people questioned her blood tests, she had an answer ready.
In the video below, she says that if your invention gets questioned, "that's a sign you've actually done something transformative."
Her company Theranos claimed it could run hundreds of tests from one drop of blood. Walgreens put it in stores. Investors put in over $700 million. Henry Kissinger sat on her board.
The machines never worked. Most tests were secretly run on regular lab equipment. Patients got wrong results about cancer, HIV and pregnancies.
In 2022 she was convicted of fraud. She is serving more than 11 years in federal prison.
The questions she called a sign of success were the truth the whole time.
Was she a liar from the start, or a believer who couldn't admit she failed?
Save the video and follow for more stories about how the rich really made their money.
if your wife does anything other than this she does not respect you
need a gym in FL called iron paradise.
Can you imagine NOT being an alpha male? Literally could NOT be me lmao
All these beta males. They probably don't even own a gun (I do). I also doubt they hit the iron paradise everyday (like me) to get the demons out of their heads.
What a bunch of beta bitches. Again, couldn't be me (because im an alpha male) 🔥🔥 🐺
visiting family in west palm beach.
weather is amazing.
could get a house in fort Lauderdale near the train station that takes you to the airports (fort lauderdale needs a shuttle bus)
great seafood, no state income tax, great gun laws.
unreal how people do not understand how to properly use credit cards
hell yeah
#BREAKING: Gambling helpline director sentenced to 10 years for stealing $1.4M to gamble.

















