💵 IG: @female.in.finance https://xitter.cf/t.co/hBjxJVgl78…
Joined December 2020
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Rich people don't buy more stuff. They buy less stuff to do.
→ A house cleaner so they can play with their kids
→ A nanny so they can have date nights
→ A personal assistant so they can focus on what matters
→ Living closer to work so they don't lose hours commuting
When it comes to investing, starting small is better than starting “someday.”
Here’s how you can start:
Month 1-6: Invest $5-$100/mo
Month 7-12: $101-$250/mo
Year 2: $251-$500/mo
Crawl before you walk. Walk before you run.
That $10,000 emergency fund sitting in your regular savings?
It's earning you $1 per year while inflation eats away 3-4% annually.
Meanwhile, high-yield accounts are paying 4-5% right now.
Stop letting banks profit off your ignorance. Move your money.
People are so quick to sh*t on 9-5 jobs and glorify entrepreneurship.
I’m an entrepreneur.
I work 24/7.
Nothing is wrong with a 9-5.
Financial freedom isn't about having enough money to buy everything; it's about having enough that you can say no to anything.
Choices and options.
A few sentences that can help make you rich:
1️⃣ Use your money to buy more money (buy assets)
2️⃣ Have a 6-month emergency fund
3️⃣ Automate your payments & investments
Maxing out your IRA may not be as hard as you think.
Break it down to $19 daily, and suddenly, retirement planning feels less like a mountain and more like a walk in the park.
👣 Small steps, big dreams.
🏋🏼♀️ Rich girl fit:
✅ Has an emergency fund
✅ Lives below her means
✅ Buys the damn latte
✅ Invests
$10,000 saved in 2004 would be worth $5,438 in 2024.
$10,000 invested in 2004, could be worth $73,281.
Inflation is the silent killer. Investing is the antidote 💪🏼.
20s: “I can't afford to invest”
70s: “I can't afford to retire”
Plot twist: You get to pick the ending 🎬
How do I become a millionaire?
Me: Invest $500/month for 30 years
Them: "30 years is too long"
Me: Then invest $2,700 for 15 years
Them: "That's too much money per month"
*Crickets* 🦗🦗🦗
There are no shortcuts to investing.
But people will say renting is throwing away money 🙃
Want to turn your child into a multimillionaire? Here are 4 steps that will take you minutes to set up.
1️⃣ When they're born, open a brokerage account in your name and invest $2,000 in a low-cost S&P 500 index fund like VFIAX or FXAIX
4️⃣ At 18, gift shares to their name over the next few years, staying under the annual gift tax limit (currently $18,000 for 2024).
So how do they become a multimillionaire from only $68,000?
Tell them to leave it untouched until retirement.
That's it. No complex strategies.