梦见电子羊的仿生人.ton retweeted
信用卡应该被取代的原因不是价格，价格是效率提升点之一。
这个体系的支付方式决定者是消费者，在消费者的决策体系中，价格也不是首要因素。
RedotPay收3%的手续费但却仍然获得采用是例子之一。
there’s a common view that card networks (visa, ma, etc) should get disrupted by new rails such as as stablecoins because they charge merchants an absurd 3% fee.
the reality is card networks keep a v small portion of this fee. assume a typical $3 fee on a $100 purchase, about
- $1.8 goes to the consumer (as card rewards)
- $0.45 goes to the issuing bank (the consumer’s bank)
- $0.6 goes to the acquiring bank (bank of the merchant)
- $0.15 goes to visa/ma
this is one of the most remarkable examples of incentive alignment:
- consumers keep a lion share of it as incentives to continue to use the card
- issuing bank is incentivized to acquire customers for the network
- acquirer is incentivized to acquire merchants for the network
- visa/ma keep a tiny portion but they get to scale the network at virtually 0 marginal cost
- merchants pay for all of this as they have the least bargaining power
easily one of the strongest instances of network effect we’ve seen in the history of businesses
梦见电子羊的仿生人.ton retweeted
Money should move at the speed of the internet.
You can now transfer USDC across Base, Solana, and Stellar losslessly and in just seconds.
ROZO is now fully integrated with @SoroswapFinance . See how to use ROZO on Soroswap. 👇
@BuildOnStellar @StellarOrg
梦见电子羊的仿生人.ton retweeted
Excited to power this intent-based feature with @soroswapFinance ! USDC flow between Base and Stellar in seconds! #intent #intentpay #stablecoin #abstraction
One bridge, endless possibilities 💫
You can now move your assets from Base ↔ @StellarOrg seamlessly, powered by @ROZOai and @SoroswapFinance 💜
Faster swaps. Lower fees. Real interoperability in action.
@BuildOnStellar
@base
20美金拿下山姆奥特曼代言，需要的可以走我邀请链接。
ROZO is bringing the most advanced graphic & video generation AI Agents on-chain.
Why pay $80 for 4 AI subscriptions?
ROZO Banana lets you pay once, access all Agents, up to 50% cashback.
Any Agent. One UX. On BNB Chain. 🍌
Presented by @sama. 😝
@BNBChain #BNBHack #AIChallenge
充了USDC wormhole到币安，本来绝望了，发现可以自助找回充值错误的未上架代币。里面有USDC wormhole。
充满希望地填好了表，但是自助找回页面的UX点了没反应，应该怎么求助相关客服呀？@heyibiance @binance @sisibinance
打算做个Choker送给我那24岁就靠BNB财富自由了的小伙伴，朋友们觉得哪种款式好看啊？
很好奇，为啥各种Swag都是T恤，饰品多酷呀，低调奢华有内涵。@heyibinance @sisibinance
Gemini和ChatGPT的用户量级能差多少？有人调研过吗。之前一直用ChatGPT，今天和一个小美女聊起来，她说Gemini更好用，还便宜。试了一下，感觉速度确实更快一些。自从更新成GPT5之后，速度明显变慢。
2. 贸易逆差压力
作为消费国，美国长期处于贸易逆差状态，即“买得多，卖得少”：
增加关税是一个“保护主义”措施，意图减少进口、刺激本土制造业。
同时，也是一种政治手段，展示政府在“对外强硬”，尤其在选举年中（比如2024大选前的关税政策就很有代表性）。
1. 消费国的底气与筹码
美国是全球最大的消费市场，进口额常年位居世界第一：
美国对全球制造国具有强大影响力
→ 很多国家（如中国、墨西哥、越南等）依赖对美出口来维持经济增长。
美国加关税能对他国产生压力
→ 通过提高进口商品的成本，迫使对方让步（例如知识产权、市场准入、汇率等）。
Telegram版 #ChatGPT 已上线，还能领空投。TON加速器支持。走我邀请链接，各得一个箱子，t.me/MuggleLinkBot?start=sq_…
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梦见电子羊的仿生人.ton retweeted
Unlocking payments on @BNBCHAIN with MugglePay NOW!
🛒Over 10,000 merchants can accept $USDT on BNB Chain via @PayMuggle. Open for more tokens with @BNBChainDevs family!
Accept it now: mugglepay.com/
#ecommerce #AI #game #BNBChain #payments #PayFi
We've taken a giant leap in connecting Web2 & Web3...
Our mission: onboard the next billion Web3 users
How we’re doing this: supercharge stablecoin payments—faster, cheaper, and within everyone's reach.
Wallet providers, payment gateways, and merchants, let's shape the future of stablecoins together:
forms.monday.com/forms/f5f28…
Here's how we're making it happen...
1️⃣ Gasless Transfers on CEXs:
BNB Chain is partnering with @Binance, @bitgetglobal, @gate_io, @MEXC_Official, and @HTX_Global to offer fee-free transfers. MegaFuel by @Nodereal_io, sponsored by BNB Chain, will cover gas fees for users on CEXs, wallets, and Dapps.
2️⃣ Enhanced Wallet Support:
BNB Chain is partnering with top wallet providers including @BitgetWallet, and @safepal, with @Web3WithBinance, and @TrustWallet coming soon, to facilitate seamless, low-fee stablecoin transactions for users.
3️⃣ Free and Easy Cross-Chain Transfers:
BNB Chain boosts liquidity and interoperability with @CelerNetwork. Enjoy zero-fee transfers and seamless asset movement across blockchains.
4️⃣ Real-Life Payment Integration:
BNB Chain is teaming up with @AlchemyPay, @oobit, @PayMuggle, @NOWPayments_io and @LunuSolutions to enable everyday purchases, like buying coffee, with stablecoins, making crypto transactions more practical and affordable.
We're dedicated to fast-tracking stablecoin payments, tokenizing real-world assets, and making cryptocurrency as user-friendly as cash, all to bring the next billion users into Web3. That's why we're coinciding this announcement with "Gasless Carnival Season"...
Get ready for BNB Chain's "Gasless Carnival Season" starting Sept 19! ⛽
Enjoy zero withdrawal fees on stablecoins from Binance, Bitget, Gate.io, MEXC, and HTX to BSC and opBNB.
We've got $25,000 in gas fees covered for transfers via Bitget Wallet and Safepal, plus $50,000 for gas-free cross-chain transfers through Celer.
Stay tuned for more details on this shortly!
For more info about how we're making stablecoin payments more accessible, check out our blog below 👇
bnbchain.org/en/blog/how-sta…
