梦见电子羊的仿生人.ton retweeted
信用卡应该被取代的原因不是价格，价格是效率提升点之一。
这个体系的支付方式决定者是消费者，在消费者的决策体系中，价格也不是首要因素。
RedotPay收3%的手续费但却仍然获得采用是例子之一。
there’s a common view that card networks (visa, ma, etc) should get disrupted by new rails such as as stablecoins because they charge merchants an absurd 3% fee.
the reality is card networks keep a v small portion of this fee. assume a typical $3 fee on a $100 purchase, about
- $1.8 goes to the consumer (as card rewards)
- $0.45 goes to the issuing bank (the consumer’s bank)
- $0.6 goes to the acquiring bank (bank of the merchant)
- $0.15 goes to visa/ma
this is one of the most remarkable examples of incentive alignment:
- consumers keep a lion share of it as incentives to continue to use the card
- issuing bank is incentivized to acquire customers for the network
- acquirer is incentivized to acquire merchants for the network
- visa/ma keep a tiny portion but they get to scale the network at virtually 0 marginal cost
- merchants pay for all of this as they have the least bargaining power
easily one of the strongest instances of network effect we’ve seen in the history of businesses
梦见电子羊的仿生人.ton retweeted
Money should move at the speed of the internet.
You can now transfer USDC across Base, Solana, and Stellar losslessly and in just seconds.
ROZO is now fully integrated with @SoroswapFinance . See how to use ROZO on Soroswap. 👇
@BuildOnStellar @StellarOrg
梦见电子羊的仿生人.ton retweeted
Excited to power this intent-based feature with @soroswapFinance ! USDC flow between Base and Stellar in seconds! #intent #intentpay #stablecoin #abstraction
One bridge, endless possibilities 💫
You can now move your assets from Base ↔ @StellarOrg seamlessly, powered by @ROZOai and @SoroswapFinance 💜
Faster swaps. Lower fees. Real interoperability in action.
@BuildOnStellar
@base
梦见电子羊的仿生人.ton retweeted
Unlocking payments on @BNBCHAIN with MugglePay NOW!
🛒Over 10,000 merchants can accept $USDT on BNB Chain via @PayMuggle. Open for more tokens with @BNBChainDevs family!
Accept it now: mugglepay.com/
#ecommerce #AI #game #BNBChain #payments #PayFi
We've taken a giant leap in connecting Web2 & Web3...
Our mission: onboard the next billion Web3 users
How we’re doing this: supercharge stablecoin payments—faster, cheaper, and within everyone's reach.
Wallet providers, payment gateways, and merchants, let's shape the future of stablecoins together:
forms.monday.com/forms/f5f28…
Here's how we're making it happen...
1️⃣ Gasless Transfers on CEXs:
BNB Chain is partnering with @Binance, @bitgetglobal, @gate_io, @MEXC_Official, and @HTX_Global to offer fee-free transfers. MegaFuel by @Nodereal_io, sponsored by BNB Chain, will cover gas fees for users on CEXs, wallets, and Dapps.
2️⃣ Enhanced Wallet Support:
BNB Chain is partnering with top wallet providers including @BitgetWallet, and @safepal, with @Web3WithBinance, and @TrustWallet coming soon, to facilitate seamless, low-fee stablecoin transactions for users.
3️⃣ Free and Easy Cross-Chain Transfers:
BNB Chain boosts liquidity and interoperability with @CelerNetwork. Enjoy zero-fee transfers and seamless asset movement across blockchains.
4️⃣ Real-Life Payment Integration:
BNB Chain is teaming up with @AlchemyPay, @oobit, @PayMuggle, @NOWPayments_io and @LunuSolutions to enable everyday purchases, like buying coffee, with stablecoins, making crypto transactions more practical and affordable.
We're dedicated to fast-tracking stablecoin payments, tokenizing real-world assets, and making cryptocurrency as user-friendly as cash, all to bring the next billion users into Web3. That's why we're coinciding this announcement with "Gasless Carnival Season"...
Get ready for BNB Chain's "Gasless Carnival Season" starting Sept 19! ⛽
Enjoy zero withdrawal fees on stablecoins from Binance, Bitget, Gate.io, MEXC, and HTX to BSC and opBNB.
We've got $25,000 in gas fees covered for transfers via Bitget Wallet and Safepal, plus $50,000 for gas-free cross-chain transfers through Celer.
Stay tuned for more details on this shortly!
For more info about how we're making stablecoin payments more accessible, check out our blog below 👇
bnbchain.org/en/blog/how-sta…
梦见电子羊的仿生人.ton retweeted
欢迎家人们来Token2049华语合作勾兑群认亲：t.me/partnerrweb3/3821
