Private by default. Provable when it counts. Private USDC payments + Business Passport for web3 startups. Built on @StellarOrg
Joined July 2026
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Olio retweeted
Olio got asked how their team uses AI. Most of the answer covered what the AI can't touch.
The model drafts a payment request from one line you type. It never sees your keys or your payment history, and it can't pick a recipient or send money.
Invoicing is the chore I'd hand off first. Deciding who gets paid stays with me, and that's where they drew the line too.
Same rule as the payments: private by default, provable when needed. The drafting is a prototype for now, and the payment links run on Stellar testnet.
Try the flow here: oliopay.xyz
Last week @makantersera took Olio on stage at @ProtocolCamp Cohort 10 in Seoul, hosted by [@hashed_official ] x [@0xShardLab ].
The brief: show how your team uses AI.
Most of our answer was about what we don't let it touch.
@Indo_Stellar @riseinweb3 @StellarOrg
Olio retweeted
Why privacy matters more than ever.
Privacy protects human dignity, personal autonomy, and democratic freedom. Here is why it remains a fundamental pillar of a free society:
- The right to be let alone. In 1890, Samuel Warren and Louis Brandeis defined privacy as "the right to be let alone," shielding an individual's "inviolate personality" against intrusive new technologies.
- Informational control. Sociologist Alan Westin defined privacy as a person's claim to determine "when, how, and to what extent" information about them reaches others.
- A gateway right. Privacy makes freedom of thought, expression, and political association possible.
- Stopping the chilling effect. Pervasive surveillance pushes citizens to self-censor and conform out of fear of being watched.
- Technological safeguards. From Phil Zimmermann's PGP in 1991 to the EU's GDPR, protecting privacy takes both cryptographic defense and legal accountability.
Privacy preserves who we are.
Olio retweeted
You don’t need to have everything figured out before you start building.
That’s exactly what @makantersera's journey with xlmaxi.
What started as an idea to make Stellar more approachable became a savings dashboard where users can track goals, manage XLM, earn through Blend, and send payments.
Of course, getting there wasn’t always simple. Connecting wallets, working with Horizon, Soroban, Blend, and real-time events came with plenty of challenges. But each problem became part of the learning process.
Now, as a Monthly Builder Winner, she’s a reminder that sometimes you just need to start with an idea, keep learning, and build as you go. 🚀
@BuildOnStellar @riseinweb3
Olio retweeted
🥇Meet @makantersera, Co-Founder of @OlioPrivacy | 1st Place in Payments & Consumer Applications at the APAC Stellar Hackathon 2026 🏆
What started at the hackathon was an opportunity to turn an idea into something more tangible.
In the video, she shares her experience building Olio throughout the hackathon from navigating the challenges of working with new tools and infrastructure to validating the product and thinking about how to bring it closer to real users.
Now, the focus is on what comes next: reaching users and turning the idea built during the hackathon into something with real-world potential.
The hackathon may be over, but this is only the beginning. 🚀
@BuildOnStellar @riseinweb3
Olio retweeted
This week's Builder Spotlight: Sabrina (@makantersera) 🌟
Jakarta based full-stack dev & final year CS student. An Ethereum smart contract workshop pulled her into Web3, and one chain led to another: Ethereum → Celestia → Solana → Stellar.
Her latest project Olio took 1st place in the Payment & Consumer Application track at the APAC Stellar Hackathon 🏆
Public wallets were never built for business: anyone who pays you can see how much you earn, who else pays you, and your whole history. Olio turns each payment into a private receipt. Share a link like a normal invoice, your client pays in USDC, and the transaction stays confidential.
Don't miss this one. Join the stream to hear her story firsthand 🎙️
teapawt.net/i/broadcasts/1RKjpbagW…
Olio retweeted
Stellar Developers Meeting - 08/20/2026 teapawt.net/i/broadcasts/1vJpPNgEo…
Olio retweeted
From Demo Day, the top builders moved on to the APAC Grand Finale 🌏
Indonesia was represented on the international stage, with 4 Indonesian projects bringing home awards 🏆
A proud moment for the builders and the growing Stellar ecosystem in Indonesia.
@bunkrfinance @celengan_cc @OlioPrivacy @shuntappxyz
Olio retweeted
A quick look back at the APAC Stellar Hackathon Demo Day 🇮🇩
On July 18, 100+ participants came together to see Indonesia’s builders pitch what they had been building on @StellarOrg @BuildOnStellar @riseinweb3.
86 projects submitted.
72 projects pitched.
24 in person, 48 remotely.
And that was only the beginning 👇
Olio retweeted
1st place, Payments track at APAC @StellarOrg Hackathon
“Why does getting paid have to make your income public?”
That question is the whole product. Private by default. Provable when it counts.
Thank you @Indo_Stellar, @StellarOrg, and @riseinweb3.
4 projects from Indonesia successfully conquered the APAC Stellar Hackathon Grand Finale 🇮🇩
Huge congrats to the local builders:
• @bunkrfinance ($8,000) 🥇
• @celengan_cc ($8,000) 🥇
• @OlioPrivacy ($8,000) 🥇
• @shuntappxyz ($3,000) 🥉
Proud to see Indonesian Web3 talent shining globally!
Olio retweeted
4 projects from Indonesia successfully conquered the APAC Stellar Hackathon Grand Finale 🇮🇩
Huge congrats to the local builders:
• @bunkrfinance ($8,000) 🥇
• @celengan_cc ($8,000) 🥇
• @OlioPrivacy ($8,000) 🥇
• @shuntappxyz ($3,000) 🥉
Proud to see Indonesian Web3 talent shining globally!
The results are in. 🏆
After weeks of building across the Philippines 🇵🇭, Indonesia 🇮🇩, and Vietnam 🇻🇳, our APAC Stellar Hackathon Grand Finale winners have been crowned across three tracks.
Congratulations to every team. Here's who took home the prizes. ↓
Local Finance & Real World Access
🥇 $8,000 — @bunkrfinance
🥈 $6,000 — @stellarcelerity
🥉 $3,000 — @supportpijin
🥉 $3,000 — @shuntappxyz
DeFi & Ecosystem Composability
🥇 $8,000 — @celengan_cc
🥈 $6,000 — @paytrexure
🥉 $3,000 — @bento_guard
🥉 $3,000 — @UseSobre
Payments & Consumer Applications
🥇 $8,000 — @OlioPrivacy
🥈 $6,000 — @PH_Pacta
🥉 $3,000 — @veil_mixpool
🥉 $3,000 — @familyhavenweb3
Huge thanks to our judges, hosts, and every builder who showed up. This is just the beginning. 🚀
Tune in on @riseinweb3 and @StellarOrg for what's next.
Olio retweeted
The results are in. 🏆
After weeks of building across the Philippines 🇵🇭, Indonesia 🇮🇩, and Vietnam 🇻🇳, our APAC Stellar Hackathon Grand Finale winners have been crowned across three tracks.
Congratulations to every team. Here's who took home the prizes. ↓
Local Finance & Real World Access
🥇 $8,000 — @bunkrfinance
🥈 $6,000 — @stellarcelerity
🥉 $3,000 — @supportpijin
🥉 $3,000 — @shuntappxyz
DeFi & Ecosystem Composability
🥇 $8,000 — @celengan_cc
🥈 $6,000 — @paytrexure
🥉 $3,000 — @bento_guard
🥉 $3,000 — @UseSobre
Payments & Consumer Applications
🥇 $8,000 — @OlioPrivacy
🥈 $6,000 — @PH_Pacta
🥉 $3,000 — @veil_mixpool
🥉 $3,000 — @familyhavenweb3
Huge thanks to our judges, hosts, and every builder who showed up. This is just the beginning. 🚀
Tune in on @riseinweb3 and @StellarOrg for what's next.
Olio retweeted
We are live: teapawt.net/i/broadcasts/1rxmqqyzg…
Meet the Judges & Hosts of the APAC Stellar Grand Finale. 🌏
Tomorrow, builders from the Philippines 🇵🇭, Indonesia 🇮🇩, and Vietnam 🇻🇳 take the biggest stage yet, and they'll be evaluated by some of the sharpest minds in the Stellar ecosystem.
⚖️ Our Judges:
- Sahitya Roy (@SahityaRoy07), @riseinweb3 Ecosystem Strategy & Stellar India Chapter Lead
- Kaan Kaçar (@0xkaankacar), Senior Developer Advocate @StellarOrg
- Raphael Fortin, Head of Lumen Loop (@lumenloop)
- Mert Çiçekçi (@merthxyz) & Yahya Emir Soyer (@yahya_tx), Co-founders of Noether (@Noetherdex)
- Percy Chau (@Percy_Chowit), Analyst @TheSpartanGroup
- Jin, Investment Analyst (@DWFVentures)
🎙️ Our Hosts:
Ana Pugachova (@DeFiWizards), CMO @research_actvox
Cosmo Lungu (@CosmoCrypto888)
Tune in on @riseinweb3 tomorrow to watch the finalists compete for the top spot: youtube.com/watch?v=_tCfvIvZ…
@PHI_Stellar @Indo_Stellar @VN_Stellar
Olio retweeted
Indonesia is ready 🇮🇩
This Friday, these 10 teams will represent Indonesia on the biggest stage of the Stellar APAC Hackathon Grand Finale.
Tune in to @riseinweb3 to support our builders and see their projects in action.
Let's take a look at what they've built 👇
Olio retweeted
Indonesia is ready. 🇮🇩
This Friday, these 10 teams will represent Indonesia on the biggest stage of the Stellar APAC Hackathon Grand Finale. Here's a look at what they've built:
@OlioPrivacy: Lets freelancers and small businesses accept USDC payments through simple links while keeping their transaction history private.
@0degorigin: A mobile-first PWA that pays users in XLM or USDC for completing location-based quests.
@bunkrfinance: Enables shipping companies to raise capital by tokenizing verified freight receivables.
@payoesofficial: A developer-first payment infrastructure that makes blockchain payments as easy to integrate as a traditional payment gateway.
@shuntappxyz: A financial autopilot for people who earn from abroad.
@Stellar_Shield: A Zcash-style shielded lending pool where wallet and amount stay hidden.
@celengan_cc: A smart payment splitter that automatically divides every USDC payment into spending and yield-earning savings.
@LaxStell: A privacy-first platform enabling confidential payments, private asset storage, and zero-knowledge trading.
@tukarprivacy: A privacy-preserving cross-border remittance platform on Stellar for confidential international money transfers.
@RoundChainnc: Brings traditional ROSCA (arisan) savings groups on-chain.
@Indo_Stellar @StellarOrg @BuildOnStellar
Olio retweeted
Months of building. Endless iterations. Countless late nights.
From hundreds of participants across the Philippines, Indonesia, and Vietnam, the Top 10 finalists from each country have earned their place in the APAC Stellar Hackathon Grand Finale.
Now, they’re competing for glory and a share of the $60,000 prize pool.
📅 July 31
📍 Live on X via @riseinweb3
Olio retweeted
Demo Day at the APAC Stellar Hackathon in Yogyakarta brought together some of Indonesia's brightest builders, showcasing innovative solutions with real-world impact on Stellar.
Congratulations to all the finalists, and best of luck in the Grand Finale.
You're one step closer to the $60K prize pool! 😉🎉
400+ builders from across Indonesia.
86 projects submitted.
A huge thank you to everyone who joined the APAC Stellar Hackathon, attended Demo Day, and chose to @BuildOnStellar.
Your ideas, creativity, and dedication are what keep the Stellar ecosystem growing. 🚀
See you in the next chapter of building together!
Olio retweeted
The APAC Stellar Hackathon showcased some of the most promising builders in the region.
Meet the Top 3 Demo Day Finalists building the future of Payments & Consumer Applications. 🧵
See you at the Grand Finals on 31 July!
🔷 Olio: Enables freelancers and small businesses to accept USDC payments through simple links while keeping their transaction history private
🔷 Payoes: A developer first payment infrastructure that makes blockchain payments as easy to integrate as traditional payment gateway
🔷 Tukar: A privacy-preserving cross-border remittance platform on Stellar that enables confidential international money transfers
