Save. Grow. Spend. A savings technology built like a fortress. Earn 12% target APY in the Fountain. Ecosystem live on Base since 2024. $URM

Base
Joined October 2025
Every money system has tried to be stable enough to spend and scarce enough to trust. Few have managed both. Gold is scarce, but its supply can't grow. In the Great Depression, people hoarded it, money couldn't expand, and prices collapsed. Bitcoin, digital gold, has the same limit: one asset trying to be both the money and the reserve. URM splits the two, then connects them. URM is the money. Its supply expands with demand. HESTIA, Ultraround and RAGE are the reserves. HESTIA and Ultraround stay scarce, and RAGE is backed by a growing treasury. Separate parts that feed each other. New deposits fund reserve purchases, and stronger reserves back more URM. The proof is in the yield. Stablecoin yields today: The Fountain: 11.4% Aave (Base): 5.1% Ethena sUSDe: 4.8% Sky sUSDS: 3.8% Aave (Ethereum): 3.8% Paid by real borrowers. 12% target. The new gold standard. ultraroundmoney.com/urm/foun…
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Fountain is now listed on DeFiLlama Yields. fURM’s APY and TVL are now tracked on DeFiLlama, making Fountain discoverable to users, aggregators, wallets, and protocols across DeFi. Fountain targets 12% APY, generated from real borrower interest through URM’s CDP.
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Thanks to @coolsheet69 for building the adapter and getting it through review.
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11.4% on a stablecoin. More than double aave on @base. How it works in 10 seconds πŸ‘‡
Every money system has tried to be stable enough to spend and scarce enough to trust. Few have managed both. Gold is scarce, but its supply can't grow. In the Great Depression, people hoarded it, money couldn't expand, and prices collapsed. Bitcoin, digital gold, has the same limit: one asset trying to be both the money and the reserve. URM splits the two, then connects them. URM is the money. Its supply expands with demand. HESTIA, Ultraround and RAGE are the reserves. HESTIA and Ultraround stay scarce, and RAGE is backed by a growing treasury. Separate parts that feed each other. New deposits fund reserve purchases, and stronger reserves back more URM. The proof is in the yield. Stablecoin yields today: The Fountain: 11.4% Aave (Base): 5.1% Ethena sUSDe: 4.8% Sky sUSDS: 3.8% Aave (Ethereum): 3.8% Paid by real borrowers. 12% target. The new gold standard. ultraroundmoney.com/urm/foun…
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Where does your yield actually come from? In fountain, yield is primarily funded by interest paid by borrowers through URM’s CDP system. Here’s how it flows from borrowers to fountain savers πŸ‘‡
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Fountain update: 50,036 URM staked and 25.75 URM in yield accrued. Fountain brings a yield-bearing use case to URM through fURM, primarily funded by interest from CDP borrowing.
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Fountain turns borrowing activity into yield for $fURM holders. Borrowers pay stability fees when they use the URM CDP. Those fees generate protocol revenue, which flows into Fountain and supports the yield earned by fURM holders. The flow is simple: - Borrowing activity generates fees - Fees fund Fountain - Fountain supports fURM yield That creates a direct link between borrowing activity across $URM and the yield available through Fountain. Fountain currently targets 12% APY, with simple mechanics and full on-chain visibility. See Fountain live and follow the vault on-chain: ultraroundmoney.com/urm/foun…
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The Fountain is live. Deposit URM and receive fURM, a savings share whose value in URM grows over time, targeting 12% APY. The yield is funded by real protocol fees. Audited by CTDSEC and checked with multiple advanced security scanners. Over the next 2 weeks, we're confirming everything runs smoothly. A redeploy remains possible during this period. Once confirmed: - The 12% bonus goes to early $URM holders who entered the Fountain - The Uniswap v4 hook goes live, so any token can swap directly to $fURM on Uniswap fURM: 0xBe8364A086E0DbA64F186B412C2Dae6Ee0F4242B Access Fountain here: ultraroundmoney.com/urm/foun…
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fURM turns a Fountain deposit into a position you can keep using across DeFi. When you deposit into Fountain, you receive $fURM, an ERC-4626 vault share that represents your position in the vault. You can hold fURM and earn yield through Fountain, use it as collateral, pair it with another asset, loop it, wrap it, or integrate it into other protocols. That gives your Fountain position more utility while keeping it represented by a fungible on-chain asset. The entry flow stays simple. You deposit USDC, the protocol routes it through $URM and into fURM, and you receive your vault share in a single transaction. From there, fURM continues to represent your share of Fountain while remaining usable across the wider DeFi ecosystem. You deposit $USDC. You receive $fURM. fURM represents your Fountain position. That position stays usable across DeFi. Fountain is almost here, and fURM is about to make URM yield a lot more usable.
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Fountain is built to keep the 12% APY target sustainable over time. CDP fees cover the payout when activity is strong, while the Fortress surplus acts as a buffer during slower periods. 1/2
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When coverage stays above 1.0, excess fees keep building that surplus. At the same time, $URM supply growth adds more reserve assets across base:0xc0df50143ea93aec63e38a6ed4e92b378079ea15 , base:0xbc7755a153e852cf76cccddb4c2e7c368f6259d8 , $ULTRAROUND and USDC. 2/2
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Introducing Fountain. Deposit USDC. Receive fURM. Earn yield from real economic activity inside URM. Fountain targets a variable 12% APY, sourced from CDP stability fees. Borrowers pay those fees when they mint URM. The protocol captures that revenue, builds surplus, and directs it to fURM holders. The Fortress stands behind it all, backing URM and defending the peg. The flywheel: More deposits β†’ more backing More backing β†’ more CDP capacity More borrowing β†’ more fees More fees β†’ more yield fURM is a standard ERC-4626 vault share, built to be held, paired, used as collateral, looped, and integrated across DeFi. One transaction takes you from USDC to fURM, powered by a Uniswap v4 hook. Onchain reporting is built in, ready for dashboards, aggregators, and DeFiLlama. Real yield. Fully onchain. Built on Base. Launching soon.
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