Having enough money doesn’t remove the need to make thoughtful decisions.
For business owners and families, those decisions extend well beyond retirement: how you spend your time, support your children, transition your business and prepare for change.
The response to the clips from my conversation with @DrJStrategy has been fantastic— I’m excited to share the full interview this Thursday.
youtu.be/ouKMY909LeI?si=Vy35…
🤖 Made with AI
Want to reduce your household tax bill in retirement? There are smart ways to shift income to a lower-income spouse.
Want to reduce your tax bill by shifting investment income to a lower-taxed family member? Gifting investments to a minor can help—but only if done carefully.
Want to reduce your tax bill by shifting investment income to a lower-taxed family member? Gifting investments to a minor can help—but only if done carefully.
Want to reduce your household tax bill in retirement? There are smart ways to shift income to a lower-income spouse. In this video, we highlight key strategies—like pension income splitting, spousal RRSPs, and prescribed rate loans
Looking to reduce your household tax bill? A prescribed rate loan lets you shift investment income to a lower-income spouse—legally.
Looking to reduce your household tax bill? A prescribed rate loan lets you shift investment income to a lower-income spouse—legally. By lending money at the CRA’s official rate and charging interest, you can avoid attribution rules
Many Canadian business owners try to reduce their household tax bill by sharing income with family members—but the CRA has rules to prevent that. If you're running a business and planning to involve family, understanding these rules is essential to avoid costly mistakes.
Many Canadian business owners try to reduce their household tax bill by sharing income with family members—but the CRA has rules to prevent that. we explore how the government limits income shifting between other family members.
Did you know some types of income can be withdrawn from your Canadian corporation tax-free? In this video, we highlight key strategies—like returning shareholder loans, capital dividends, and the lifetime capital gains exemption
Investment income earned inside a corporation is taxed differently than income earned personally. In this video, we highlight how passive income in a corporation can trigger higher tax rates
Canadian business owners often overlook how investment income inside a corporation can affect their overall tax rate. In this video, we highlight a key tax strategy: understanding how passive incomecan reduce access to the small business tax rate
Many investors carefully build a diversified portfolio—but forget to maintain it. Over time, market movements can cause your asset mix to drift away from your original plan, increasing risk without you even noticing.
Asset allocation is one of the most powerful tools in investing. It helps manage risk, smooth out returns, and keep your portfolio aligned with your goals. In this video, we cover 5 ways smart asset allocation can improve your financial portfolio
Asset allocation is the strategy of dividing your investments among different asset classes—like stocks, bonds, and cash—to balance risk and reward. It’s one of the most important decisions in investing, helping you stay on track through market ups and downs.
Borrowing to invest might seem like a fast track to wealth—but it comes with risks. In this video, we uncover the downsides of using leverage: rising interest costs, market volatility, and the risk of losing more than you invested.
Thinking of borrowing money to invest in your TFSA? This video breaks down why that strategy can be risky. Learn about the rules, the tax traps, and why interest on borrowed funds isn’t tax-deductible.
#TFSA #InvestmentStrategy #WealthManagement #PersonalFinance
Eric reveals smart ways Canadians can reduce U.S. estate tax—understand U.S. situs assets, use the Canada–U.S. tax treaty, and plan ahead to protect your estate from IRS surprises. Cross-border peace of mind starts here!