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The following sums up the average Pakistani conversation:
Great minds discuss ideas; average minds discuss events; small minds discuss people." - Eleanor Roosevelt
This must change, from the bottom up since the top wants to keep the public distracted while they take the spoils.
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Asfandyar Farrukh retweeted
A Critical Issue That Can No Longer Be Ignored!
The impact of early retail closing regulations on Pakistan’s businesses and consumers has become such a critical national issue.
@CMShehbaz , @MaryamNSharif @Financegovpk @81ShahbazRana
Asfandyar Farrukh retweeted
There has been a lot of chatter around auto policy, where we all forget that the policy essentially affects the top 2% households - and doesnt do much for anyone else. Moving from ICE to EV is great, but doesn't do much for 98% of households.
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dawn.com/news/2042743/rethin…
Asfandyar Farrukh retweeted
Pakistan Doesn't Need More Provincial Governments. It Needs Governance That Delivers.
PRIME estimates that creating two additional provinces could cost Rs47–57 billion annually, while 30 provinces could cost up to Rs730 billion every year.
More governors, chief ministers, assemblies, ministers, bureaucracies and privileges — but where is the evidence of better public services?
And these are only the additional administrative costs. Disputes over resource distribution, political resistance and growing polarisation could impose far greater economic and social costs.
Pakistan's fundamental problem is not simply the size of its provinces. It is bloated governments at every level, weak institutional capacity, ineffective leadership and failures of governance and service delivery.
Why multiply expensive layers of government when the Constitution already provides a framework for decentralisation? Instead, empower elected local governments with genuine political, administrative and financial authority, as envisaged under Article 140A.
Pakistan needs lean, capable, accountable and technology-enabled governments at every level — federal, provincial and local — not more layers of bureaucracy and political patronage that multiply costs, fragment governance, deepen political divisions and ultimately undermine national cohesion.
"Policy Research Institute of Market Economy noted the additional annual recurring cost of Rs47 billion to Rs57bn in case of creation of two more provinces - South Punjab, Bahawalpur and remaining Punjab - and up to Rs730bn if 30 divisional units were to upgrade to provincial status."
dawn.com/news/2040850
Khaadi’s IPO has everyone talking numbers. What about the vision behind them?
At #FutureOfRetail 2025, I spoke with Shamoon Sultan about brand first, profit second, sales third, and @Khaadi's shift towards experiential retail.
Watch: youtu.be/j5HaQ6-1KxA
#KhaadiIPO #FOR2026
More stores. More sales. But are you building a stronger business?
In Pakistan's retail industry, the race to become No. 1 is often measured by store count and sales.
But Shamoon Sultan, Founder & CEO of Khaadi Corporation, challenged that thinking at the last Future of Retail.
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A deplorable depiction by the state broadcaster on a sad day for our beloved Pakistan.
#GovernorRule #KPK
People of Khyber Pakhtunkhwa have welcomed the imposition of an emergency and Governor's Rule in the province
#News #RadioPakistan
radio.gov.pk/11-10-2026/peop…
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Asfandyar Farrukh retweeted
Khaadi capex shows growing markets in Pakistan:
- Faisalabad
- Gujranwala
- Multan
- Rawalpindi
- Sargodha
The agents of Rolex in Pak told me that one of the highest sale of Rolex was happening in Gujranwala and Sargodha.
Look what is absent from the list.
Any city in Sindh and KP.
Hyderabad and Sukkur should have been on the top ten list, Khaadi does not think so.
This shows that Punjab without Lahore is still economically vibrant, but #Sindh without Karachi is NOTHING.
Asfandyar Farrukh retweeted
Why would a business choose to formalise if compliance makes it less competitive?
@asfandyarf argues Pakistan must change the economics of formalisation, and make operating formally worthwhile.
Read the article: thescoop.com.pk/pakistan-mus…
#PakistanEconomy
Asfandyar Farrukh retweeted
In his FOR2025 discussion on “Thriving Amid Change,” Asfandyar Farrukh brought the conversation back to the business itself: customer focus, agility, technology, and operational discipline.
That conversation continues at the 6th FOR, taking place on 17 November 2026 in Lahore.
We haven't been able to transform Pakistan so let's just make Islamabad nice to look at.
That's what it's come down to.
Please hand over the reins of the rest of the country to the next generation & get out of the way. You can keep the capital for your comfortable retirement.
Asfandyar Farrukh retweeted
Between 2015 and 2025, Pakistan grew by an average of 3.7% a year, the slowest of the six economies benchmarked and well below the 5.5% average of its five peers: Bangladesh, India, Türkiye, Malaysia and Viet Nam.
The same gap shows up in investment, at 15.2% of GDP against a peer average of 30%, and in exports, at 9.5% of GDP against 43.6%. The shortfall is not a pandemic artefact: Pakistan's 2020 contraction (-1.3%) was milder than that of several peers (down to -5.8%), yet its growth still trailed over the decade.
This points to a structural rather than cyclical divergence, rooted in fiscal instability, external fragility, a weak enabling environment, high taxation, an anti-export bias, weak capital accumulation, and a high cost of doing business.
Closing it requires a shift from consumption-led growth and a net-importing economy to investment-led growth and an export-oriented economy.
GAMECHANGER
The oft-used truck ki batti our ruling elite sell to the Pakistani public while they enjoy the spoils:
2002-2011: War on Terror $$$s
2010: 18th Amendment
2013-2019: CPEC
2018: Diamer Basha & Mohmand dams
2023-2025: SIFC
2026: Rare earth
+countless oil discoveries!
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And we also buy our own gas, through LPG cylinders.
Karachi has already left the state. It just hasn't been announced.
🔴 We buy our own water.
🔴 We generate our own electricity.
🔴 We hire our own security.
🔴 We pay for our own schools & hospitals.
#Karachi has unplugged from the public sector.
So what exactly is the state still for?
Every year a citizen pays twice — once in taxes, once in cash for what those taxes should have bought. Each year, the thread connecting citizen-to-state gets weaker.
And the risk is that people living without the state may one day decide to live against it.
🇵🇰’s number one problem is state (in)capability-a state that no longer delivers.
If not fixed, people’s discontent will boil over!
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Left: Customers being asked to leave a tax-compliant shop at a major mall in #Lahore so it can close before 9 pm to avoid fine
Right: Meanwhile, the rally of a political party is in full swing on the roads
On top of this, FM is quoting economic losses due to strikes/protests!
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Why does every government forget about these numbers, when they restrict commercial timings for 'austerity' or when sealing factories/shops/warehouses for non-compliance for petty things (which could be enforced otherwise).
Roads blocked, containers placed days in advance, etc.
Economic stability is hard-earned and disruptions come at a heavy cost.
Protests, sit-ins & road blockages could cost Pakistan’s economy an estimated Rs120bn every day, putting revenue, exports, investment, supply chains & livelihoods at risk.
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'Smart lockdowns' with early closures of business have a similar effect.
We must avoid ALL types of self-inflicted pain - not just marches/strikes.
Meanwhile, Govt officials who promote panic-driven 'Band kar do' policies are the ones who keep getting paid despite closures!
Finance Minister Muhammad Aurangzeb on Sunday warned that long marches, sit-ins and strikes could cost Pakistan’s economy around Rs120 billion a day, describing disruptions to economic activity as “self-inflicted pain” at a time when the country was trying to shift from economic stabilisation to sustained growth.
The statement came after three groups, Jamaat-e-Islami (JI), Kissan Ittehad and Pakistan Tehreek-e-Insaf (PTI), announced plans for long marches in Islamabad in the coming week. The groups were protesting separate issues, with JI demanding the removal of the petroleum development levy, Kissan Ittehad seeking relief for farmers, and PTI calling for the release of party founder Imran Khan from jail.
For more: tribune.com.pk/story/2630342…
#etribune #news #Latest
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Asfandyar Farrukh retweeted
"غریب عوام کیلئے قربانی دینے کا وقت ختم ہو چکا، اب اُن کو قربانی دینی پڑے گی جن کو دینی چاہیے۔" صدر کراچی چیمبر آف کامرس اینڈ انڈسٹریز ریحان حنیف کی گفتگو
#ARYNews #OnMyRadar
Asfandyar Farrukh retweeted
مارکیٹیں رات 9 بجے بند کرنے سے سیلز پر کیا اثر پڑے گا؟؟ سی ای او کھادی شمعون سلطان کی گفتگو
#ARYNews #OnMyRadar
Asfandyar Farrukh retweeted
Replying to @FBRSpokesperson
@FBRSpokesperson
Any comment on these facts? and timely issuance of extension notification?
گاڑی کی خریداری پر نان فائلر رہنا مہنگا پڑ سکتا ہے۔
دکھائی گئی مثال میں 3 کروڑ روپے کی گاڑی خریدنے پر فائلر 36 لاکھ روپے ٹیکس ادا کرتا ہے، جبکہ نان فائلر کو ایک کروڑ 8 لاکھ روپے ادا کرنے پڑتے ہیں—یعنی 72 لاکھ روپے کا اضافی بوجھ۔
فائلر بنیں اور گاڑی کی خریداری پر کم ٹیکس کا فائدہ حاصل کریں۔
ٹیکس سال 2026 کے لیے اپنا انکم ٹیکس گوشوارہ 30 ستمبر تک لازمی جمع کروائیں۔
اپنی آمدنی اور اثاثوں کی درست تفصیلات فراہم کریں اور واجب الادا ٹیکس پوری دیانت داری سے ادا کر کے اپنی قومی ذمہ داری نبھائیں۔
فائلنگ کے لیے ایف بی آر کی ویب سائٹ یا ٹیکس آسان ایپ استعمال کریں۔ رہنمائی کے لیے ایف بی آر کی ہیلپ لائن یا قریبی دفتر سے رجوع کریں۔
بروقت ریٹرن فائل کریں۔ اب چھپانے کا کوئی فائدہ نہیں، کیونکہ ایف بی آر سب جانتا ہے!
ویب سائٹ: fbr.gov.pk
موبائل ایپ: ٹیکس آسان (Tax Asaan)
ہیلپ لائن: 051 111 772 772
ای میل: [email protected]
#ایف_بی_آر #ٹیکس_ریٹرن #انکم_ٹیکس_ریٹرن_2026 #ٹیکس_فائلنگ #ایف_بی_آر_ریٹرن
#FBR #TaxReturn #IncomeTaxReturn2026 #TaxYear2026 #FileYourReturn #FBRReturn #TaxFiling #TaxAwareness
































