Base is a fun, weird and "not so serious" way to manage your money. With our IFTTT applets, you can link your daily actions and behaviour to savings. ✨🎉🚴♀️😎
India
Joined May 2017
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Please checkout this article on Account Aggregator / NBFC(AA) ecosystem. This is a distilled form of some of the developments we have been watching in the Indian Fintech ecosystem. Happy for any feedback.
Despite the novelty and benefits that come with the set up of Account Aggregators, there have been issues surrounding privacy and safety of individual’s fin info. Me and @lifeeth wrote about the trade-offs that emanate from the architectural choices - epw.in/node/157005/pdf
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Despite the novelty and benefits that come with the set up of Account Aggregators, there have been issues surrounding privacy and safety of individual’s fin info. Me and @lifeeth wrote about the trade-offs that emanate from the architectural choices - epw.in/node/157005/pdf
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My piece on the "building for Bharat" phenomena - blog.baseaccount.com/hijacki…
I contest the merits of the Bharat narrative - especially in the way the word, Bharat, itself has been hijacked by a few people pursuing their limited agenda. (1/n)
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Resonating with @rohanjdr -> "The Building for Bharat movement, a rising phenomenon, reaches for identity under the garb of thought leadership. However, identity is inconsequential to building good products." blog.baseaccount.com/hijacki…
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While we talk a lot about financial inclusion - we often forget the Post office and how much it does for inclusion.
Fun fact: Post office savings accounts precede RBI.
Here is something I wrote about last week - link.medium.com/iULxckAta2 - Had a lot of fun writing this.
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I wrote recently about the difference in the operational efficiencies b/w large banks & smaller ones - “So how many bank employees does it take to bring in ₹x in performing assets?” link.medium.com/eGWRxqnPW1 #Banking #Lending
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This week I look into the anomaly that is "Digital Gold", and how payment platforms seem to be (ab?)using it. When the underlying asset is the same, why are there different AML/KYC norms?
blog.baseaccount.com/gold-is…
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Here's a short sequel to the earlier piece about fee structure of #UPI payments. Partial information about the rates is as good disinformation. It's essential for the @UPI_NPCI to clarify the fee-structure. blog.baseaccount.com/peak-fi…
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It's time we moved beyond just paying lip service to #transparency in #FinTech. Users deserve to know why they are being sold certain products, and how their data is used for decision making for things like loans approvals- blog.baseaccount.com/how-we-…
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" It’s not a credit product. People want to buy stuff now and pay later; " - Fintech CEO. Post truth world.
Also related @base_account blog blog.baseaccount.com/pay-lat… by @lifeeth
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This week I look into how Pay Later schemes are regulated(not) and how they seem so much like a credit card - while flying under the regulatory radar.
As with all of these posts, I welcome criticisms and comments.
blog.baseaccount.com/pay-lat…
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Tried comparing @AckoInsurance and @heydigit numbers to see if they can be used as a proxy to find out if people actually self buy insurance - more about it here -> blog.baseaccount.com/do-we-b…
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Peak Fintech from @base_account : Breaking down the fee structure of #UPI payments to find out who makes how much
blog.baseaccount.com/peak-fi…
| Most detailed tear down you can ever find on cost in #UPI 👏🏾👏🏾 @rohanjdr
Not by Fremulon. And we're Not a bank. Everything else in there 👇 is a #truestory though. #Noice #NineNine #MoneyTalks
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So food ordering apps eat into savings? livemint.com/money/personal-… If only there were a way to connect food orders with savings - ifttt.com/applets/VCUTPSaF-p… #shamelessplug
Hey Tweeple!
You can now hook your IFTTT events to savings into a Mutual Fund. So that you can do things like, when you post a selfie 🤳, you can put away money into a mutual fund. Checkout baseaccount.com for more deets!
We wanted to take a moment to explain what Base is about, and why we think you will find it valuable. This is Base - blog.baseaccount.com/what-is… #Introduction #IFTTT #startup 🎉👨💻