Co-Founder @cr3dentials

In The Arena
Joined March 2015
Kofi retweeted
Congrats to @BNBStandard on ringing the Nasdaq Opening Bell with @cz_binance, @odagius and the team! Huge milestone for the BNB community. We are just at the beginning of bringing wall street onto decentralized blockchain infrastructure. BNB community is one of the most vibrant crypto community in web3 space. We are excited to work with BNBStandard to become the most vibrant finance community in both tradfi and crypto industries as the two merges.
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Kofi retweeted
YZi Labs has backed BNB builders since 2018, across wallets, DeFi, payments, AI, and beyond. Our backing of @BNBStandard brings that conviction to public markets, giving investors a new way to participate in BNB鈥檚 long-term potential. @odagius spent five years on our team helping BNB builders grow. Today, @cz_binance @ellazhang516 and the YZi Labs team joined him to celebrate as he rang the Nasdaq Opening Bell as BNB Standard鈥檚 CEO. The bell marks a milestone. Our conviction is in what BNB can become -- and the people who will take it there. 馃挍
Today is the beginning. $BNC CEO @odagius at the Nasdaq podium, minutes before the Opening Bell, with @cz_binance. @BNBCHAIN
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The tech is getting so good that in the future the only real moat is who owns the idea.
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Every top neobank: Revolut, Nubank, etc., has made so much by offering unsecured lending in different forms. BNPL, personal loans, overdrafts to their users. Crypto neobanks say they are competing with them, but in reality, they are competing for a few thousand users over cashback. Imagine being the first to break the curse?
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When you look at the numbers it鈥檚 actually ridiculous tradfi is sleeping on this 馃槾
Airbnb is now live on @Cr3dentials. Airbnb hosts have made over $400B since inception, yet traditional finance still struggles to recognize them as working-class because they don鈥檛 have a W-2. They earn real income, too. We make that income visible to lenders, giving them access to the same credit opportunities as traditional workers.
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Airbnb is now live on @Cr3dentials. Airbnb hosts have made over $400B since inception, yet traditional finance still struggles to recognize them as working-class because they don鈥檛 have a W-2. They earn real income, too. We make that income visible to lenders, giving them access to the same credit opportunities as traditional workers.
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Kofi retweeted
S/o marketing and design 馃敟 Check out our website: cr3dentials.xyz
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Earnings should land straight to your neobanks. We support neobanks in understanding the earning capacity of their users.
The problem isn鈥檛 always that your users don鈥檛 earn enough. It鈥檚 that your neobank can鈥檛 see what they earn. Cr3dentials helps turn fragmented income data into better underwriting decisions. Let鈥檚 make more people creditworthy.
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Kofi retweeted
Neobanks pay to get Upwork freelancers, Deel contractors, and YouTube creators to send their payouts to them. Then they wait for a deposit to find out if it actually worked. @Cr3dentials verifies the payout switch when it happens and flags it if the user changes it back.
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As a founder you鈥檝e got to get aggressive about what you want and be unreasonable enough to get those outcomes. Because everyone around you, VCs, friends, family, basically people not in the actual field will tell you it won鈥檛 work. Be humble enough to acknowledge their response, but prove them wrong! Fuck the nay sayers man make it happen! Good luck :)
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Today marks the close of applications for the Neobank Credit Facility Program. A big thank you to the 25 neobanks that applied, collectively representing 1.37 million monthly active users (MAU). We appreciate every team that took the time to apply and share their vision with us. The next step is reviewing applications and selecting the neobanks that will move forward. Final decisions will be announced next week.
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Kofi retweeted
The comments on this post got me feeling like Peter Parker in Brand new day.
Ever since zkTLS technology started gaining traction, the biggest question has always been, "What is its actual real-world use case?" This is precisely it. The integration between @primus_labs and @Cr3dentials addresses one of finance's biggest blind spots head-on. Today, millions of merchants and gig workers generating steady income on Shopify, Stripe, Upwork or YouTube remain excluded from credit simply because their platform-based revenue cannot be reliably verified by traditional institutions. @primus_labs zkTLS steps in right here by operating against live Web2 APIs to convert real-time business and account data (revenue, balances, analytics) into cryptographic proofs all without exposing any sensitive personal data. Cr3dentials then uses these proofs to issue verifiable credentials. Ultimately, we are shifting from trust by assertion to trust by mathematical and cryptographic proof. A massive infrastructure milestone for the future of RWA and the Web2 to Web3 bridge. #zkTLS #Web3 #DeFi
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Kofi retweeted
Ever since zkTLS technology started gaining traction, the biggest question has always been, "What is its actual real-world use case?" This is precisely it. The integration between @primus_labs and @Cr3dentials addresses one of finance's biggest blind spots head-on. Today, millions of merchants and gig workers generating steady income on Shopify, Stripe, Upwork or YouTube remain excluded from credit simply because their platform-based revenue cannot be reliably verified by traditional institutions. @primus_labs zkTLS steps in right here by operating against live Web2 APIs to convert real-time business and account data (revenue, balances, analytics) into cryptographic proofs all without exposing any sensitive personal data. Cr3dentials then uses these proofs to issue verifiable credentials. Ultimately, we are shifting from trust by assertion to trust by mathematical and cryptographic proof. A massive infrastructure milestone for the future of RWA and the Web2 to Web3 bridge. #zkTLS #Web3 #DeFi
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Kofi retweeted
Super excited to work with the Credifi team on bringing unsecured credit to non-traditional earners using zkTLS. Lfg, I鈥檓 bullish!
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So are my private keys fried to AI? Yes or no?
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3 days left to apply! Our credit program will be one for the books馃敟
3 days left for neobanks to apply for our credit facility program. Over 20 neobanks with a cumulative 300k monthly users have already applied to be in the program. This once-in-a-lifetime opportunity gives you access to up to $200k in capital, powered by a battle-tested underwriting engine. Don鈥檛 miss out: bit.ly/4h7Mwie
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