Co-Founder @cr3dentials
In The Arena
Joined March 2015
- Tweets8.6K
- Following1.4K
- Followers1.3K
- Likes65.3K
Kofi retweeted
Congrats to @BNBStandard on ringing the Nasdaq Opening Bell with @cz_binance, @odagius and the team!
Huge milestone for the BNB community. We are just at the beginning of bringing wall street onto decentralized blockchain infrastructure.
BNB community is one of the most vibrant crypto community in web3 space. We are excited to work with BNBStandard to become the most vibrant finance community in both tradfi and crypto industries as the two merges.
Kofi retweeted
YZi Labs has backed BNB builders since 2018, across wallets, DeFi, payments, AI, and beyond.
Our backing of @BNBStandard brings that conviction to public markets, giving investors a new way to participate in BNB’s long-term potential.
@odagius spent five years on our team helping BNB builders grow. Today, @cz_binance @ellazhang516 and the YZi Labs team joined him to celebrate as he rang the Nasdaq Opening Bell as BNB Standard’s CEO.
The bell marks a milestone. Our conviction is in what BNB can become -- and the people who will take it there. 💛
Today is the beginning. $BNC CEO @odagius at the Nasdaq podium, minutes before the Opening Bell, with @cz_binance. @BNBCHAIN
Kofi retweeted
Every top neobank: Revolut, Nubank, etc., has made so much by offering unsecured lending in different forms.
BNPL, personal loans, overdrafts to their users.
Crypto neobanks say they are competing with them, but in reality, they are competing for a few thousand users over cashback.
Imagine being the first to break the curse?
Kofi retweeted
Airbnb is now live on @Cr3dentials.
Airbnb hosts have made over $400B since inception, yet traditional finance still struggles to recognize them as working-class because they don’t have a W-2.
They earn real income, too.
We make that income visible to lenders, giving them access to the same credit opportunities as traditional workers.
Kofi retweeted
Neobanks pay to get Upwork freelancers, Deel contractors, and YouTube creators to send their payouts to them. Then they wait for a deposit to find out if it actually worked.
@Cr3dentials verifies the payout switch when it happens and flags it if the user changes it back.
Kofi retweeted
Today marks the close of applications for the Neobank Credit Facility Program.
A big thank you to the 25 neobanks that applied, collectively representing 1.37 million monthly active users (MAU).
We appreciate every team that took the time to apply and share their vision with us. The next step is reviewing applications and selecting the neobanks that will move forward.
Final decisions will be announced next week.
Kofi retweeted
The comments on this post got me feeling like Peter Parker in Brand new day.
Ever since zkTLS technology started gaining traction, the biggest question has always been, "What is its actual real-world use case?"
This is precisely it.
The integration between @primus_labs and @Cr3dentials addresses one of finance's biggest blind spots head-on.
Today, millions of merchants and gig workers generating steady income on Shopify, Stripe, Upwork or YouTube remain excluded from credit simply because their platform-based revenue cannot be reliably verified by traditional institutions.
@primus_labs zkTLS steps in right here by operating against live Web2 APIs to convert real-time business and account data (revenue, balances, analytics) into cryptographic proofs all without exposing any sensitive personal data.
Cr3dentials then uses these proofs to issue verifiable credentials.
Ultimately, we are shifting from trust by assertion to trust by mathematical and cryptographic proof.
A massive infrastructure milestone for the future of RWA and the Web2 to Web3 bridge.
#zkTLS #Web3 #DeFi
Kofi retweeted
Ever since zkTLS technology started gaining traction, the biggest question has always been, "What is its actual real-world use case?"
This is precisely it.
The integration between @primus_labs and @Cr3dentials addresses one of finance's biggest blind spots head-on.
Today, millions of merchants and gig workers generating steady income on Shopify, Stripe, Upwork or YouTube remain excluded from credit simply because their platform-based revenue cannot be reliably verified by traditional institutions.
@primus_labs zkTLS steps in right here by operating against live Web2 APIs to convert real-time business and account data (revenue, balances, analytics) into cryptographic proofs all without exposing any sensitive personal data.
Cr3dentials then uses these proofs to issue verifiable credentials.
Ultimately, we are shifting from trust by assertion to trust by mathematical and cryptographic proof.
A massive infrastructure milestone for the future of RWA and the Web2 to Web3 bridge.
#zkTLS #Web3 #DeFi
Kofi retweeted
Super excited to work with the Credifi team on bringing unsecured credit to non-traditional earners using zkTLS.
Lfg, I’m bullish!
Kofi retweeted
One of our advisors at @Cr3dentials and dear friend Steve Schultz passed away last week from Cancer. Steve was one of the nicest people I knew and a beast when it came to finances and spreadsheets. We learned everything about financial modeling, and accounting from him.
He will be dearly missed and his fire will continue to burn bright in @ciphertextk and I.
Kofi retweeted
The credit arc for neobanks is here. We're working with neobanks to launch credit products for the global digital workforce, powered by @Cr3dentials.
Coming soon to a URL/App near you.
omg
neobanks could finally offer credit to freelancers
i make money through shopify and content creation, so i know how hard it can be to explain income that doesn’t come from a regular salary
even with a neobank like revolut, it can feel like freelancers like us aren’t considered for credit
Cr3dentials and Tradevu have teamed up to help neobanks build credit products for people earning through digital platforms
@tradevu_co provides credit facilities of up to $200,000 for qualifying neobanks in the Cr3dentials network, subject to review
@Cr3dentials verifies income from platforms like:
- Uber
- Shopify
- YouTube
- OnlyFans
- Stripe
and provides data to support lending decisions and portfolio monitoring
freelancer credit arc
Kofi retweeted
omg
neobanks could finally offer credit to freelancers
i make money through shopify and content creation, so i know how hard it can be to explain income that doesn’t come from a regular salary
even with a neobank like revolut, it can feel like freelancers like us aren’t considered for credit
Cr3dentials and Tradevu have teamed up to help neobanks build credit products for people earning through digital platforms
@tradevu_co provides credit facilities of up to $200,000 for qualifying neobanks in the Cr3dentials network, subject to review
@Cr3dentials verifies income from platforms like:
- Uber
- Shopify
- YouTube
- OnlyFans
- Stripe
and provides data to support lending decisions and portfolio monitoring
freelancer credit arc
🤝 Paid partnership
Kofi retweeted
Meet the cofounders of @Cr3dentials.
Best friends for 15 years. Both first generation Americans from Houston, Tx.
Met in middle school band playing the French horn.
Played basketball together all through high school.
Went to different colleges but kept building together: freelancing, a website business, and an NFT project in 2021. Our work made Times Square billboards at one point 🥶.
Dropped out senior year at the same time in 2021 to build in internet finance.
Taught ourselves to code, blockchain, smart contracts, all of it.
Finally built up the courage to go to hackathons and were finalists at our first hackathon ever; ETHDenver in 2023.
I spent 2.5 years at the Ethereum Foundation learning ZK proofs, cryptography, and verification.
Went full time on @Cr3dentials in 2025.
Raised capital, and in November we go live with top neobanking partners in our $1M credit program.
The rest is TBD…
Kofi retweeted
Tradevu and Cr3dentials launch credit program for neobanks, with facilities of up to $200,000
Read more:
techcabal.com/2026/09/21/tra…
Kofi retweeted
Sign up here if you are a neobank/fintech interested in participating: bit.ly/4h7Mwie
Announcing our strategic lending partnership with @tradevu_co
Tradevu will provide credit facilities to neobanks in the Cr3dentials network, worth $1,000,000 with each neobank scaling up to $200,000.
Every facility is gated on Cr3dentials verification and monitored through repayment.