41 | UK 🇬🇧 Stop wasting money. Start building wealth 💸➡️📈 UK money tips | Investing | Cashback Simple methods. Real life hacks.
Portsmouth, England
Joined February 2026
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I'm genuinely shocked at how many people seem personally affected by my HMRC post. 💀
If the replies are anything to go by, the amount of people not paying their tax in this country must be absolutely MASSIVE.
I thought this was an unpopular opinion. Turns out I've hit a nerve. 👀💷
Unpopular opinion: If you’ve intentionally dodged your taxes while the rest of us pay up every month, you shouldn't get a polite warning letter.
HMRC dipping straight into accounts is long overdue. Play by the rules or expect consequences. 🤷♂️💷
📉 Not the week I was hoping for! My portfolio is down £579.51 (-3.38%).
Rolls-Royce, IREN and Meta all had a tough week.
It’s easy to share the wins, but the losses are part of the journey too. Just keeping things real and focusing on the long term. 📈💚
🏡 A £300k home could mean £1,440 a year under a proposed property tax.
Fairer system or another tax hit? 👀
What do you think? 👇
#UKPolitics #Property
💸 Earning £100k+ with kids? You could be missing out on thousands in childcare support.
There may be legitimate ways to reduce your adjusted net income and keep access to funded childcare and Tax-Free Childcare.
🏷️ Use code FRAZ for 10% off your personalised report to find out how 👇
thechildcarehack.co.uk/?utm_…
Ad | I earn commission.
🤝 Paid partnership
🚨Side hustlers, sole traders, and landlords read this!
Making Tax Digital (MTD) is rolling out, and lower income thresholds mean more people are affected than before.
Are you on the list? 👀
💾Save this post to check HMRC's latest guidance and stay ahead of the deadline!
Follow @financefraz for clear, jargon-free UK money updates.
Disclaimer: General information only. Please consult gov.uk for official guidance.
💷 Sprive helps you pay off your mortgage faster by turning everyday shopping into mortgage overpayments!
20 people have signed up through my link but haven’t completed their first shop yet 👀
Complete your first shop and you’ll get £5 free!
If you’re new here, check it out below 👇
My mortgage is sitting around £45k right now, and the thought of paying another £17k in interest still makes me feel slightly sick 😭
To chip away at it without really changing my routine, I’ve been using Sprive. It's properly underrated.
Basically, you just buy gift cards through the app for places you're already shopping at anyway:
🛒 Food shops
🍻 Pubs/restaurants
🛍️ High street shopping
⛽ Fuel
You get cashback, and it automatically funnels straight into your mortgage as an overpayment. I’ve managed to clear an extra £400 since July just by doing my normal spending through it.
If you want to give it a go, use my code FRAZ. You'll get Free Sprive Plus, a chance to win your next mortgage payment, and if you complete your first shop through the app, you'll get a free £5 towards your mortgage.
Plus, once you're signed up and using it, you get your own referral code to share with friends, which is a nice little bonus to make some extra cash too 💸
linkprod.sprive.com/FRAZ
📉 My 3 worst-performing investments this week.
Not every week is green 📈 Sharing the losses, the lessons and the journey along the way.
Which would you hold or sell? 👀
#Investing #Stocks
✨ GLIMMERS. Little rays of light in a noisy world.
It’s easy to focus on what isn’t going right, so I’m trying to appreciate the little wins too. ❤️
Brand deals, side-hustle money, getting married in 2 weeks, a 3-week cruise to look forward to and watching my little girl grow. 💍🚢
Life isn’t perfect, but there’s always something to smile about.
What’s your glimmer right now? ✨👇
🚨Your credit score could be costing you money 🚨
Most people only think about it when they apply for a mortgage... but by then, it might be too late to fix the mistakes.
Here are 5 simple ways to improve it 👇
💬Unpopular opinion: You can have a great salary and still have a terrible credit score.
Are you checking yours regularly? 👀
