Gary Rowan

I’ve been at a bunch of road games over the last few years. Browns fans have never owned a town like this. Will be an absolute home game on Sunday.

October 23, 1989: WebSTAR🏈 One of the most memorable plays in Browns history • Bernie to Webster Slaughter for 97 yards on Monday Night Football #DawgPound (Nev on the call. Take me back, please!🙏) Brownies beat Mike Ditka’s Bears 27-7 #Bernie ➡️ #WebST⭐️R #MNF #Nev @BernieKosarQB

Changing the music to Titanic makes it a bit funny!

CLARITY Act: What Actually Happens After 2:15 PM ET I'm unhinged today so let's break it down Yesterday was the four structural changes buried in the new text. Today is the vote itself. Don't mix the two up. I SAID DON'T DO IT!! 2:15 PM ET is cloture on the motion to proceed. Not passage. Not a law. It's the 60-vote lock deciding whether the Senate can even debate the 635-page bill. Republicans have 53 seats. They need 7 Democrats. As of this morning: 2026 enactment odds sit around 30% on Polymarket, closer to 28% on Kalshi's main contract, though longer-dated Kalshi contracts into 2027 print higher. Different platforms, different bets, pin the number before you quote it. Treat anything by lunch as stale. Getting 60 votes today doesn't mean law by dinner. Unless it's McDonald's chicken nuggies for Trump then maybe. I digress It means the Senate can start arguing. After cloture: up to 30 hours of debate, a separate 51-vote passage test, House reconciliation of a text it's never seen, then a signature. Even a clean win today doesn't mean 2026 law, the House already canceled its last two September voting weeks. Probably because their old and need more mid day naps. Mid day naps are the best. Anyways.. If cloture fails today: This version is done for 2026. Not delayed. Done. Midterms eat the rest of the calendar. Next shot is 2027, different Congress. The backup plan is already running regardless. SEC Chair Atkins said it outright: with or without CLARITY, the agency keeps writing rules, issuance, transfer-agent modernization, custody. Staff are already working self-custody and state-trust custody. What stays either way: GENIUS already governs payment stablecoins. Joint SEC/CFTC guidance already treats a set of tokens as digital commodities. States keep building their own frameworks. Enforcement doesn't pause. Classification just stays messier, institutions stay slower, developers stay exposed on the criminal side longer than they should be. If cloture succeeds today: Not a green candle, a rulebook. Congress finally draws the boxes instead of agencies improvising them. Mature, decentralized tokens go to the CFTC. Investment-contract assets stay SEC. Stablecoins stay with banking regulators. Exchanges, brokers, dealers register. Customer assets get segregated by law, not policy memo. The FTX-shaped rule shows up on paper: firms that are exchange, broker, dealer, and prop desk under one roof need real conflict and affiliate-trading firewalls. Structure can stay. The invisible Alameda door can't. Developers get a civil shield, criminal door stays open. BRCA got narrowed. BSA civil protection survives. The explicit criminal-case language, the exact thing that would've protected against another Tornado Cash or Samourai situation, got stripped out. Ethics gets real, if narrow. Officials and spouses can't issue or sponsor new digital assets. Significant existing interests: divest or a blind trust, with state AGs given enforcement power too. Doesn't unwind current token economics, stops new issuance. Expires with the current term. The stablecoin circuit breaker isn't a ban, it's a speed bump. Treasury gets up to 18 months to slow deposit flight from community banks if it moves too fast. The only question that matters at 2:15: did they get 60. If yes, the fight moves to the House. If not, Atkins, the states, and GENIUS are still the operating system, they were never waiting on Congress anyway. Don't trade the headline. Trade the jurisdiction. Anxious? Me too. Hug a puppy. Or a tree. Mad anxious? Hug a cactus. 🛡

Trump should propose the same law that Argentina president Javier Milei just introduced: If politicians run a deficit, they STOP GETTING PAID. YES! DO IT NOW! No salaries for public officials, from the president down to members of Congress, until the budget is balanced. Public office was never supposed to be a lucrative career for narcissists and psychopaths. It was meant to be a civic duty and an obligation. Javier Milei’s "Fiscal Shackle" law finally forces accountability. If politicians don't do their job, THEY pay the price, not the taxpayers. Why can’t we have common sense like this in America?

Athens, home to Ohio University, has been named the best college town in the Midwest columbusnavigator.com/this-o…