I defaulted on a little over $60k credit card debt a few years ago and basically nothing happened to me. btw
I had a 6000 dollar limit on my Macy’s card that I was saving till I moved cuz I know ima need new shit. I owe 300 bucks and I was a week late with my payment. Do you know these mother fuckers dropped my credit limit to $700 and reported to the credit bureau???