Never doubt the man…
“We build and run the financial infrastructure the banks use globally”.
Gilbert Verdian's thoughts at the Innovate Finance event.
The whole world will hear about $QNT.
screaming in orbit retweeted
Tokenised deposits are moving out of pilots and into production planning.
Three use cases keep coming up across markets:
1. Settlement for tokenised assets
2. Corporate transaction banking
3. Cross-border intra- and inter-bank flows
Discover the value each one brings for #banks in this article: quant.network/perspectives/t…
#TokenisedDeposits #Tokenisation
screaming in orbit retweeted
Bridges between blockchains lost over $1B to hacks in 2022 alone.
Quant's answer: stop wiring chains together one pair at a time.
Connect once, reach them all.
I read the patents and docs and made an unofficial animated explainer of how it works 🧵👇
$QNT
screaming in orbit retweeted
🏦It's been about a week since $QNT x TCH news
The hype's died down a bit
So let's officially look at this with a CLEAR LENS
No hype, just pure facts.
First off, let's look at the scope of the partnership
The Clearing House selected Quant for orchestration infrastructure in their On-Chain Money Initiative.
What's the On-Chain Money Initiative (OCMI)?
In short the OCMI is like the US version of UK GBTD.
Both have selected Overledger for orchestration.
The key difference here is that UK Finance, which organized the UK GBTD is a trade association.
They coordinated and organized all the moving parts for UK GBTD. They themselves don't run payments infrastructure of any sorts.
The Clearing House on the other hand...
Is the only private sector operator of both Real-Time Payments (RTP) & Clearing House Interbank Payments System (CHIPS).
So this time... It's not a trade group coordinating banks toward infrastructure someone else runs,
Rather, it's the infrastructure operator itself building the on-chain layer directly over the rails it already owns.
Now let's talk scale.
TCH itself processes over $2 TRILLION a day.
Seriously... Think about that for a second.
17 banks are in at launch.
Bank of America
BNY
Citibank
HSBC
JPMorgan
Wells Fargo
US Bank
And more
Together they represent about 58% of ALL US commercial bank deposits.
Quant's role specifically: interoperability, orchestration n transaction-management layer.
Same three-part job Overledger's been doing for GBTD.
Connecting tokenized deposit movement straight into RTP n CHIPS, the same rails already in production.
So on one end... We won't be seeing anything "new" that Quant is doing per se.
But on another end, the #1 private sector payments provider in the US is using Quant for something they've already proven they can execute at scale.
What does that actually unlock?
• Programmable treasury operations
• Real-time liquidity management
• Real-time 24/7 settlement
And Agentic Commerce sits right within there too.
Something that's been rapidly growing within institutional finance.
And we already know Quant is working with world leading IT provider Capgemini around this.
Gilbert Verdian called the selection
"A defining step in the global transition to programmable money."
Some pretty bold claims.
But look at who's saying it and what/who they're building it on top of.
Target launch is H1 2027.
–––––––––
UK Finance had already proved the model worked.
US just skipped that step and had the rail operator build it themselves.
2 different countries. 2 different bank groups.
Same Orchestration Layer deployed over both.
Check it out…live feed of onchain activity from @MindCrypto_
🧿💥 $QNT LIVE is now up and running.
24/7 price, on-chain transfers, whale alerts, derivatives data and QNT news, all in one live dashboard.
Built to track the market, not hype it.
Let me know what you think! 💪
youtube.com/live/orgBk-Aw9oI…
“We intend to acquire various digital assets, including (a) established cryptocurrencies with a large capitalization (e.g., BTC, ETH, SOL), (b) cryptocurrencies which conform to ISO-20022 (e.g., XRP, ADA, XLM, HBAR, ALGO, XDC, QNT, IOTA)…”sec.gov/Archives/edgar/data/…
screaming in orbit retweeted
2. What Is The Clearing House, the 1853 Bank Group That Picked Quant?
coinmarketcap.com/community/… / @CoinMarketCap
Stay tuned:
I’ll soon be publishing a report detailing the true value of the $QNT token.
Some of you will love it.
Some of you will hate it.
I went through eight years of whitepapers, developer docs, on-chain data, archived chats, and legal terms.
Then I hired an Ethereum researcher to independently investigate a part of the story that nobody really wants to talk about.
What I found surprised me.
And I’m going to tell you exactly what the evidence says.
Tomorrow.
Confused about the ethereum:0x4a220e6096b25eadb88358cb44068a3248254675 token?
People keep saying $QNT isn't needed because banks can just pay Quant in dollars.
Most arguments mix up three questions.
Does the software need the token to run?
Does using the product create demand you can't avoid?
Does Quant's commercial success reach holders?
The comparison:
$QNT gets lumped in with every other interoperability token.
I think that's a mistake, and the reason goes back to how the internet itself was designed.
Quant has been designed to be "Internet-Scale".
But what does that mean?
The breakdown:
Quant just published a 25-page institutional blueprint.
The paper comes as tokenized commercial bank money moves from pilot programs into live infrastructure across the UK, U.S., Canada and Europe.
Quant highlights four major initiatives:
• Great British Tokenised Deposit in the UK, where 7 banks have completed live customer transactions on shared infrastructure built by Quant
• The Clearing House’s On-Chain Money Initiative in the U.S., with Quant selected for interoperability, orchestration and transaction management and launch to participating institutions targeted for H1 2027
• A joint tokenized deposit initiative involving Canada’s 6 largest banks
• Germany’s Commercial Bank Money Token initiative, now in pilot.
The central argument is that putting deposits on a ledger is only the beginning.
A ledger can record that money moved.
It does not inherently tell a bank:
• Why it moved
• Which obligation it satisfied
• Who authorized it
• What conditions had to be met
• What external systems it depended on
• When the obligation was actually complete
• What happens if part of the transaction fails
Quant calls this concept ‘economic intent.’
The paper separates institutional infrastructure into six responsibilities:
• Economic intent
• Institutional control
• Programmability
• Orchestration
• Money and posting model
• Execution and settlement
The first four sit above the ledger.
The final two relate to the underlying money and settlement infrastructure.
One example in the paper makes the distinction:
A customer asks a bank to pay a supplier £5 million after delivery is confirmed, with two approvals before a deadline.
To the customer, that is one obligation.
The infrastructure can generate 6 separate ledger entries, including a reservation, release, transfer, fee and status events.
The point:
Ledger activity measures the plumbing.
The bank still has to preserve the economic meaning of the transaction.
The paper also rejects the idea that one network will replace the existing financial system.
Instead, Quant describes a future where:
• Swift
• RTGS systems
• Domestic payment networks
• Tokenized deposit networks
• Asset platforms
• Public and private ledgers
all coexist.
A connection to one does not automatically provide access, settlement eligibility or common legal treatment across the others.
That makes orchestration a major part of the problem.
A single financial instruction may need to cross multiple networks with different operating hours, settlement models and points of finality.
Capital markets are where this becomes especially important.
Quant says tokenized assets have advanced faster than the cash used to settle them.
A bond can move on a ledger in seconds while the corresponding cash leg still settles through conventional infrastructure.
The proposed model is programmable delivery-versus-payment (DvP):
• Asset eligibility checked
• Cash availability confirmed
• Authority verified
• Both legs reserved
• Both execute together, or neither proceeds
The same framework extends to FX payment-versus-payment, repo and collateral.
Quant and Murex are already demonstrating this architecture.
At Sibos, the companies showed a USD repo against a tokenized U.S. Treasury, with the cash leg in tokenized deposits and the transaction operated through Murex MX.3.
One scenario completed through next-day recall.
Another was deliberately rejected mid-execution and rolled back with no change to the ledger, account or inventory state.
Finality remained with the designated settlement rail.
The UK project is also moving into capital markets.
Participating banks plan to issue 3 digital bonds in Q1 2027, traded and settled using tokenized deposits.
The bigger signal in Quant’s paper is that institutional tokenization is moving beyond the question of:
“Which blockchain will financial institutions use?”
The harder question is becoming:
How do banks coordinate money, securities, approvals, compliance and settlement across multiple systems without losing control of the transaction?
Quant’s thesis is that the ledger is only one layer.
The increasingly important infrastructure may be the stack sitting above it.
@FusionLayer25 | @quantnetwork | @gverdian
ethereum:0x4a220e6096b25eadb88358cb44068a3248254675
screaming in orbit retweeted
Quant just published a 25-page institutional blueprint.
The paper comes as tokenized commercial bank money moves from pilot programs into live infrastructure across the UK, U.S., Canada and Europe.
Quant highlights four major initiatives:
• Great British Tokenised Deposit in the UK, where 7 banks have completed live customer transactions on shared infrastructure built by Quant
• The Clearing House’s On-Chain Money Initiative in the U.S., with Quant selected for interoperability, orchestration and transaction management and launch to participating institutions targeted for H1 2027
• A joint tokenized deposit initiative involving Canada’s 6 largest banks
• Germany’s Commercial Bank Money Token initiative, now in pilot.
The central argument is that putting deposits on a ledger is only the beginning.
A ledger can record that money moved.
It does not inherently tell a bank:
• Why it moved
• Which obligation it satisfied
• Who authorized it
• What conditions had to be met
• What external systems it depended on
• When the obligation was actually complete
• What happens if part of the transaction fails
Quant calls this concept ‘economic intent.’
The paper separates institutional infrastructure into six responsibilities:
• Economic intent
• Institutional control
• Programmability
• Orchestration
• Money and posting model
• Execution and settlement
The first four sit above the ledger.
The final two relate to the underlying money and settlement infrastructure.
One example in the paper makes the distinction:
A customer asks a bank to pay a supplier £5 million after delivery is confirmed, with two approvals before a deadline.
To the customer, that is one obligation.
The infrastructure can generate 6 separate ledger entries, including a reservation, release, transfer, fee and status events.
The point:
Ledger activity measures the plumbing.
The bank still has to preserve the economic meaning of the transaction.
The paper also rejects the idea that one network will replace the existing financial system.
Instead, Quant describes a future where:
• Swift
• RTGS systems
• Domestic payment networks
• Tokenized deposit networks
• Asset platforms
• Public and private ledgers
all coexist.
A connection to one does not automatically provide access, settlement eligibility or common legal treatment across the others.
That makes orchestration a major part of the problem.
A single financial instruction may need to cross multiple networks with different operating hours, settlement models and points of finality.
Capital markets are where this becomes especially important.
Quant says tokenized assets have advanced faster than the cash used to settle them.
A bond can move on a ledger in seconds while the corresponding cash leg still settles through conventional infrastructure.
The proposed model is programmable delivery-versus-payment (DvP):
• Asset eligibility checked
• Cash availability confirmed
• Authority verified
• Both legs reserved
• Both execute together, or neither proceeds
The same framework extends to FX payment-versus-payment, repo and collateral.
Quant and Murex are already demonstrating this architecture.
At Sibos, the companies showed a USD repo against a tokenized U.S. Treasury, with the cash leg in tokenized deposits and the transaction operated through Murex MX.3.
One scenario completed through next-day recall.
Another was deliberately rejected mid-execution and rolled back with no change to the ledger, account or inventory state.
Finality remained with the designated settlement rail.
The UK project is also moving into capital markets.
Participating banks plan to issue 3 digital bonds in Q1 2027, traded and settled using tokenized deposits.
The bigger signal in Quant’s paper is that institutional tokenization is moving beyond the question of:
“Which blockchain will financial institutions use?”
The harder question is becoming:
How do banks coordinate money, securities, approvals, compliance and settlement across multiple systems without losing control of the transaction?
Quant’s thesis is that the ledger is only one layer.
The increasingly important infrastructure may be the stack sitting above it.
@FusionLayer25 | @quantnetwork | @gverdian
ethereum:0x4a220e6096b25eadb88358cb44068a3248254675
screaming in orbit retweeted
Huge for ethereum:0x4a220e6096b25eadb88358cb44068a3248254675:
“At Capgemini, we are helping shape the next generation of payments, where intelligent agents can identify liquidity needs, evaluate alternatives, and recommend or initiate actions within defined governance controls, while programmable digital money enables value to be moved and reconciled in real time. … Our collaboration with Quant reflects a shared commitment to moving beyond theory and demonstrating how these technologies can work together in practical, enterprise-grade use cases.”
@Capgemini 🤝 @quantnetwork
Via @SanNL11
Here’s that information you need:
🔥The Clearing House x $QNT Video Breakdown
Been a minute since I've dropped a public YouTube video, but this collab deserves it
In this overview I go over...
• Quant's role in Tokenized Deposits
• How big The Clearing House is in TradFi
• What to expect moving forward
