HappyThoughts (@thinkhappy70) header
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The future depends on what you do today.

Somewhere
Joined August 2019
Photo by HappyThoughts (@thinkhappy70)Photo by HappyThoughts (@thinkhappy70)Photo by HappyThoughts (@thinkhappy70)Photo by HappyThoughts (@thinkhappy70)Photo by HappyThoughts (@thinkhappy70)Photo by HappyThoughts (@thinkhappy70)Photo by HappyThoughts (@thinkhappy70)Photo by HappyThoughts (@thinkhappy70)Photo by HappyThoughts (@thinkhappy70)Photo by HappyThoughts (@thinkhappy70)
HappyThoughts retweeted
BREAKING: Binance CFO Kaiser Ng exits nine days after reported $6.3B security breach Ng, who has served as CFO since January 2022, will be replaced by former Airwallex finance VP Justin Yek, while Binance co-CEO Yi He says the transition was planned six months ago and Ng is leaving to pursue another venture.
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HappyThoughts retweeted
"It's going to be a huge moment on the stock market tomorrow" Associate editor and columnist at the Financial Times Stephen Bush discusses the potential fallout from news of Nvidia launching a 'foreign intelligence' investigation into it's CEO Jensen ⁠Huang
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HappyThoughts retweeted
In lieu of flowers, memorial contributions may be made to: Johns Hopkins Alzheimer’s Disease Research Center Fund    alzresearch.org/giving/ Alzheimer’s Foundation of America Caregiver Resources     alzfdn.org/donate/ Photo Credit: Tommy Garcia
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HappyThoughts retweeted
Caught up with @Ripple CEO Brad Garlinghouse and David Schwartz at Ripple #Swell to talk the future of @Ripple, institutional utility, and the path ahead for #XRP. Brad breaks down why 2026 has been a massive year for transaction volume growth, and David Schwartz shares his vision on mass retail adoption and where we're heading next.
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HappyThoughts retweeted
Ripple CEO Brad Garlinghouse says XRP continues to serve as a bridge between currency pairs, avoiding conversion into and out of the US dollar. Watch our full interview here: youtu.be/AWCItdV-bbs
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HappyThoughts retweeted
Thrilled to see Ripple National Trust Bank receive final approval from the @USOCC. This is much more than a charter on paper. RNTB is designed to manage reserves supporting $RLUSD, serve as collateral trustee for RLUSD holders, and provide regulated digital asset custody — bringing federal banking supervision directly into the infrastructure institutions use.
Big news heading into @RippleSwell: the @USOCC has granted final approval for Ripple National Trust Bank. This gives Ripple a federally supervised platform to support $RLUSD and provide digital asset custody to enterprises. We’ve always said crypto and banks work better together — this is what that looks like. Real innovation, real accountability, federal oversight. The revolution isn't happening outside the system. It's happening from within it.
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Big news heading into @RippleSwell: the @USOCC has granted final approval for Ripple National Trust Bank. This gives Ripple a federally supervised platform to support $RLUSD and provide digital asset custody to enterprises. We’ve always said crypto and banks work better together — this is what that looks like. Real innovation, real accountability, federal oversight. The revolution isn't happening outside the system. It's happening from within it.
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Second star to the right and straight on till morning Mr Chekov 😔
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George and Toto having fun in Austin 🇺🇸
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HappyThoughts retweeted
Settlement liquidity is exactly the kind of use case @XRP Ledger and RLUSD are built to support. @Arf_One is bringing its approach to settlement liquidity to the XRP Ledger, using RLUSD to support short-term working capital for licensed payment companies as cross-border payments settle.
Arf is bringing settlement liquidity to the @XRP Ledger. Cross-border payments move trillions of dollars every year, but the capital needed to move that money often remains tied up across markets. That’s why we’re partnering with @Ripple to bring RLUSD-powered settlement liquidity to licensed cross-border payment companies on the XRP Ledger (XRPL). Read the full announcement: arf.one/arf-and-ripple-partn…
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JUST IN: Zebec SuperApp adds tokenized stocks through xStocks Users can now access tokenized shares of Apple, NVIDIA, Amazon, Robinhood, Circle and more directly onchain through the app.
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1/ Today Ripple filed its comment letter on the SEC’s proposed Regulation Crypto Assets. We support the proposal, and the SEC has clear authority to adopt it. 2/ Years of “case by case, coin by coin” enforcement has pushed innovation offshore. We need holistic rules for digital assets. 3/ The proposal stays faithful to Howey. The investment contract is the security, not the token. What matters is what an issuer actually promised and when those promises end, not a subjective “decentralization” test. 4/ We know the cost of ambiguity firsthand. Ripple spent more than $150 million to get clarity. No company should have to do that to learn what the law requires. 5/ Clear rules grounded in existing law will bring capital, investor protection and innovation to the U.S. Read our full letter: ripple.com/reports/ripple-co…
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🚨NEW: $XRP OFFICIALLY LAUNCHES ITS OWN WEBSITE — XRP.ORG IS NOW LIVE! 🤯🔥 The website highlights $XRP’s role in global payments, 3–5 SECOND settlements, fees below $0.01, and its use in tokenized real-world assets and AI-powered payments! 👉 It also explains XRP’s regulatory status, supply, and how to buy and safely transfer XRP. A fresh home for XRP! 🌍🚀
🚨HUGE: $XRP OFFICIALLY LAUNCHES Its OWN X ACCOUNT — @XRP Is NOW LIVE! 🤯🔥
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This one has been a long time coming… Welcome @XRP!
hello, world. It’s about time.
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hello, world. It’s about time.
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🔥 BIG! David Schwartz is excited about the year ahead for $XRP Ledger, with retail RWAs, stronger on/off-ramps and greater connectivity in focus. The goal: bridge traditional finance and crypto, unlock real-world utility to make the XRPL ecosystem more accessible 🤝🏻
📣 JUST IN: Live at Nasdaq for Evernorth, #Ripple CEO Brad Garlinghouse emphasized $XRP has legal clarity following a federal judge's ruling that it is not a security. Despite legislative stalls, regulatory momentum is irreversible. You can't put the genie back in the bottle.
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HappyThoughts retweeted
Congratulations to our friends at @evernorthxrp on their Nasdaq debut! Evernorth represents a new milestone for the XRP ecosystem, putting XRP to work via institutional strategies, and expanding with the network as new capabilities are introduced. Proud to partner with Evernorth on this next chapter.
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JUST IN: 🇸🇬 Standard Chartered Bank announced its plans to provide custody services for Bitcoin and digital assets today 🚀
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